Cálculo de intereses
Ahorrando S/ 335,740
Veamos que pasaría si Usted ahorrara 335,740 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 335,740.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,835.50 | S/ 7,714.83 | S/ 11,638.46 | S/ 15,606.93 | S/ 351,346.93 |
| 8.50% | S/ 6,917.52 | S/ 13,977.58 | S/ 21,183.09 | S/ 28,537.07 | S/ 364,277.07 |
| 8.00% | S/ 6,522.08 | S/ 13,170.87 | S/ 19,948.81 | S/ 26,858.42 | S/ 362,598.42 |
| 7.10% | S/ 5,806.82 | S/ 11,714.07 | S/ 17,723.49 | S/ 23,836.85 | S/ 359,576.85 |
| 7.00% | S/ 5,727.07 | S/ 11,551.83 | S/ 17,475.95 | S/ 23,501.12 | S/ 359,241.12 |
| 6.50% | S/ 5,327.47 | S/ 10,739.47 | S/ 16,237.35 | S/ 21,822.47 | S/ 357,562.47 |
| 6.10% | S/ 5,006.77 | S/ 10,088.21 | S/ 15,245.43 | S/ 20,479.55 | S/ 356,219.55 |
| 6.20% | S/ 5,087.03 | S/ 10,251.14 | S/ 15,493.49 | S/ 20,815.28 | S/ 356,555.28 |
| 5.90% | S/ 4,846.09 | S/ 9,762.12 | S/ 14,749.11 | S/ 19,808.09 | S/ 355,548.09 |
| 5.75% | S/ 4,725.42 | S/ 9,517.35 | S/ 14,376.73 | S/ 19,304.49 | S/ 355,044.49 |
| 5.70% | S/ 4,685.17 | S/ 9,435.72 | S/ 14,252.57 | S/ 19,136.63 | S/ 354,876.63 |
| 5.65% | S/ 4,644.91 | S/ 9,354.07 | S/ 14,128.39 | S/ 18,968.76 | S/ 354,708.76 |
| 5.60% | S/ 4,604.63 | S/ 9,272.41 | S/ 14,004.21 | S/ 18,800.90 | S/ 354,540.90 |
| 5.50% | S/ 4,524.03 | S/ 9,109.02 | S/ 13,755.79 | S/ 18,465.17 | S/ 354,205.17 |
| 5.30% | S/ 4,362.65 | S/ 8,782.00 | S/ 13,258.77 | S/ 17,793.71 | S/ 353,533.71 |
| 5.25% | S/ 4,322.28 | S/ 8,700.20 | S/ 13,134.48 | S/ 17,625.84 | S/ 353,365.84 |
| 5.05% | S/ 4,160.62 | S/ 8,372.79 | S/ 12,637.16 | S/ 16,954.38 | S/ 352,694.38 |
| 5.00% | S/ 4,120.16 | S/ 8,290.89 | S/ 12,512.80 | S/ 16,786.52 | S/ 352,526.52 |
| 4.95% | S/ 4,079.70 | S/ 8,208.97 | S/ 12,388.42 | S/ 16,618.65 | S/ 352,358.65 |
| 4.75% | S/ 3,917.69 | S/ 7,881.10 | S/ 11,890.75 | S/ 15,947.19 | S/ 351,687.19 |
| 4.55% | S/ 3,755.45 | S/ 7,552.91 | S/ 11,392.85 | S/ 15,275.73 | S/ 351,015.73 |
| 4.50% | S/ 3,714.86 | S/ 7,470.81 | S/ 11,268.33 | S/ 15,107.87 | S/ 350,847.87 |
| 4.40% | S/ 3,633.62 | S/ 7,306.56 | S/ 11,019.26 | S/ 14,772.14 | S/ 350,512.14 |
| 4.30% | S/ 3,552.32 | S/ 7,142.23 | S/ 10,770.13 | S/ 14,436.41 | S/ 350,176.41 |
| 4.25% | S/ 3,511.66 | S/ 7,060.04 | S/ 10,645.54 | S/ 14,268.54 | S/ 350,008.54 |
| 4.20% | S/ 3,470.97 | S/ 6,977.83 | S/ 10,520.94 | S/ 14,100.68 | S/ 349,840.68 |
| 4.15% | S/ 3,430.27 | S/ 6,895.59 | S/ 10,396.32 | S/ 13,932.81 | S/ 349,672.81 |
| 4.00% | S/ 3,308.09 | S/ 6,648.77 | S/ 10,022.38 | S/ 13,429.22 | S/ 349,169.22 |
| 3.90% | S/ 3,226.56 | S/ 6,484.13 | S/ 9,773.00 | S/ 13,093.49 | S/ 348,833.49 |
| 3.75% | S/ 3,104.16 | S/ 6,237.01 | S/ 9,398.84 | S/ 12,589.89 | S/ 348,329.89 |
| 3.50% | S/ 2,899.85 | S/ 5,824.76 | S/ 8,774.92 | S/ 11,750.57 | S/ 347,490.57 |
| 3.00% | S/ 2,490.14 | S/ 4,998.74 | S/ 7,525.96 | S/ 10,071.91 | S/ 345,811.91 |
| 2.75% | S/ 2,284.72 | S/ 4,584.99 | S/ 6,900.91 | S/ 9,232.59 | S/ 344,972.59 |
| 2.50% | S/ 2,078.93 | S/ 4,170.73 | S/ 6,275.48 | S/ 8,393.26 | S/ 344,133.26 |
| 2.00% | S/ 1,666.21 | S/ 3,340.68 | S/ 5,023.47 | S/ 6,714.61 | S/ 342,454.61 |
| 1.35% | S/ 1,127.40 | S/ 2,258.58 | S/ 3,393.57 | S/ 4,532.36 | S/ 340,272.36 |
| 1.00% | S/ 836.20 | S/ 1,674.48 | S/ 2,514.84 | S/ 3,357.31 | S/ 339,097.31 |
| 0.10% | S/ 83.90 | S/ 167.82 | S/ 251.77 | S/ 335.73 | S/ 336,075.73 |
Sobre los datos
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Para S/ 335,740 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 335,740 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.