Cálculo de intereses
Ahorrando S/ 329,578
Veamos que pasaría si Usted ahorrara 329,578 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 329,578.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,765.11 | S/ 7,573.23 | S/ 11,424.86 | S/ 15,320.48 | S/ 344,898.48 |
| 8.50% | S/ 6,790.56 | S/ 13,721.04 | S/ 20,794.31 | S/ 28,013.31 | S/ 357,591.31 |
| 8.00% | S/ 6,402.38 | S/ 12,929.14 | S/ 19,582.68 | S/ 26,365.47 | S/ 355,943.47 |
| 7.10% | S/ 5,700.24 | S/ 11,499.08 | S/ 17,398.20 | S/ 23,399.36 | S/ 352,977.36 |
| 7.00% | S/ 5,621.96 | S/ 11,339.81 | S/ 17,155.20 | S/ 23,069.79 | S/ 352,647.79 |
| 6.50% | S/ 5,229.69 | S/ 10,542.36 | S/ 15,939.34 | S/ 21,421.95 | S/ 350,999.95 |
| 6.10% | S/ 4,914.88 | S/ 9,903.06 | S/ 14,965.62 | S/ 20,103.68 | S/ 349,681.68 |
| 6.20% | S/ 4,993.67 | S/ 10,063.00 | S/ 15,209.14 | S/ 20,433.25 | S/ 350,011.25 |
| 5.90% | S/ 4,757.14 | S/ 9,582.95 | S/ 14,478.42 | S/ 19,444.54 | S/ 349,022.54 |
| 5.75% | S/ 4,638.69 | S/ 9,342.67 | S/ 14,112.86 | S/ 18,950.19 | S/ 348,528.19 |
| 5.70% | S/ 4,599.18 | S/ 9,262.54 | S/ 13,990.98 | S/ 18,785.41 | S/ 348,363.41 |
| 5.65% | S/ 4,559.66 | S/ 9,182.39 | S/ 13,869.09 | S/ 18,620.62 | S/ 348,198.62 |
| 5.60% | S/ 4,520.12 | S/ 9,102.23 | S/ 13,747.18 | S/ 18,455.84 | S/ 348,033.84 |
| 5.50% | S/ 4,441.00 | S/ 8,941.83 | S/ 13,503.32 | S/ 18,126.27 | S/ 347,704.27 |
| 5.30% | S/ 4,282.58 | S/ 8,620.82 | S/ 13,015.42 | S/ 17,467.13 | S/ 347,045.13 |
| 5.25% | S/ 4,242.95 | S/ 8,540.52 | S/ 12,893.41 | S/ 17,302.35 | S/ 346,880.35 |
| 5.05% | S/ 4,084.25 | S/ 8,219.12 | S/ 12,405.23 | S/ 16,643.21 | S/ 346,221.21 |
| 5.00% | S/ 4,044.54 | S/ 8,138.72 | S/ 12,283.15 | S/ 16,478.43 | S/ 346,056.43 |
| 4.95% | S/ 4,004.82 | S/ 8,058.31 | S/ 12,161.05 | S/ 16,313.64 | S/ 345,891.64 |
| 4.75% | S/ 3,845.79 | S/ 7,736.45 | S/ 11,672.51 | S/ 15,654.51 | S/ 345,232.51 |
| 4.55% | S/ 3,686.53 | S/ 7,414.29 | S/ 11,183.75 | S/ 14,995.37 | S/ 344,573.37 |
| 4.50% | S/ 3,646.67 | S/ 7,333.70 | S/ 11,061.52 | S/ 14,830.59 | S/ 344,408.59 |
| 4.40% | S/ 3,566.93 | S/ 7,172.46 | S/ 10,817.02 | S/ 14,501.02 | S/ 344,079.02 |
| 4.30% | S/ 3,487.13 | S/ 7,011.15 | S/ 10,572.46 | S/ 14,171.45 | S/ 343,749.45 |
| 4.25% | S/ 3,447.20 | S/ 6,930.46 | S/ 10,450.16 | S/ 14,006.66 | S/ 343,584.66 |
| 4.20% | S/ 3,407.27 | S/ 6,849.76 | S/ 10,327.84 | S/ 13,841.88 | S/ 343,419.88 |
| 4.15% | S/ 3,367.32 | S/ 6,769.04 | S/ 10,205.51 | S/ 13,677.10 | S/ 343,255.10 |
| 4.00% | S/ 3,247.37 | S/ 6,526.75 | S/ 9,838.43 | S/ 13,182.74 | S/ 342,760.74 |
| 3.90% | S/ 3,167.34 | S/ 6,365.12 | S/ 9,593.64 | S/ 12,853.18 | S/ 342,431.18 |
| 3.75% | S/ 3,047.18 | S/ 6,122.54 | S/ 9,226.33 | S/ 12,358.82 | S/ 341,936.82 |
| 3.50% | S/ 2,846.63 | S/ 5,717.85 | S/ 8,613.87 | S/ 11,534.90 | S/ 341,112.90 |
| 3.00% | S/ 2,444.43 | S/ 4,907.00 | S/ 7,387.83 | S/ 9,887.06 | S/ 339,465.06 |
| 2.75% | S/ 2,242.79 | S/ 4,500.84 | S/ 6,774.25 | S/ 9,063.14 | S/ 338,641.14 |
| 2.50% | S/ 2,040.77 | S/ 4,094.18 | S/ 6,160.30 | S/ 8,239.22 | S/ 337,817.22 |
| 2.00% | S/ 1,635.63 | S/ 3,279.37 | S/ 4,931.27 | S/ 6,591.37 | S/ 336,169.37 |
| 1.35% | S/ 1,106.71 | S/ 2,217.13 | S/ 3,331.28 | S/ 4,449.18 | S/ 334,027.18 |
| 1.00% | S/ 820.85 | S/ 1,643.74 | S/ 2,468.69 | S/ 3,295.69 | S/ 332,873.69 |
| 0.10% | S/ 82.36 | S/ 164.74 | S/ 247.15 | S/ 329.57 | S/ 329,907.57 |
Sobre los datos
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Para S/ 329,578 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 329,578 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.