Cálculo de intereses
Ahorrando S/ 415,973
Veamos que pasaría si Usted ahorrara 415,973 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 415,973.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,752.09 | S/ 9,558.46 | S/ 14,419.75 | S/ 19,336.57 | S/ 435,309.57 |
| 8.50% | S/ 8,570.63 | S/ 17,317.85 | S/ 26,245.29 | S/ 35,356.67 | S/ 451,329.67 |
| 8.00% | S/ 8,080.69 | S/ 16,318.36 | S/ 24,716.05 | S/ 33,276.87 | S/ 449,249.87 |
| 7.10% | S/ 7,194.50 | S/ 14,513.42 | S/ 21,958.94 | S/ 29,533.23 | S/ 445,506.23 |
| 7.00% | S/ 7,095.69 | S/ 14,312.41 | S/ 21,652.24 | S/ 29,117.27 | S/ 445,090.27 |
| 6.50% | S/ 6,600.59 | S/ 13,305.92 | S/ 20,117.65 | S/ 27,037.46 | S/ 443,010.46 |
| 6.10% | S/ 6,203.26 | S/ 12,499.03 | S/ 18,888.68 | S/ 25,373.62 | S/ 441,346.62 |
| 6.20% | S/ 6,302.70 | S/ 12,700.89 | S/ 19,196.03 | S/ 25,789.58 | S/ 441,762.58 |
| 5.90% | S/ 6,004.17 | S/ 12,095.01 | S/ 18,273.76 | S/ 24,541.70 | S/ 440,514.70 |
| 5.75% | S/ 5,854.67 | S/ 11,791.75 | S/ 17,812.38 | S/ 23,917.76 | S/ 439,890.76 |
| 5.70% | S/ 5,804.80 | S/ 11,690.61 | S/ 17,658.55 | S/ 23,709.78 | S/ 439,682.78 |
| 5.65% | S/ 5,754.92 | S/ 11,589.45 | S/ 17,504.71 | S/ 23,501.80 | S/ 439,474.80 |
| 5.60% | S/ 5,705.01 | S/ 11,488.27 | S/ 17,350.84 | S/ 23,293.82 | S/ 439,266.82 |
| 5.50% | S/ 5,605.15 | S/ 11,285.83 | S/ 17,043.05 | S/ 22,877.86 | S/ 438,850.86 |
| 5.30% | S/ 5,405.21 | S/ 10,880.66 | S/ 16,427.26 | S/ 22,045.94 | S/ 438,018.94 |
| 5.25% | S/ 5,355.19 | S/ 10,779.31 | S/ 16,273.27 | S/ 21,837.96 | S/ 437,810.96 |
| 5.05% | S/ 5,154.89 | S/ 10,373.67 | S/ 15,657.11 | S/ 21,006.03 | S/ 436,979.03 |
| 5.00% | S/ 5,104.77 | S/ 10,272.19 | S/ 15,503.03 | S/ 20,798.05 | S/ 436,771.05 |
| 4.95% | S/ 5,054.64 | S/ 10,170.70 | S/ 15,348.92 | S/ 20,590.07 | S/ 436,563.07 |
| 4.75% | S/ 4,853.92 | S/ 9,764.47 | S/ 14,732.33 | S/ 19,758.15 | S/ 435,731.15 |
| 4.55% | S/ 4,652.91 | S/ 9,357.86 | S/ 14,115.43 | S/ 18,926.23 | S/ 434,899.23 |
| 4.50% | S/ 4,602.61 | S/ 9,256.14 | S/ 13,961.17 | S/ 18,718.25 | S/ 434,691.25 |
| 4.40% | S/ 4,501.96 | S/ 9,052.64 | S/ 13,652.57 | S/ 18,302.29 | S/ 434,275.29 |
| 4.30% | S/ 4,401.24 | S/ 8,849.04 | S/ 13,343.90 | S/ 17,886.33 | S/ 433,859.33 |
| 4.25% | S/ 4,350.85 | S/ 8,747.20 | S/ 13,189.54 | S/ 17,678.35 | S/ 433,651.35 |
| 4.20% | S/ 4,300.44 | S/ 8,645.34 | S/ 13,035.16 | S/ 17,470.37 | S/ 433,443.37 |
| 4.15% | S/ 4,250.02 | S/ 8,543.46 | S/ 12,880.77 | S/ 17,262.39 | S/ 433,235.39 |
| 4.00% | S/ 4,098.64 | S/ 8,237.66 | S/ 12,417.46 | S/ 16,638.44 | S/ 432,611.44 |
| 3.90% | S/ 3,997.62 | S/ 8,033.67 | S/ 12,108.49 | S/ 16,222.48 | S/ 432,195.48 |
| 3.75% | S/ 3,845.97 | S/ 7,727.49 | S/ 11,644.91 | S/ 15,598.54 | S/ 431,571.54 |
| 3.50% | S/ 3,592.84 | S/ 7,216.72 | S/ 10,871.89 | S/ 14,558.64 | S/ 430,531.64 |
| 3.00% | S/ 3,085.21 | S/ 6,193.31 | S/ 9,324.46 | S/ 12,478.84 | S/ 428,451.84 |
| 2.75% | S/ 2,830.71 | S/ 5,680.68 | S/ 8,550.04 | S/ 11,438.93 | S/ 427,411.93 |
| 2.50% | S/ 2,575.73 | S/ 5,167.42 | S/ 7,775.15 | S/ 10,399.03 | S/ 426,372.03 |
| 2.00% | S/ 2,064.39 | S/ 4,139.02 | S/ 6,223.95 | S/ 8,319.22 | S/ 424,292.22 |
| 1.35% | S/ 1,396.82 | S/ 2,798.33 | S/ 4,204.54 | S/ 5,615.48 | S/ 421,588.48 |
| 1.00% | S/ 1,036.03 | S/ 2,074.63 | S/ 3,115.83 | S/ 4,159.61 | S/ 420,132.61 |
| 0.10% | S/ 103.95 | S/ 207.93 | S/ 311.93 | S/ 415.96 | S/ 416,388.96 |
Sobre los datos
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Para S/ 415,973 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 415,973 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.