Cálculo de intereses
Ahorrando S/ 422,921
Veamos que pasaría si Usted ahorrara 422,921 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 422,921.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,831.46 | S/ 9,718.12 | S/ 14,660.60 | S/ 19,659.55 | S/ 442,580.55 |
| 8.50% | S/ 8,713.79 | S/ 17,607.11 | S/ 26,683.67 | S/ 35,947.24 | S/ 458,868.24 |
| 8.00% | S/ 8,215.66 | S/ 16,590.92 | S/ 25,128.88 | S/ 33,832.70 | S/ 456,753.70 |
| 7.10% | S/ 7,314.67 | S/ 14,755.84 | S/ 22,325.72 | S/ 30,026.52 | S/ 452,947.52 |
| 7.00% | S/ 7,214.20 | S/ 14,551.47 | S/ 22,013.89 | S/ 29,603.61 | S/ 452,524.61 |
| 6.50% | S/ 6,710.84 | S/ 13,528.17 | S/ 20,453.67 | S/ 27,489.07 | S/ 450,410.07 |
| 6.10% | S/ 6,306.87 | S/ 12,707.80 | S/ 19,204.18 | S/ 25,797.44 | S/ 448,718.44 |
| 6.20% | S/ 6,407.97 | S/ 12,913.04 | S/ 19,516.66 | S/ 26,220.35 | S/ 449,141.35 |
| 5.90% | S/ 6,104.46 | S/ 12,297.03 | S/ 18,578.99 | S/ 24,951.62 | S/ 447,872.62 |
| 5.75% | S/ 5,952.46 | S/ 11,988.70 | S/ 18,109.90 | S/ 24,317.26 | S/ 447,238.26 |
| 5.70% | S/ 5,901.76 | S/ 11,885.88 | S/ 17,953.51 | S/ 24,105.80 | S/ 447,026.80 |
| 5.65% | S/ 5,851.04 | S/ 11,783.03 | S/ 17,797.09 | S/ 23,894.35 | S/ 446,815.35 |
| 5.60% | S/ 5,800.30 | S/ 11,680.16 | S/ 17,640.65 | S/ 23,682.89 | S/ 446,603.89 |
| 5.50% | S/ 5,698.77 | S/ 11,474.34 | S/ 17,327.72 | S/ 23,259.99 | S/ 446,180.99 |
| 5.30% | S/ 5,495.50 | S/ 11,062.40 | S/ 16,701.65 | S/ 22,414.17 | S/ 445,335.17 |
| 5.25% | S/ 5,444.63 | S/ 10,959.36 | S/ 16,545.08 | S/ 22,202.71 | S/ 445,123.71 |
| 5.05% | S/ 5,240.99 | S/ 10,546.94 | S/ 15,918.63 | S/ 21,356.90 | S/ 444,277.90 |
| 5.00% | S/ 5,190.04 | S/ 10,443.77 | S/ 15,761.97 | S/ 21,145.44 | S/ 444,066.44 |
| 4.95% | S/ 5,139.07 | S/ 10,340.58 | S/ 15,605.30 | S/ 20,933.99 | S/ 443,854.99 |
| 4.75% | S/ 4,934.99 | S/ 9,927.57 | S/ 14,978.40 | S/ 20,088.17 | S/ 443,009.17 |
| 4.55% | S/ 4,730.62 | S/ 9,514.16 | S/ 14,351.20 | S/ 19,242.35 | S/ 442,163.35 |
| 4.50% | S/ 4,679.49 | S/ 9,410.75 | S/ 14,194.36 | S/ 19,030.90 | S/ 441,951.90 |
| 4.40% | S/ 4,577.15 | S/ 9,203.85 | S/ 13,880.61 | S/ 18,607.99 | S/ 441,528.99 |
| 4.30% | S/ 4,474.75 | S/ 8,996.85 | S/ 13,566.79 | S/ 18,185.08 | S/ 441,106.08 |
| 4.25% | S/ 4,423.52 | S/ 8,893.31 | S/ 13,409.85 | S/ 17,973.63 | S/ 440,894.63 |
| 4.20% | S/ 4,372.27 | S/ 8,789.75 | S/ 13,252.89 | S/ 17,762.17 | S/ 440,683.17 |
| 4.15% | S/ 4,321.01 | S/ 8,686.16 | S/ 13,095.91 | S/ 17,550.72 | S/ 440,471.72 |
| 4.00% | S/ 4,167.10 | S/ 8,375.25 | S/ 12,624.87 | S/ 16,916.36 | S/ 439,837.36 |
| 3.90% | S/ 4,064.40 | S/ 8,167.85 | S/ 12,310.74 | S/ 16,493.45 | S/ 439,414.45 |
| 3.75% | S/ 3,910.21 | S/ 7,856.57 | S/ 11,839.41 | S/ 15,859.09 | S/ 438,780.09 |
| 3.50% | S/ 3,652.85 | S/ 7,337.26 | S/ 11,053.49 | S/ 14,801.81 | S/ 437,722.81 |
| 3.00% | S/ 3,136.75 | S/ 6,296.76 | S/ 9,480.21 | S/ 12,687.27 | S/ 435,608.27 |
| 2.75% | S/ 2,877.99 | S/ 5,775.56 | S/ 8,692.85 | S/ 11,630.00 | S/ 434,551.00 |
| 2.50% | S/ 2,618.76 | S/ 5,253.73 | S/ 7,905.02 | S/ 10,572.73 | S/ 433,493.73 |
| 2.00% | S/ 2,098.87 | S/ 4,208.15 | S/ 6,327.91 | S/ 8,458.18 | S/ 431,379.18 |
| 1.35% | S/ 1,420.15 | S/ 2,845.07 | S/ 4,274.77 | S/ 5,709.27 | S/ 428,630.27 |
| 1.00% | S/ 1,053.33 | S/ 2,109.29 | S/ 3,167.87 | S/ 4,229.09 | S/ 427,150.09 |
| 0.10% | S/ 105.69 | S/ 211.40 | S/ 317.14 | S/ 422.91 | S/ 423,343.91 |
Sobre los datos
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Para S/ 422,921 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 422,921 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.