Cálculo de intereses
Ahorrando S/ 451,850
Veamos que pasaría si Usted ahorrara 451,850 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 451,850.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,161.95 | S/ 10,382.87 | S/ 15,663.43 | S/ 21,004.32 | S/ 472,854.32 |
| 8.50% | S/ 9,309.83 | S/ 18,811.48 | S/ 28,508.91 | S/ 38,406.13 | S/ 490,256.13 |
| 8.00% | S/ 8,777.64 | S/ 17,725.79 | S/ 26,847.77 | S/ 36,146.95 | S/ 487,996.95 |
| 7.10% | S/ 7,815.01 | S/ 15,765.18 | S/ 23,852.86 | S/ 32,080.42 | S/ 483,930.42 |
| 7.00% | S/ 7,707.68 | S/ 15,546.83 | S/ 23,519.71 | S/ 31,628.58 | S/ 483,478.58 |
| 6.50% | S/ 7,169.88 | S/ 14,453.53 | S/ 21,852.76 | S/ 29,369.40 | S/ 481,219.40 |
| 6.10% | S/ 6,738.28 | S/ 13,577.05 | S/ 20,517.80 | S/ 27,562.06 | S/ 479,412.06 |
| 6.20% | S/ 6,846.30 | S/ 13,796.32 | S/ 20,851.66 | S/ 28,013.89 | S/ 479,863.89 |
| 5.90% | S/ 6,522.02 | S/ 13,138.19 | S/ 19,849.85 | S/ 26,658.38 | S/ 478,508.38 |
| 5.75% | S/ 6,359.63 | S/ 12,808.77 | S/ 19,348.67 | S/ 25,980.63 | S/ 477,830.63 |
| 5.70% | S/ 6,305.46 | S/ 12,698.91 | S/ 19,181.58 | S/ 25,754.71 | S/ 477,604.71 |
| 5.65% | S/ 6,251.27 | S/ 12,589.02 | S/ 19,014.46 | S/ 25,528.79 | S/ 477,378.79 |
| 5.60% | S/ 6,197.06 | S/ 12,479.11 | S/ 18,847.32 | S/ 25,302.87 | S/ 477,152.87 |
| 5.50% | S/ 6,088.59 | S/ 12,259.21 | S/ 18,512.99 | S/ 24,851.04 | S/ 476,701.04 |
| 5.30% | S/ 5,871.41 | S/ 11,819.10 | S/ 17,844.09 | S/ 23,947.36 | S/ 475,797.36 |
| 5.25% | S/ 5,817.06 | S/ 11,709.01 | S/ 17,676.81 | S/ 23,721.44 | S/ 475,571.44 |
| 5.05% | S/ 5,599.49 | S/ 11,268.38 | S/ 17,007.51 | S/ 22,817.77 | S/ 474,667.77 |
| 5.00% | S/ 5,545.05 | S/ 11,158.15 | S/ 16,840.14 | S/ 22,591.85 | S/ 474,441.85 |
| 4.95% | S/ 5,490.59 | S/ 11,047.90 | S/ 16,672.74 | S/ 22,365.93 | S/ 474,215.93 |
| 4.75% | S/ 5,272.56 | S/ 10,606.64 | S/ 16,002.97 | S/ 21,462.26 | S/ 473,312.26 |
| 4.55% | S/ 5,054.21 | S/ 10,164.96 | S/ 15,332.87 | S/ 20,558.59 | S/ 472,408.59 |
| 4.50% | S/ 4,999.58 | S/ 10,054.47 | S/ 15,165.29 | S/ 20,332.67 | S/ 472,182.67 |
| 4.40% | S/ 4,890.24 | S/ 9,833.42 | S/ 14,830.08 | S/ 19,880.83 | S/ 471,730.83 |
| 4.30% | S/ 4,780.84 | S/ 9,612.26 | S/ 14,494.80 | S/ 19,428.99 | S/ 471,278.99 |
| 4.25% | S/ 4,726.10 | S/ 9,501.64 | S/ 14,327.12 | S/ 19,203.08 | S/ 471,053.08 |
| 4.20% | S/ 4,671.35 | S/ 9,390.99 | S/ 14,159.43 | S/ 18,977.16 | S/ 470,827.16 |
| 4.15% | S/ 4,616.57 | S/ 9,280.32 | S/ 13,991.71 | S/ 18,751.24 | S/ 470,601.24 |
| 4.00% | S/ 4,452.14 | S/ 8,948.14 | S/ 13,488.44 | S/ 18,073.48 | S/ 469,923.48 |
| 3.90% | S/ 4,342.41 | S/ 8,726.56 | S/ 13,152.83 | S/ 17,621.65 | S/ 469,471.65 |
| 3.75% | S/ 4,177.68 | S/ 8,393.98 | S/ 12,649.26 | S/ 16,943.89 | S/ 468,793.89 |
| 3.50% | S/ 3,902.72 | S/ 7,839.15 | S/ 11,809.58 | S/ 15,814.30 | S/ 467,664.30 |
| 3.00% | S/ 3,351.31 | S/ 6,727.48 | S/ 10,128.68 | S/ 13,555.11 | S/ 465,405.11 |
| 2.75% | S/ 3,074.85 | S/ 6,170.63 | S/ 9,287.47 | S/ 12,425.52 | S/ 464,275.52 |
| 2.50% | S/ 2,797.89 | S/ 5,613.10 | S/ 8,445.75 | S/ 11,295.93 | S/ 463,145.93 |
| 2.00% | S/ 2,242.44 | S/ 4,496.00 | S/ 6,760.75 | S/ 9,036.74 | S/ 460,886.74 |
| 1.35% | S/ 1,517.29 | S/ 3,039.68 | S/ 4,567.18 | S/ 6,099.80 | S/ 457,949.80 |
| 1.00% | S/ 1,125.38 | S/ 2,253.57 | S/ 3,384.56 | S/ 4,518.37 | S/ 456,368.37 |
| 0.10% | S/ 112.92 | S/ 225.86 | S/ 338.84 | S/ 451.84 | S/ 452,301.84 |
Sobre los datos
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Para S/ 451,850 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 451,850 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.