Cálculo de intereses
Ahorrando S/ 423,991
Veamos que pasaría si Usted ahorrara 423,991 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 423,991.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,843.69 | S/ 9,742.71 | S/ 14,697.69 | S/ 19,709.29 | S/ 443,700.29 |
| 8.50% | S/ 8,735.83 | S/ 17,651.65 | S/ 26,751.18 | S/ 36,038.18 | S/ 460,029.18 |
| 8.00% | S/ 8,236.45 | S/ 16,632.90 | S/ 25,192.46 | S/ 33,918.29 | S/ 457,909.29 |
| 7.10% | S/ 7,333.17 | S/ 14,793.18 | S/ 22,382.20 | S/ 30,102.49 | S/ 454,093.49 |
| 7.00% | S/ 7,232.46 | S/ 14,588.29 | S/ 22,069.59 | S/ 29,678.51 | S/ 453,669.51 |
| 6.50% | S/ 6,727.82 | S/ 13,562.40 | S/ 20,505.42 | S/ 27,558.62 | S/ 451,549.62 |
| 6.10% | S/ 6,322.83 | S/ 12,739.95 | S/ 19,252.77 | S/ 25,862.71 | S/ 449,853.71 |
| 6.20% | S/ 6,424.18 | S/ 12,945.71 | S/ 19,566.04 | S/ 26,286.68 | S/ 450,277.68 |
| 5.90% | S/ 6,119.90 | S/ 12,328.14 | S/ 18,625.99 | S/ 25,014.75 | S/ 449,005.75 |
| 5.75% | S/ 5,967.52 | S/ 12,019.04 | S/ 18,155.72 | S/ 24,378.78 | S/ 448,369.78 |
| 5.70% | S/ 5,916.69 | S/ 11,915.95 | S/ 17,998.93 | S/ 24,166.79 | S/ 448,157.79 |
| 5.65% | S/ 5,865.84 | S/ 11,812.84 | S/ 17,842.12 | S/ 23,954.80 | S/ 447,945.80 |
| 5.60% | S/ 5,814.98 | S/ 11,709.71 | S/ 17,685.28 | S/ 23,742.81 | S/ 447,733.81 |
| 5.50% | S/ 5,713.19 | S/ 11,503.37 | S/ 17,371.56 | S/ 23,318.83 | S/ 447,309.83 |
| 5.30% | S/ 5,509.40 | S/ 11,090.39 | S/ 16,743.90 | S/ 22,470.88 | S/ 446,461.88 |
| 5.25% | S/ 5,458.41 | S/ 10,987.09 | S/ 16,586.94 | S/ 22,258.89 | S/ 446,249.89 |
| 5.05% | S/ 5,254.25 | S/ 10,573.62 | S/ 15,958.91 | S/ 21,410.93 | S/ 445,401.93 |
| 5.00% | S/ 5,203.17 | S/ 10,470.19 | S/ 15,801.85 | S/ 21,198.94 | S/ 445,189.94 |
| 4.95% | S/ 5,152.07 | S/ 10,366.74 | S/ 15,644.78 | S/ 20,986.95 | S/ 444,977.95 |
| 4.75% | S/ 4,947.48 | S/ 9,952.68 | S/ 15,016.30 | S/ 20,139.00 | S/ 444,130.00 |
| 4.55% | S/ 4,742.59 | S/ 9,538.23 | S/ 14,387.51 | S/ 19,291.04 | S/ 443,282.04 |
| 4.50% | S/ 4,691.32 | S/ 9,434.56 | S/ 14,230.27 | S/ 19,079.05 | S/ 443,070.05 |
| 4.40% | S/ 4,588.73 | S/ 9,227.13 | S/ 13,915.73 | S/ 18,655.07 | S/ 442,646.07 |
| 4.30% | S/ 4,486.07 | S/ 9,019.61 | S/ 13,601.11 | S/ 18,231.09 | S/ 442,222.09 |
| 4.25% | S/ 4,434.71 | S/ 8,915.81 | S/ 13,443.78 | S/ 18,019.10 | S/ 442,010.10 |
| 4.20% | S/ 4,383.33 | S/ 8,811.98 | S/ 13,286.42 | S/ 17,807.11 | S/ 441,798.11 |
| 4.15% | S/ 4,331.94 | S/ 8,708.14 | S/ 13,129.05 | S/ 17,595.12 | S/ 441,586.12 |
| 4.00% | S/ 4,177.64 | S/ 8,396.44 | S/ 12,656.81 | S/ 16,959.16 | S/ 440,950.16 |
| 3.90% | S/ 4,074.68 | S/ 8,188.52 | S/ 12,341.89 | S/ 16,535.18 | S/ 440,526.18 |
| 3.75% | S/ 3,920.10 | S/ 7,876.44 | S/ 11,869.37 | S/ 15,899.21 | S/ 439,890.21 |
| 3.50% | S/ 3,662.10 | S/ 7,355.82 | S/ 11,081.45 | S/ 14,839.26 | S/ 438,830.26 |
| 3.00% | S/ 3,144.68 | S/ 6,312.69 | S/ 9,504.19 | S/ 12,719.37 | S/ 436,710.37 |
| 2.75% | S/ 2,885.27 | S/ 5,790.17 | S/ 8,714.85 | S/ 11,659.42 | S/ 435,650.42 |
| 2.50% | S/ 2,625.38 | S/ 5,267.02 | S/ 7,925.02 | S/ 10,599.47 | S/ 434,590.47 |
| 2.00% | S/ 2,104.18 | S/ 4,218.80 | S/ 6,343.92 | S/ 8,479.58 | S/ 432,470.58 |
| 1.35% | S/ 1,423.74 | S/ 2,852.26 | S/ 4,285.58 | S/ 5,723.72 | S/ 429,714.72 |
| 1.00% | S/ 1,056.00 | S/ 2,114.62 | S/ 3,175.88 | S/ 4,239.79 | S/ 428,230.79 |
| 0.10% | S/ 105.96 | S/ 211.94 | S/ 317.94 | S/ 423.98 | S/ 424,414.98 |
Sobre los datos
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Para S/ 423,991 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 423,991 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.