Cálculo de intereses
Ahorrando S/ 520,413
Veamos que pasaría si Usted ahorrara 520,413 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 520,413.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,945.21 | S/ 11,958.35 | S/ 18,040.17 | S/ 24,191.48 | S/ 544,604.48 |
| 8.50% | S/ 10,722.49 | S/ 21,665.91 | S/ 32,834.80 | S/ 44,233.82 | S/ 564,646.82 |
| 8.00% | S/ 10,109.54 | S/ 20,415.47 | S/ 30,921.60 | S/ 41,631.83 | S/ 562,044.83 |
| 7.10% | S/ 9,000.85 | S/ 18,157.37 | S/ 27,472.26 | S/ 36,948.25 | S/ 557,361.25 |
| 7.00% | S/ 8,877.23 | S/ 17,905.88 | S/ 27,088.55 | S/ 36,427.86 | S/ 556,840.86 |
| 6.50% | S/ 8,257.83 | S/ 16,646.69 | S/ 25,168.67 | S/ 33,825.87 | S/ 554,238.87 |
| 6.10% | S/ 7,760.74 | S/ 15,637.21 | S/ 23,631.14 | S/ 31,744.28 | S/ 552,157.28 |
| 6.20% | S/ 7,885.14 | S/ 15,889.76 | S/ 24,015.66 | S/ 32,264.68 | S/ 552,677.68 |
| 5.90% | S/ 7,511.66 | S/ 15,131.75 | S/ 22,861.83 | S/ 30,703.48 | S/ 551,116.48 |
| 5.75% | S/ 7,324.63 | S/ 14,752.35 | S/ 22,284.61 | S/ 29,922.89 | S/ 550,335.89 |
| 5.70% | S/ 7,262.24 | S/ 14,625.82 | S/ 22,092.16 | S/ 29,662.69 | S/ 550,075.69 |
| 5.65% | S/ 7,199.83 | S/ 14,499.26 | S/ 21,899.68 | S/ 29,402.49 | S/ 549,815.49 |
| 5.60% | S/ 7,137.39 | S/ 14,372.67 | S/ 21,707.19 | S/ 29,142.29 | S/ 549,555.29 |
| 5.50% | S/ 7,012.46 | S/ 14,119.41 | S/ 21,322.12 | S/ 28,621.89 | S/ 549,034.89 |
| 5.30% | S/ 6,762.32 | S/ 13,612.52 | S/ 20,551.72 | S/ 27,581.10 | S/ 547,994.10 |
| 5.25% | S/ 6,699.73 | S/ 13,485.72 | S/ 20,359.06 | S/ 27,320.90 | S/ 547,733.90 |
| 5.05% | S/ 6,449.15 | S/ 12,978.22 | S/ 19,588.21 | S/ 26,280.10 | S/ 546,693.10 |
| 5.00% | S/ 6,386.45 | S/ 12,851.27 | S/ 19,395.43 | S/ 26,019.90 | S/ 546,432.90 |
| 4.95% | S/ 6,323.73 | S/ 12,724.30 | S/ 19,202.64 | S/ 25,759.70 | S/ 546,172.70 |
| 4.75% | S/ 6,072.61 | S/ 12,216.08 | S/ 18,431.23 | S/ 24,718.91 | S/ 545,131.91 |
| 4.55% | S/ 5,821.13 | S/ 11,707.37 | S/ 17,659.45 | S/ 23,678.11 | S/ 544,091.11 |
| 4.50% | S/ 5,758.20 | S/ 11,580.12 | S/ 17,466.45 | S/ 23,417.91 | S/ 543,830.91 |
| 4.40% | S/ 5,632.28 | S/ 11,325.52 | S/ 17,080.38 | S/ 22,897.52 | S/ 543,310.52 |
| 4.30% | S/ 5,506.27 | S/ 11,070.80 | S/ 16,694.21 | S/ 22,377.12 | S/ 542,790.12 |
| 4.25% | S/ 5,443.23 | S/ 10,943.40 | S/ 16,501.09 | S/ 22,116.92 | S/ 542,529.92 |
| 4.20% | S/ 5,380.17 | S/ 10,815.96 | S/ 16,307.95 | S/ 21,856.72 | S/ 542,269.72 |
| 4.15% | S/ 5,317.09 | S/ 10,688.50 | S/ 16,114.79 | S/ 21,596.52 | S/ 542,009.52 |
| 4.00% | S/ 5,127.70 | S/ 10,305.92 | S/ 15,535.16 | S/ 20,815.93 | S/ 541,228.93 |
| 3.90% | S/ 5,001.32 | S/ 10,050.71 | S/ 15,148.62 | S/ 20,295.53 | S/ 540,708.53 |
| 3.75% | S/ 4,811.59 | S/ 9,667.67 | S/ 14,568.64 | S/ 19,514.93 | S/ 539,927.93 |
| 3.50% | S/ 4,494.91 | S/ 9,028.65 | S/ 13,601.54 | S/ 18,213.94 | S/ 538,626.94 |
| 3.00% | S/ 3,859.83 | S/ 7,748.29 | S/ 11,665.59 | S/ 15,611.95 | S/ 536,024.95 |
| 2.75% | S/ 3,541.42 | S/ 7,106.95 | S/ 10,696.74 | S/ 14,310.95 | S/ 534,723.95 |
| 2.50% | S/ 3,222.43 | S/ 6,464.82 | S/ 9,727.29 | S/ 13,009.96 | S/ 533,422.96 |
| 2.00% | S/ 2,582.70 | S/ 5,178.22 | S/ 7,786.62 | S/ 10,407.97 | S/ 530,820.97 |
| 1.35% | S/ 1,747.52 | S/ 3,500.91 | S/ 5,260.19 | S/ 7,025.38 | S/ 527,438.38 |
| 1.00% | S/ 1,296.15 | S/ 2,595.52 | S/ 3,898.13 | S/ 5,203.98 | S/ 525,616.98 |
| 0.10% | S/ 130.05 | S/ 260.13 | S/ 390.25 | S/ 520.40 | S/ 520,933.40 |
Sobre los datos
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Para S/ 520,413 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 520,413 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.