Cálculo de intereses
Ahorrando S/ 366,004
Veamos que pasaría si Usted ahorrara 366,004 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 366,004.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,181.24 | S/ 8,410.25 | S/ 12,687.57 | S/ 17,013.75 | S/ 383,017.75 |
| 8.50% | S/ 7,541.08 | S/ 15,237.53 | S/ 23,092.56 | S/ 31,109.43 | S/ 397,113.43 |
| 8.00% | S/ 7,109.99 | S/ 14,358.10 | S/ 21,747.02 | S/ 29,279.47 | S/ 395,283.47 |
| 7.10% | S/ 6,330.25 | S/ 12,769.99 | S/ 19,321.11 | S/ 25,985.53 | S/ 391,989.53 |
| 7.00% | S/ 6,243.31 | S/ 12,593.12 | S/ 19,051.25 | S/ 25,619.54 | S/ 391,623.54 |
| 6.50% | S/ 5,807.69 | S/ 11,707.54 | S/ 17,701.00 | S/ 23,789.57 | S/ 389,793.57 |
| 6.10% | S/ 5,458.09 | S/ 10,997.57 | S/ 16,619.67 | S/ 22,325.60 | S/ 388,329.60 |
| 6.20% | S/ 5,545.58 | S/ 11,175.19 | S/ 16,890.10 | S/ 22,691.59 | S/ 388,695.59 |
| 5.90% | S/ 5,282.92 | S/ 10,642.09 | S/ 16,078.62 | S/ 21,593.61 | S/ 387,597.61 |
| 5.75% | S/ 5,151.38 | S/ 10,375.26 | S/ 15,672.66 | S/ 21,044.62 | S/ 387,048.62 |
| 5.70% | S/ 5,107.50 | S/ 10,286.27 | S/ 15,537.31 | S/ 20,861.63 | S/ 386,865.63 |
| 5.65% | S/ 5,063.60 | S/ 10,197.26 | S/ 15,401.94 | S/ 20,678.63 | S/ 386,682.63 |
| 5.60% | S/ 5,019.69 | S/ 10,108.23 | S/ 15,266.56 | S/ 20,495.63 | S/ 386,499.63 |
| 5.50% | S/ 4,931.83 | S/ 9,930.11 | S/ 14,995.75 | S/ 20,129.64 | S/ 386,133.64 |
| 5.30% | S/ 4,755.91 | S/ 9,573.62 | S/ 14,453.93 | S/ 19,397.65 | S/ 385,401.65 |
| 5.25% | S/ 4,711.89 | S/ 9,484.44 | S/ 14,318.43 | S/ 19,214.66 | S/ 385,218.66 |
| 5.05% | S/ 4,535.66 | S/ 9,127.52 | S/ 13,776.29 | S/ 18,482.67 | S/ 384,486.67 |
| 5.00% | S/ 4,491.56 | S/ 9,038.24 | S/ 13,640.72 | S/ 18,299.67 | S/ 384,303.67 |
| 4.95% | S/ 4,447.45 | S/ 8,948.94 | S/ 13,505.13 | S/ 18,116.68 | S/ 384,120.68 |
| 4.75% | S/ 4,270.84 | S/ 8,591.51 | S/ 12,962.60 | S/ 17,384.69 | S/ 383,388.69 |
| 4.55% | S/ 4,093.97 | S/ 8,233.74 | S/ 12,419.81 | S/ 16,652.71 | S/ 382,656.71 |
| 4.50% | S/ 4,049.72 | S/ 8,144.24 | S/ 12,284.07 | S/ 16,469.71 | S/ 382,473.71 |
| 4.40% | S/ 3,961.16 | S/ 7,965.19 | S/ 12,012.55 | S/ 16,103.72 | S/ 382,107.72 |
| 4.30% | S/ 3,872.54 | S/ 7,786.04 | S/ 11,740.96 | S/ 15,737.72 | S/ 381,741.72 |
| 4.25% | S/ 3,828.20 | S/ 7,696.44 | S/ 11,605.14 | S/ 15,554.73 | S/ 381,558.73 |
| 4.20% | S/ 3,783.85 | S/ 7,606.82 | S/ 11,469.31 | S/ 15,371.73 | S/ 381,375.73 |
| 4.15% | S/ 3,739.48 | S/ 7,517.17 | S/ 11,333.46 | S/ 15,188.73 | S/ 381,192.73 |
| 4.00% | S/ 3,606.28 | S/ 7,248.10 | S/ 10,925.80 | S/ 14,639.74 | S/ 380,643.74 |
| 3.90% | S/ 3,517.41 | S/ 7,068.62 | S/ 10,653.95 | S/ 14,273.75 | S/ 380,277.75 |
| 3.75% | S/ 3,383.97 | S/ 6,799.22 | S/ 10,246.06 | S/ 13,724.76 | S/ 379,728.76 |
| 3.50% | S/ 3,161.25 | S/ 6,349.81 | S/ 9,565.90 | S/ 12,809.78 | S/ 378,813.78 |
| 3.00% | S/ 2,714.60 | S/ 5,449.34 | S/ 8,204.36 | S/ 10,979.81 | S/ 376,983.81 |
| 2.75% | S/ 2,490.67 | S/ 4,998.28 | S/ 7,522.96 | S/ 10,064.82 | S/ 376,068.82 |
| 2.50% | S/ 2,266.32 | S/ 4,546.68 | S/ 6,841.16 | S/ 9,149.84 | S/ 375,153.84 |
| 2.00% | S/ 1,816.40 | S/ 3,641.82 | S/ 5,476.29 | S/ 7,319.87 | S/ 373,323.87 |
| 1.35% | S/ 1,229.02 | S/ 2,462.18 | S/ 3,699.47 | S/ 4,940.91 | S/ 370,944.91 |
| 1.00% | S/ 911.57 | S/ 1,825.42 | S/ 2,741.54 | S/ 3,659.94 | S/ 369,663.94 |
| 0.10% | S/ 91.46 | S/ 182.95 | S/ 274.46 | S/ 365.99 | S/ 366,369.99 |
Sobre los datos
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Para S/ 366,004 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 366,004 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
