Cálculo de intereses
Ahorrando S/ 347,165
Veamos que pasaría si Usted ahorrara 347,165 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 347,165.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,966.02 | S/ 7,977.36 | S/ 12,034.51 | S/ 16,138.02 | S/ 363,303.02 |
| 8.50% | S/ 7,152.92 | S/ 14,453.22 | S/ 21,903.94 | S/ 29,508.16 | S/ 376,673.16 |
| 8.00% | S/ 6,744.03 | S/ 13,619.06 | S/ 20,627.65 | S/ 27,772.39 | S/ 374,937.39 |
| 7.10% | S/ 6,004.42 | S/ 12,112.69 | S/ 18,326.61 | S/ 24,648.00 | S/ 371,813.00 |
| 7.00% | S/ 5,921.96 | S/ 11,944.93 | S/ 18,070.64 | S/ 24,300.85 | S/ 371,465.85 |
| 6.50% | S/ 5,508.76 | S/ 11,104.93 | S/ 16,789.90 | S/ 22,565.07 | S/ 369,730.07 |
| 6.10% | S/ 5,177.15 | S/ 10,431.51 | S/ 15,764.22 | S/ 21,176.45 | S/ 368,341.45 |
| 6.20% | S/ 5,260.14 | S/ 10,599.98 | S/ 16,020.73 | S/ 21,523.61 | S/ 368,688.61 |
| 5.90% | S/ 5,011.00 | S/ 10,094.32 | S/ 15,251.02 | S/ 20,482.14 | S/ 367,647.14 |
| 5.75% | S/ 4,886.22 | S/ 9,841.22 | S/ 14,865.96 | S/ 19,961.41 | S/ 367,126.41 |
| 5.70% | S/ 4,844.60 | S/ 9,756.81 | S/ 14,737.57 | S/ 19,787.84 | S/ 366,952.84 |
| 5.65% | S/ 4,802.97 | S/ 9,672.39 | S/ 14,609.17 | S/ 19,614.26 | S/ 366,779.26 |
| 5.60% | S/ 4,761.32 | S/ 9,587.94 | S/ 14,480.76 | S/ 19,440.68 | S/ 366,605.68 |
| 5.50% | S/ 4,677.98 | S/ 9,418.99 | S/ 14,223.88 | S/ 19,093.53 | S/ 366,258.53 |
| 5.30% | S/ 4,511.11 | S/ 9,080.84 | S/ 13,709.95 | S/ 18,399.22 | S/ 365,564.22 |
| 5.25% | S/ 4,469.36 | S/ 8,996.26 | S/ 13,581.43 | S/ 18,225.64 | S/ 365,390.64 |
| 5.05% | S/ 4,302.20 | S/ 8,657.71 | S/ 13,067.20 | S/ 17,531.33 | S/ 364,696.33 |
| 5.00% | S/ 4,260.37 | S/ 8,573.02 | S/ 12,938.60 | S/ 17,357.75 | S/ 364,522.75 |
| 4.95% | S/ 4,218.53 | S/ 8,488.32 | S/ 12,809.99 | S/ 17,184.17 | S/ 364,349.17 |
| 4.75% | S/ 4,051.01 | S/ 8,149.29 | S/ 12,295.38 | S/ 16,489.86 | S/ 363,654.86 |
| 4.55% | S/ 3,883.25 | S/ 7,809.93 | S/ 11,780.54 | S/ 15,795.56 | S/ 362,960.56 |
| 4.50% | S/ 3,841.27 | S/ 7,725.04 | S/ 11,651.79 | S/ 15,621.98 | S/ 362,786.98 |
| 4.40% | S/ 3,757.27 | S/ 7,555.20 | S/ 11,394.24 | S/ 15,274.82 | S/ 362,439.82 |
| 4.30% | S/ 3,673.21 | S/ 7,385.28 | S/ 11,136.63 | S/ 14,927.67 | S/ 362,092.67 |
| 4.25% | S/ 3,631.15 | S/ 7,300.29 | S/ 11,007.80 | S/ 14,754.09 | S/ 361,919.09 |
| 4.20% | S/ 3,589.09 | S/ 7,215.28 | S/ 10,878.96 | S/ 14,580.51 | S/ 361,745.51 |
| 4.15% | S/ 3,547.00 | S/ 7,130.25 | S/ 10,750.10 | S/ 14,406.94 | S/ 361,571.94 |
| 4.00% | S/ 3,420.66 | S/ 6,875.03 | S/ 10,363.43 | S/ 13,886.20 | S/ 361,051.20 |
| 3.90% | S/ 3,336.36 | S/ 6,704.78 | S/ 10,105.57 | S/ 13,539.05 | S/ 360,704.05 |
| 3.75% | S/ 3,209.79 | S/ 6,449.25 | S/ 9,718.67 | S/ 13,018.32 | S/ 360,183.32 |
| 3.50% | S/ 2,998.53 | S/ 6,022.97 | S/ 9,073.52 | S/ 12,150.43 | S/ 359,315.43 |
| 3.00% | S/ 2,574.88 | S/ 5,168.85 | S/ 7,782.06 | S/ 10,414.65 | S/ 357,579.65 |
| 2.75% | S/ 2,362.47 | S/ 4,741.01 | S/ 7,135.74 | S/ 9,546.77 | S/ 356,711.77 |
| 2.50% | S/ 2,149.67 | S/ 4,312.65 | S/ 6,489.03 | S/ 8,678.88 | S/ 355,843.88 |
| 2.00% | S/ 1,722.91 | S/ 3,454.37 | S/ 5,194.42 | S/ 6,943.10 | S/ 354,108.10 |
| 1.35% | S/ 1,165.76 | S/ 2,335.44 | S/ 3,509.05 | S/ 4,686.60 | S/ 351,851.60 |
| 1.00% | S/ 864.65 | S/ 1,731.46 | S/ 2,600.42 | S/ 3,471.55 | S/ 350,636.55 |
| 0.10% | S/ 86.76 | S/ 173.53 | S/ 260.33 | S/ 347.16 | S/ 347,512.16 |
Sobre los datos
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Para S/ 347,165 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 347,165 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.