Cálculo de intereses
Ahorrando S/ 353,696
Veamos que pasaría si Usted ahorrara 353,696 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 353,696.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,040.63 | S/ 8,127.43 | S/ 12,260.91 | S/ 16,441.61 | S/ 370,137.61 |
| 8.50% | S/ 7,287.49 | S/ 14,725.12 | S/ 22,316.00 | S/ 30,063.28 | S/ 383,759.28 |
| 8.00% | S/ 6,870.90 | S/ 13,875.27 | S/ 21,015.71 | S/ 28,294.86 | S/ 381,990.86 |
| 7.10% | S/ 6,117.38 | S/ 12,340.56 | S/ 18,671.38 | S/ 25,111.69 | S/ 378,807.69 |
| 7.00% | S/ 6,033.36 | S/ 12,169.64 | S/ 18,410.59 | S/ 24,758.00 | S/ 378,454.00 |
| 6.50% | S/ 5,612.39 | S/ 11,313.84 | S/ 17,105.75 | S/ 22,989.58 | S/ 376,685.58 |
| 6.10% | S/ 5,274.54 | S/ 10,627.75 | S/ 16,060.78 | S/ 21,574.83 | S/ 375,270.83 |
| 6.20% | S/ 5,359.10 | S/ 10,799.39 | S/ 16,322.12 | S/ 21,928.52 | S/ 375,624.52 |
| 5.90% | S/ 5,105.26 | S/ 10,284.22 | S/ 15,537.92 | S/ 20,867.46 | S/ 374,563.46 |
| 5.75% | S/ 4,978.15 | S/ 10,026.36 | S/ 15,145.62 | S/ 20,336.93 | S/ 374,032.93 |
| 5.70% | S/ 4,935.74 | S/ 9,940.36 | S/ 15,014.82 | S/ 20,160.09 | S/ 373,856.09 |
| 5.65% | S/ 4,893.32 | S/ 9,854.35 | S/ 14,884.01 | S/ 19,983.25 | S/ 373,679.25 |
| 5.60% | S/ 4,850.89 | S/ 9,768.31 | S/ 14,753.18 | S/ 19,806.41 | S/ 373,502.41 |
| 5.50% | S/ 4,765.98 | S/ 9,596.18 | S/ 14,491.47 | S/ 19,452.72 | S/ 373,148.72 |
| 5.30% | S/ 4,595.98 | S/ 9,251.68 | S/ 13,967.87 | S/ 18,745.35 | S/ 372,441.35 |
| 5.25% | S/ 4,553.44 | S/ 9,165.50 | S/ 13,836.93 | S/ 18,568.51 | S/ 372,264.51 |
| 5.05% | S/ 4,383.13 | S/ 8,820.58 | S/ 13,313.02 | S/ 17,861.14 | S/ 371,557.14 |
| 5.00% | S/ 4,340.52 | S/ 8,734.30 | S/ 13,182.01 | S/ 17,684.29 | S/ 371,380.29 |
| 4.95% | S/ 4,297.89 | S/ 8,648.00 | S/ 13,050.97 | S/ 17,507.45 | S/ 371,203.45 |
| 4.75% | S/ 4,127.22 | S/ 8,302.59 | S/ 12,526.69 | S/ 16,800.08 | S/ 370,496.08 |
| 4.55% | S/ 3,956.30 | S/ 7,956.85 | S/ 12,002.16 | S/ 16,092.71 | S/ 369,788.71 |
| 4.50% | S/ 3,913.53 | S/ 7,870.37 | S/ 11,870.98 | S/ 15,915.86 | S/ 369,611.86 |
| 4.40% | S/ 3,827.95 | S/ 7,697.33 | S/ 11,608.59 | S/ 15,562.18 | S/ 369,258.18 |
| 4.30% | S/ 3,742.31 | S/ 7,524.21 | S/ 11,346.13 | S/ 15,208.49 | S/ 368,904.49 |
| 4.25% | S/ 3,699.47 | S/ 7,437.62 | S/ 11,214.88 | S/ 15,031.65 | S/ 368,727.65 |
| 4.20% | S/ 3,656.61 | S/ 7,351.01 | S/ 11,083.62 | S/ 14,854.81 | S/ 368,550.81 |
| 4.15% | S/ 3,613.73 | S/ 7,264.38 | S/ 10,952.33 | S/ 14,677.96 | S/ 368,373.96 |
| 4.00% | S/ 3,485.01 | S/ 7,004.36 | S/ 10,558.39 | S/ 14,147.44 | S/ 367,843.44 |
| 3.90% | S/ 3,399.12 | S/ 6,830.91 | S/ 10,295.68 | S/ 13,793.75 | S/ 367,489.75 |
| 3.75% | S/ 3,270.17 | S/ 6,570.58 | S/ 9,901.50 | S/ 13,263.22 | S/ 366,959.22 |
| 3.50% | S/ 3,054.94 | S/ 6,136.27 | S/ 9,244.22 | S/ 12,379.01 | S/ 366,075.01 |
| 3.00% | S/ 2,623.31 | S/ 5,266.09 | S/ 7,928.46 | S/ 10,610.58 | S/ 364,306.58 |
| 2.75% | S/ 2,406.91 | S/ 4,830.20 | S/ 7,269.98 | S/ 9,726.36 | S/ 363,422.36 |
| 2.50% | S/ 2,190.11 | S/ 4,393.78 | S/ 6,611.10 | S/ 8,842.15 | S/ 362,538.15 |
| 2.00% | S/ 1,755.32 | S/ 3,519.35 | S/ 5,292.14 | S/ 7,073.72 | S/ 360,769.72 |
| 1.35% | S/ 1,187.69 | S/ 2,379.38 | S/ 3,575.06 | S/ 4,774.76 | S/ 358,470.76 |
| 1.00% | S/ 880.92 | S/ 1,764.03 | S/ 2,649.34 | S/ 3,536.86 | S/ 357,232.86 |
| 0.10% | S/ 88.39 | S/ 176.80 | S/ 265.23 | S/ 353.69 | S/ 354,049.69 |
Sobre los datos
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Para S/ 353,696 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 353,696 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.