Cálculo de intereses
Ahorrando S/ 407,535
Veamos que pasaría si Usted ahorrara 407,535 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 407,535.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,655.69 | S/ 9,364.57 | S/ 14,127.25 | S/ 18,944.33 | S/ 426,479.33 |
| 8.50% | S/ 8,396.77 | S/ 16,966.56 | S/ 25,712.91 | S/ 34,639.46 | S/ 442,174.46 |
| 8.00% | S/ 7,916.77 | S/ 15,987.34 | S/ 24,214.68 | S/ 32,601.85 | S/ 440,136.85 |
| 7.10% | S/ 7,048.56 | S/ 14,219.02 | S/ 21,513.50 | S/ 28,934.15 | S/ 436,469.15 |
| 7.00% | S/ 6,951.75 | S/ 14,022.08 | S/ 21,213.02 | S/ 28,526.62 | S/ 436,061.62 |
| 6.50% | S/ 6,466.70 | S/ 13,036.01 | S/ 19,709.56 | S/ 26,489.01 | S/ 434,024.01 |
| 6.10% | S/ 6,077.43 | S/ 12,245.48 | S/ 18,505.52 | S/ 24,858.92 | S/ 432,393.92 |
| 6.20% | S/ 6,174.85 | S/ 12,443.26 | S/ 18,806.64 | S/ 25,266.44 | S/ 432,801.44 |
| 5.90% | S/ 5,882.38 | S/ 11,849.66 | S/ 17,903.08 | S/ 24,043.87 | S/ 431,578.87 |
| 5.75% | S/ 5,735.91 | S/ 11,552.55 | S/ 17,451.06 | S/ 23,432.59 | S/ 430,967.59 |
| 5.70% | S/ 5,687.05 | S/ 11,453.47 | S/ 17,300.35 | S/ 23,228.83 | S/ 430,763.83 |
| 5.65% | S/ 5,638.18 | S/ 11,354.36 | S/ 17,149.62 | S/ 23,025.06 | S/ 430,560.06 |
| 5.60% | S/ 5,589.29 | S/ 11,255.23 | S/ 16,998.88 | S/ 22,821.30 | S/ 430,356.30 |
| 5.50% | S/ 5,491.45 | S/ 11,056.90 | S/ 16,697.34 | S/ 22,413.78 | S/ 429,948.78 |
| 5.30% | S/ 5,295.57 | S/ 10,659.95 | S/ 16,094.04 | S/ 21,598.73 | S/ 429,133.73 |
| 5.25% | S/ 5,246.56 | S/ 10,560.65 | S/ 15,943.17 | S/ 21,394.97 | S/ 428,929.97 |
| 5.05% | S/ 5,050.33 | S/ 10,163.24 | S/ 15,339.51 | S/ 20,579.93 | S/ 428,114.93 |
| 5.00% | S/ 5,001.22 | S/ 10,063.82 | S/ 15,188.55 | S/ 20,376.17 | S/ 427,911.17 |
| 4.95% | S/ 4,952.11 | S/ 9,964.39 | S/ 15,037.57 | S/ 20,172.40 | S/ 427,707.40 |
| 4.75% | S/ 4,755.45 | S/ 9,566.40 | S/ 14,433.48 | S/ 19,357.36 | S/ 426,892.36 |
| 4.55% | S/ 4,558.52 | S/ 9,168.03 | S/ 13,829.10 | S/ 18,542.31 | S/ 426,077.31 |
| 4.50% | S/ 4,509.24 | S/ 9,068.38 | S/ 13,677.96 | S/ 18,338.55 | S/ 425,873.55 |
| 4.40% | S/ 4,410.64 | S/ 8,869.01 | S/ 13,375.63 | S/ 17,931.03 | S/ 425,466.03 |
| 4.30% | S/ 4,311.96 | S/ 8,669.54 | S/ 13,073.22 | S/ 17,523.50 | S/ 425,058.50 |
| 4.25% | S/ 4,262.59 | S/ 8,569.77 | S/ 12,921.99 | S/ 17,319.74 | S/ 424,854.74 |
| 4.20% | S/ 4,213.21 | S/ 8,469.97 | S/ 12,770.75 | S/ 17,115.98 | S/ 424,650.98 |
| 4.15% | S/ 4,163.81 | S/ 8,370.15 | S/ 12,619.48 | S/ 16,912.22 | S/ 424,447.22 |
| 4.00% | S/ 4,015.50 | S/ 8,070.56 | S/ 12,165.57 | S/ 16,300.93 | S/ 423,835.93 |
| 3.90% | S/ 3,916.53 | S/ 7,870.70 | S/ 11,862.87 | S/ 15,893.41 | S/ 423,428.41 |
| 3.75% | S/ 3,767.95 | S/ 7,570.74 | S/ 11,408.69 | S/ 15,282.13 | S/ 422,817.13 |
| 3.50% | S/ 3,519.96 | S/ 7,070.33 | S/ 10,651.36 | S/ 14,263.32 | S/ 421,798.32 |
| 3.00% | S/ 3,022.63 | S/ 6,067.68 | S/ 9,135.32 | S/ 12,225.70 | S/ 419,760.70 |
| 2.75% | S/ 2,773.29 | S/ 5,565.45 | S/ 8,376.60 | S/ 11,206.89 | S/ 418,741.89 |
| 2.50% | S/ 2,523.49 | S/ 5,062.60 | S/ 7,617.43 | S/ 10,188.09 | S/ 417,723.09 |
| 2.00% | S/ 2,022.51 | S/ 4,055.06 | S/ 6,097.70 | S/ 8,150.47 | S/ 415,685.47 |
| 1.35% | S/ 1,368.48 | S/ 2,741.56 | S/ 4,119.25 | S/ 5,501.57 | S/ 413,036.57 |
| 1.00% | S/ 1,015.01 | S/ 2,032.55 | S/ 3,052.62 | S/ 4,075.24 | S/ 411,610.24 |
| 0.10% | S/ 101.84 | S/ 203.71 | S/ 305.60 | S/ 407.52 | S/ 407,942.52 |
Sobre los datos
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Para S/ 407,535 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 407,535 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.