Cálculo de intereses
Ahorrando S/ 358,193
Veamos que pasaría si Usted ahorrara 358,193 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 358,193.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,092.01 | S/ 8,230.76 | S/ 12,416.80 | S/ 16,650.66 | S/ 374,843.66 |
| 8.50% | S/ 7,380.14 | S/ 14,912.34 | S/ 22,599.73 | S/ 30,445.52 | S/ 388,638.52 |
| 8.00% | S/ 6,958.26 | S/ 14,051.68 | S/ 21,282.91 | S/ 28,654.61 | S/ 386,847.61 |
| 7.10% | S/ 6,195.16 | S/ 12,497.46 | S/ 18,908.77 | S/ 25,430.97 | S/ 383,623.97 |
| 7.00% | S/ 6,110.07 | S/ 12,324.37 | S/ 18,644.67 | S/ 25,072.78 | S/ 383,265.78 |
| 6.50% | S/ 5,683.75 | S/ 11,457.69 | S/ 17,323.24 | S/ 23,281.87 | S/ 381,474.87 |
| 6.10% | S/ 5,341.61 | S/ 10,762.87 | S/ 16,264.98 | S/ 21,849.14 | S/ 380,042.14 |
| 6.20% | S/ 5,427.23 | S/ 10,936.70 | S/ 16,529.64 | S/ 22,207.33 | S/ 380,400.33 |
| 5.90% | S/ 5,170.17 | S/ 10,414.97 | S/ 15,735.48 | S/ 21,132.78 | S/ 379,325.78 |
| 5.75% | S/ 5,041.44 | S/ 10,153.83 | S/ 15,338.19 | S/ 20,595.50 | S/ 378,788.50 |
| 5.70% | S/ 4,998.50 | S/ 10,066.75 | S/ 15,205.72 | S/ 20,416.41 | S/ 378,609.41 |
| 5.65% | S/ 4,955.54 | S/ 9,979.64 | S/ 15,073.25 | S/ 20,237.32 | S/ 378,430.32 |
| 5.60% | S/ 4,912.57 | S/ 9,892.51 | S/ 14,940.75 | S/ 20,058.23 | S/ 378,251.23 |
| 5.50% | S/ 4,826.58 | S/ 9,718.19 | S/ 14,675.72 | S/ 19,700.05 | S/ 377,893.05 |
| 5.30% | S/ 4,654.41 | S/ 9,369.30 | S/ 14,145.46 | S/ 18,983.68 | S/ 377,176.68 |
| 5.25% | S/ 4,611.33 | S/ 9,282.03 | S/ 14,012.86 | S/ 18,804.59 | S/ 376,997.59 |
| 5.05% | S/ 4,438.86 | S/ 8,932.73 | S/ 13,482.29 | S/ 18,088.23 | S/ 376,281.23 |
| 5.00% | S/ 4,395.70 | S/ 8,845.35 | S/ 13,349.61 | S/ 17,909.14 | S/ 376,102.14 |
| 4.95% | S/ 4,352.53 | S/ 8,757.95 | S/ 13,216.91 | S/ 17,730.04 | S/ 375,923.04 |
| 4.75% | S/ 4,179.69 | S/ 8,408.15 | S/ 12,685.96 | S/ 17,013.68 | S/ 375,206.68 |
| 4.55% | S/ 4,006.60 | S/ 8,058.02 | S/ 12,154.76 | S/ 16,297.31 | S/ 374,490.31 |
| 4.50% | S/ 3,963.29 | S/ 7,970.43 | S/ 12,021.91 | S/ 16,118.22 | S/ 374,311.22 |
| 4.40% | S/ 3,876.62 | S/ 7,795.20 | S/ 11,756.19 | S/ 15,760.04 | S/ 373,953.04 |
| 4.30% | S/ 3,789.89 | S/ 7,619.88 | S/ 11,490.39 | S/ 15,401.86 | S/ 373,594.86 |
| 4.25% | S/ 3,746.50 | S/ 7,532.19 | S/ 11,357.47 | S/ 15,222.77 | S/ 373,415.77 |
| 4.20% | S/ 3,703.10 | S/ 7,444.48 | S/ 11,224.54 | S/ 15,043.68 | S/ 373,236.68 |
| 4.15% | S/ 3,659.68 | S/ 7,356.74 | S/ 11,091.58 | S/ 14,864.58 | S/ 373,057.58 |
| 4.00% | S/ 3,529.32 | S/ 7,093.42 | S/ 10,692.63 | S/ 14,327.31 | S/ 372,520.31 |
| 3.90% | S/ 3,442.34 | S/ 6,917.76 | S/ 10,426.59 | S/ 13,969.13 | S/ 372,162.13 |
| 3.75% | S/ 3,311.75 | S/ 6,654.12 | S/ 10,027.39 | S/ 13,431.85 | S/ 371,624.85 |
| 3.50% | S/ 3,093.79 | S/ 6,214.29 | S/ 9,361.75 | S/ 12,536.40 | S/ 370,729.40 |
| 3.00% | S/ 2,656.67 | S/ 5,333.04 | S/ 8,029.26 | S/ 10,745.48 | S/ 368,938.48 |
| 2.75% | S/ 2,437.51 | S/ 4,891.61 | S/ 7,362.41 | S/ 9,850.03 | S/ 368,043.03 |
| 2.50% | S/ 2,217.96 | S/ 4,449.65 | S/ 6,695.16 | S/ 8,954.57 | S/ 367,147.57 |
| 2.00% | S/ 1,777.64 | S/ 3,564.10 | S/ 5,359.42 | S/ 7,163.66 | S/ 365,356.66 |
| 1.35% | S/ 1,202.80 | S/ 2,409.63 | S/ 3,620.52 | S/ 4,835.47 | S/ 363,028.47 |
| 1.00% | S/ 892.12 | S/ 1,786.46 | S/ 2,683.03 | S/ 3,581.83 | S/ 361,774.83 |
| 0.10% | S/ 89.51 | S/ 179.05 | S/ 268.60 | S/ 358.18 | S/ 358,551.18 |
Sobre los datos
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Para S/ 358,193 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 358,193 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.