Cálculo de intereses
Ahorrando S/ 413,700
Veamos que pasaría si Usted ahorrara 413,700 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 413,700.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,726.12 | S/ 9,506.23 | S/ 14,340.96 | S/ 19,230.91 | S/ 432,930.91 |
| 8.50% | S/ 8,523.80 | S/ 17,223.22 | S/ 26,101.88 | S/ 35,163.47 | S/ 448,863.47 |
| 8.00% | S/ 8,036.54 | S/ 16,229.19 | S/ 24,580.99 | S/ 33,095.04 | S/ 446,795.04 |
| 7.10% | S/ 7,155.18 | S/ 14,434.12 | S/ 21,838.95 | S/ 29,371.85 | S/ 443,071.85 |
| 7.00% | S/ 7,056.91 | S/ 14,234.20 | S/ 21,533.92 | S/ 28,958.16 | S/ 442,658.16 |
| 6.50% | S/ 6,564.52 | S/ 13,233.21 | S/ 20,007.72 | S/ 26,889.72 | S/ 440,589.72 |
| 6.10% | S/ 6,169.36 | S/ 12,430.73 | S/ 18,785.47 | S/ 25,234.97 | S/ 438,934.97 |
| 6.20% | S/ 6,268.26 | S/ 12,631.49 | S/ 19,091.14 | S/ 25,648.66 | S/ 439,348.66 |
| 5.90% | S/ 5,971.36 | S/ 12,028.92 | S/ 18,173.91 | S/ 24,407.60 | S/ 438,107.60 |
| 5.75% | S/ 5,822.68 | S/ 11,727.31 | S/ 17,715.05 | S/ 23,787.07 | S/ 437,487.07 |
| 5.70% | S/ 5,773.08 | S/ 11,626.73 | S/ 17,562.06 | S/ 23,580.22 | S/ 437,280.22 |
| 5.65% | S/ 5,723.47 | S/ 11,526.12 | S/ 17,409.06 | S/ 23,373.38 | S/ 437,073.38 |
| 5.60% | S/ 5,673.84 | S/ 11,425.49 | S/ 17,256.03 | S/ 23,166.53 | S/ 436,866.53 |
| 5.50% | S/ 5,574.52 | S/ 11,224.16 | S/ 16,949.93 | S/ 22,752.85 | S/ 436,452.85 |
| 5.30% | S/ 5,375.68 | S/ 10,821.21 | S/ 16,337.50 | S/ 21,925.47 | S/ 435,625.47 |
| 5.25% | S/ 5,325.92 | S/ 10,720.41 | S/ 16,184.35 | S/ 21,718.63 | S/ 435,418.63 |
| 5.05% | S/ 5,126.72 | S/ 10,316.98 | S/ 15,571.56 | S/ 20,891.25 | S/ 434,591.25 |
| 5.00% | S/ 5,076.88 | S/ 10,216.06 | S/ 15,418.31 | S/ 20,684.41 | S/ 434,384.41 |
| 4.95% | S/ 5,027.02 | S/ 10,115.12 | S/ 15,265.05 | S/ 20,477.56 | S/ 434,177.56 |
| 4.75% | S/ 4,827.39 | S/ 9,711.12 | S/ 14,651.82 | S/ 19,650.19 | S/ 433,350.19 |
| 4.55% | S/ 4,627.48 | S/ 9,306.72 | S/ 14,038.30 | S/ 18,822.81 | S/ 432,522.81 |
| 4.50% | S/ 4,577.46 | S/ 9,205.56 | S/ 13,884.88 | S/ 18,615.97 | S/ 432,315.97 |
| 4.40% | S/ 4,477.36 | S/ 9,003.17 | S/ 13,577.97 | S/ 18,202.28 | S/ 431,902.28 |
| 4.30% | S/ 4,377.19 | S/ 8,800.69 | S/ 13,270.99 | S/ 17,788.59 | S/ 431,488.59 |
| 4.25% | S/ 4,327.07 | S/ 8,699.41 | S/ 13,117.47 | S/ 17,581.75 | S/ 431,281.75 |
| 4.20% | S/ 4,276.94 | S/ 8,598.10 | S/ 12,963.94 | S/ 17,374.90 | S/ 431,074.90 |
| 4.15% | S/ 4,226.79 | S/ 8,496.77 | S/ 12,810.38 | S/ 17,168.06 | S/ 430,868.06 |
| 4.00% | S/ 4,076.24 | S/ 8,192.64 | S/ 12,349.61 | S/ 16,547.53 | S/ 430,247.53 |
| 3.90% | S/ 3,975.78 | S/ 7,989.77 | S/ 12,042.33 | S/ 16,133.84 | S/ 429,833.84 |
| 3.75% | S/ 3,824.95 | S/ 7,685.27 | S/ 11,581.28 | S/ 15,513.31 | S/ 429,213.31 |
| 3.50% | S/ 3,573.21 | S/ 7,177.28 | S/ 10,812.49 | S/ 14,479.09 | S/ 428,179.09 |
| 3.00% | S/ 3,068.36 | S/ 6,159.47 | S/ 9,273.51 | S/ 12,410.65 | S/ 426,110.65 |
| 2.75% | S/ 2,815.24 | S/ 5,649.64 | S/ 8,503.32 | S/ 11,376.43 | S/ 425,076.43 |
| 2.50% | S/ 2,561.66 | S/ 5,139.18 | S/ 7,732.67 | S/ 10,342.21 | S/ 424,042.21 |
| 2.00% | S/ 2,053.11 | S/ 4,116.40 | S/ 6,189.94 | S/ 8,273.77 | S/ 421,973.77 |
| 1.35% | S/ 1,389.19 | S/ 2,783.04 | S/ 4,181.57 | S/ 5,584.79 | S/ 419,284.79 |
| 1.00% | S/ 1,030.37 | S/ 2,063.30 | S/ 3,098.80 | S/ 4,136.88 | S/ 417,836.88 |
| 0.10% | S/ 103.38 | S/ 206.79 | S/ 310.23 | S/ 413.69 | S/ 414,113.69 |
Sobre los datos
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Para S/ 413,700 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 413,700 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
