Cálculo de intereses
Ahorrando S/ 389,370
Veamos que pasaría si Usted ahorrara 389,370 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 389,370.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,448.17 | S/ 8,947.17 | S/ 13,497.55 | S/ 18,099.92 | S/ 407,469.92 |
| 8.50% | S/ 8,022.51 | S/ 16,210.31 | S/ 24,566.81 | S/ 33,095.48 | S/ 422,465.48 |
| 8.00% | S/ 7,563.90 | S/ 15,274.74 | S/ 23,135.37 | S/ 31,148.69 | S/ 420,518.69 |
| 7.10% | S/ 6,734.38 | S/ 13,585.24 | S/ 20,554.58 | S/ 27,644.47 | S/ 417,014.47 |
| 7.00% | S/ 6,641.89 | S/ 13,397.08 | S/ 20,267.50 | S/ 27,255.11 | S/ 416,625.11 |
| 6.50% | S/ 6,178.46 | S/ 12,454.96 | S/ 18,831.05 | S/ 25,308.32 | S/ 414,678.32 |
| 6.10% | S/ 5,806.54 | S/ 11,699.67 | S/ 17,680.68 | S/ 23,750.89 | S/ 413,120.89 |
| 6.20% | S/ 5,899.62 | S/ 11,888.62 | S/ 17,968.37 | S/ 24,140.24 | S/ 413,510.24 |
| 5.90% | S/ 5,620.18 | S/ 11,321.49 | S/ 17,105.09 | S/ 22,972.17 | S/ 412,342.17 |
| 5.75% | S/ 5,480.24 | S/ 11,037.62 | S/ 16,673.22 | S/ 22,388.13 | S/ 411,758.13 |
| 5.70% | S/ 5,433.56 | S/ 10,942.95 | S/ 16,529.22 | S/ 22,193.45 | S/ 411,563.45 |
| 5.65% | S/ 5,386.87 | S/ 10,848.26 | S/ 16,385.22 | S/ 21,998.77 | S/ 411,368.77 |
| 5.60% | S/ 5,340.16 | S/ 10,753.55 | S/ 16,241.19 | S/ 21,804.09 | S/ 411,174.09 |
| 5.50% | S/ 5,246.68 | S/ 10,564.06 | S/ 15,953.09 | S/ 21,414.73 | S/ 410,784.73 |
| 5.30% | S/ 5,059.53 | S/ 10,184.81 | S/ 15,376.68 | S/ 20,636.02 | S/ 410,006.02 |
| 5.25% | S/ 5,012.70 | S/ 10,089.94 | S/ 15,232.53 | S/ 20,441.34 | S/ 409,811.34 |
| 5.05% | S/ 4,825.22 | S/ 9,710.23 | S/ 14,655.78 | S/ 19,662.62 | S/ 409,032.62 |
| 5.00% | S/ 4,778.31 | S/ 9,615.25 | S/ 14,511.55 | S/ 19,467.94 | S/ 408,837.94 |
| 4.95% | S/ 4,731.38 | S/ 9,520.24 | S/ 14,367.30 | S/ 19,273.26 | S/ 408,643.26 |
| 4.75% | S/ 4,543.49 | S/ 9,140.00 | S/ 13,790.14 | S/ 18,494.55 | S/ 407,864.55 |
| 4.55% | S/ 4,355.33 | S/ 8,759.39 | S/ 13,212.70 | S/ 17,715.83 | S/ 407,085.83 |
| 4.50% | S/ 4,308.25 | S/ 8,664.18 | S/ 13,068.30 | S/ 17,521.15 | S/ 406,891.15 |
| 4.40% | S/ 4,214.04 | S/ 8,473.69 | S/ 12,779.44 | S/ 17,131.79 | S/ 406,501.79 |
| 4.30% | S/ 4,119.76 | S/ 8,283.11 | S/ 12,490.51 | S/ 16,742.43 | S/ 406,112.43 |
| 4.25% | S/ 4,072.60 | S/ 8,187.79 | S/ 12,346.02 | S/ 16,547.75 | S/ 405,917.75 |
| 4.20% | S/ 4,025.41 | S/ 8,092.44 | S/ 12,201.52 | S/ 16,353.07 | S/ 405,723.07 |
| 4.15% | S/ 3,978.21 | S/ 7,997.07 | S/ 12,056.99 | S/ 16,158.39 | S/ 405,528.39 |
| 4.00% | S/ 3,836.51 | S/ 7,710.83 | S/ 11,623.32 | S/ 15,574.36 | S/ 404,944.36 |
| 3.90% | S/ 3,741.96 | S/ 7,519.88 | S/ 11,334.11 | S/ 15,185.00 | S/ 404,555.00 |
| 3.75% | S/ 3,600.00 | S/ 7,233.29 | S/ 10,900.17 | S/ 14,600.96 | S/ 403,970.96 |
| 3.50% | S/ 3,363.07 | S/ 6,755.18 | S/ 10,176.60 | S/ 13,627.56 | S/ 402,997.56 |
| 3.00% | S/ 2,887.90 | S/ 5,797.23 | S/ 8,728.13 | S/ 11,680.77 | S/ 401,050.77 |
| 2.75% | S/ 2,649.67 | S/ 5,317.38 | S/ 8,003.24 | S/ 10,707.37 | S/ 400,077.37 |
| 2.50% | S/ 2,411.01 | S/ 4,836.94 | S/ 7,277.90 | S/ 9,733.97 | S/ 399,103.97 |
| 2.00% | S/ 1,932.36 | S/ 3,874.31 | S/ 5,825.90 | S/ 7,787.18 | S/ 397,157.18 |
| 1.35% | S/ 1,307.49 | S/ 2,619.36 | S/ 3,935.64 | S/ 5,256.35 | S/ 394,626.35 |
| 1.00% | S/ 969.77 | S/ 1,941.95 | S/ 2,916.56 | S/ 3,893.59 | S/ 393,263.59 |
| 0.10% | S/ 97.30 | S/ 194.63 | S/ 291.98 | S/ 389.36 | S/ 389,759.36 |
Sobre los datos
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Para S/ 389,370 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 389,370 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
