Cálculo de intereses
Ahorrando S/ 456,039
Veamos que pasaría si Usted ahorrara 456,039 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 456,039.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,209.80 | S/ 10,479.12 | S/ 15,808.64 | S/ 21,199.04 | S/ 477,238.04 |
| 8.50% | S/ 9,396.14 | S/ 18,985.88 | S/ 28,773.20 | S/ 38,762.18 | S/ 494,801.18 |
| 8.00% | S/ 8,859.01 | S/ 17,890.12 | S/ 27,096.67 | S/ 36,482.06 | S/ 492,521.06 |
| 7.10% | S/ 7,887.46 | S/ 15,911.34 | S/ 24,074.00 | S/ 32,377.83 | S/ 488,416.83 |
| 7.00% | S/ 7,779.13 | S/ 15,690.96 | S/ 23,737.75 | S/ 31,921.81 | S/ 487,960.81 |
| 6.50% | S/ 7,236.35 | S/ 14,587.53 | S/ 22,055.36 | S/ 29,641.68 | S/ 485,680.68 |
| 6.10% | S/ 6,800.75 | S/ 13,702.92 | S/ 20,708.02 | S/ 27,817.58 | S/ 483,856.58 |
| 6.20% | S/ 6,909.77 | S/ 13,924.23 | S/ 21,044.97 | S/ 28,273.60 | S/ 484,312.60 |
| 5.90% | S/ 6,582.49 | S/ 13,259.99 | S/ 20,033.87 | S/ 26,905.53 | S/ 482,944.53 |
| 5.75% | S/ 6,418.59 | S/ 12,927.51 | S/ 19,528.05 | S/ 26,221.49 | S/ 482,260.49 |
| 5.70% | S/ 6,363.91 | S/ 12,816.64 | S/ 19,359.40 | S/ 25,993.47 | S/ 482,032.47 |
| 5.65% | S/ 6,309.22 | S/ 12,705.73 | S/ 19,190.74 | S/ 25,765.46 | S/ 481,804.46 |
| 5.60% | S/ 6,254.51 | S/ 12,594.80 | S/ 19,022.05 | S/ 25,537.45 | S/ 481,576.45 |
| 5.50% | S/ 6,145.03 | S/ 12,372.87 | S/ 18,684.62 | S/ 25,081.42 | S/ 481,120.42 |
| 5.30% | S/ 5,925.84 | S/ 11,928.68 | S/ 18,009.52 | S/ 24,169.37 | S/ 480,208.37 |
| 5.25% | S/ 5,870.99 | S/ 11,817.56 | S/ 17,840.69 | S/ 23,941.36 | S/ 479,980.36 |
| 5.05% | S/ 5,651.41 | S/ 11,372.84 | S/ 17,165.19 | S/ 23,029.31 | S/ 479,068.31 |
| 5.00% | S/ 5,596.46 | S/ 11,261.60 | S/ 16,996.26 | S/ 22,801.30 | S/ 478,840.30 |
| 4.95% | S/ 5,541.49 | S/ 11,150.33 | S/ 16,827.31 | S/ 22,573.28 | S/ 478,612.28 |
| 4.75% | S/ 5,321.44 | S/ 10,704.97 | S/ 16,151.33 | S/ 21,661.23 | S/ 477,700.23 |
| 4.55% | S/ 5,101.07 | S/ 10,259.19 | S/ 15,475.02 | S/ 20,749.18 | S/ 476,788.18 |
| 4.50% | S/ 5,045.93 | S/ 10,147.68 | S/ 15,305.89 | S/ 20,521.17 | S/ 476,560.17 |
| 4.40% | S/ 4,935.58 | S/ 9,924.58 | S/ 14,967.57 | S/ 20,065.14 | S/ 476,104.14 |
| 4.30% | S/ 4,825.16 | S/ 9,701.37 | S/ 14,629.17 | S/ 19,609.12 | S/ 475,648.12 |
| 4.25% | S/ 4,769.92 | S/ 9,589.72 | S/ 14,459.94 | S/ 19,381.10 | S/ 475,420.10 |
| 4.20% | S/ 4,714.66 | S/ 9,478.05 | S/ 14,290.69 | S/ 19,153.09 | S/ 475,192.09 |
| 4.15% | S/ 4,659.37 | S/ 9,366.35 | S/ 14,121.42 | S/ 18,925.08 | S/ 474,964.08 |
| 4.00% | S/ 4,493.41 | S/ 9,031.10 | S/ 13,613.49 | S/ 18,241.04 | S/ 474,280.04 |
| 3.90% | S/ 4,382.67 | S/ 8,807.46 | S/ 13,274.77 | S/ 17,785.01 | S/ 473,824.01 |
| 3.75% | S/ 4,216.41 | S/ 8,471.80 | S/ 12,766.53 | S/ 17,100.97 | S/ 473,139.97 |
| 3.50% | S/ 3,938.90 | S/ 7,911.82 | S/ 11,919.06 | S/ 15,960.91 | S/ 471,999.91 |
| 3.00% | S/ 3,382.38 | S/ 6,789.84 | S/ 10,222.58 | S/ 13,680.78 | S/ 469,719.78 |
| 2.75% | S/ 3,103.36 | S/ 6,227.83 | S/ 9,373.57 | S/ 12,540.72 | S/ 468,579.72 |
| 2.50% | S/ 2,823.83 | S/ 5,665.14 | S/ 8,524.04 | S/ 11,400.65 | S/ 467,439.65 |
| 2.00% | S/ 2,263.23 | S/ 4,537.69 | S/ 6,823.43 | S/ 9,120.52 | S/ 465,159.52 |
| 1.35% | S/ 1,531.36 | S/ 3,067.86 | S/ 4,609.52 | S/ 6,156.35 | S/ 462,195.35 |
| 1.00% | S/ 1,135.82 | S/ 2,274.46 | S/ 3,415.94 | S/ 4,560.26 | S/ 460,599.26 |
| 0.10% | S/ 113.96 | S/ 227.96 | S/ 341.98 | S/ 456.03 | S/ 456,495.03 |
Sobre los datos
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Para S/ 456,039 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 456,039 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.