Cálculo de intereses
Ahorrando S/ 324,510
Veamos que pasaría si Usted ahorrara 324,510 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 324,510.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,707.21 | S/ 7,456.78 | S/ 11,249.17 | S/ 15,084.90 | S/ 339,594.90 |
| 8.50% | S/ 6,686.14 | S/ 13,510.05 | S/ 20,474.55 | S/ 27,582.55 | S/ 352,092.55 |
| 8.00% | S/ 6,303.93 | S/ 12,730.32 | S/ 19,281.55 | S/ 25,960.04 | S/ 350,470.04 |
| 7.10% | S/ 5,612.59 | S/ 11,322.25 | S/ 17,130.67 | S/ 23,039.54 | S/ 347,549.54 |
| 7.00% | S/ 5,535.51 | S/ 11,165.44 | S/ 16,891.40 | S/ 22,715.04 | S/ 347,225.04 |
| 6.50% | S/ 5,149.27 | S/ 10,380.25 | S/ 15,694.24 | S/ 21,092.54 | S/ 345,602.54 |
| 6.10% | S/ 4,839.30 | S/ 9,750.78 | S/ 14,735.49 | S/ 19,794.54 | S/ 344,304.54 |
| 6.20% | S/ 4,916.88 | S/ 9,908.26 | S/ 14,975.26 | S/ 20,119.04 | S/ 344,629.04 |
| 5.90% | S/ 4,683.99 | S/ 9,435.59 | S/ 14,255.78 | S/ 19,145.54 | S/ 343,655.54 |
| 5.75% | S/ 4,567.36 | S/ 9,199.01 | S/ 13,895.85 | S/ 18,658.79 | S/ 343,168.79 |
| 5.70% | S/ 4,528.46 | S/ 9,120.11 | S/ 13,775.84 | S/ 18,496.54 | S/ 343,006.54 |
| 5.65% | S/ 4,489.54 | S/ 9,041.20 | S/ 13,655.82 | S/ 18,334.29 | S/ 342,844.29 |
| 5.60% | S/ 4,450.61 | S/ 8,962.26 | S/ 13,535.79 | S/ 18,172.04 | S/ 342,682.04 |
| 5.50% | S/ 4,372.71 | S/ 8,804.33 | S/ 13,295.67 | S/ 17,847.54 | S/ 342,357.54 |
| 5.30% | S/ 4,216.73 | S/ 8,488.25 | S/ 12,815.28 | S/ 17,198.54 | S/ 341,708.54 |
| 5.25% | S/ 4,177.70 | S/ 8,409.19 | S/ 12,695.15 | S/ 17,036.29 | S/ 341,546.29 |
| 5.05% | S/ 4,021.45 | S/ 8,092.73 | S/ 12,214.47 | S/ 16,387.28 | S/ 340,897.28 |
| 5.00% | S/ 3,982.35 | S/ 8,013.57 | S/ 12,094.26 | S/ 16,225.03 | S/ 340,735.03 |
| 4.95% | S/ 3,943.24 | S/ 7,934.39 | S/ 11,974.04 | S/ 16,062.78 | S/ 340,572.78 |
| 4.75% | S/ 3,786.65 | S/ 7,617.49 | S/ 11,493.02 | S/ 15,413.78 | S/ 339,923.78 |
| 4.55% | S/ 3,629.84 | S/ 7,300.28 | S/ 11,011.77 | S/ 14,764.78 | S/ 339,274.78 |
| 4.50% | S/ 3,590.60 | S/ 7,220.93 | S/ 10,891.42 | S/ 14,602.53 | S/ 339,112.53 |
| 4.40% | S/ 3,512.08 | S/ 7,062.17 | S/ 10,650.68 | S/ 14,278.03 | S/ 338,788.03 |
| 4.30% | S/ 3,433.50 | S/ 6,903.34 | S/ 10,409.88 | S/ 13,953.53 | S/ 338,463.53 |
| 4.25% | S/ 3,394.20 | S/ 6,823.89 | S/ 10,289.46 | S/ 13,791.28 | S/ 338,301.28 |
| 4.20% | S/ 3,354.87 | S/ 6,744.43 | S/ 10,169.03 | S/ 13,629.03 | S/ 338,139.03 |
| 4.15% | S/ 3,315.54 | S/ 6,664.95 | S/ 10,048.58 | S/ 13,466.78 | S/ 337,976.78 |
| 4.00% | S/ 3,197.44 | S/ 6,426.38 | S/ 9,687.14 | S/ 12,980.03 | S/ 337,490.03 |
| 3.90% | S/ 3,118.64 | S/ 6,267.24 | S/ 9,446.11 | S/ 12,655.53 | S/ 337,165.53 |
| 3.75% | S/ 3,000.33 | S/ 6,028.39 | S/ 9,084.46 | S/ 12,168.78 | S/ 336,678.78 |
| 3.50% | S/ 2,802.86 | S/ 5,629.93 | S/ 8,481.41 | S/ 11,357.53 | S/ 335,867.53 |
| 3.00% | S/ 2,406.85 | S/ 4,831.54 | S/ 7,274.23 | S/ 9,735.02 | S/ 334,245.02 |
| 2.75% | S/ 2,208.30 | S/ 4,431.63 | S/ 6,670.08 | S/ 8,923.77 | S/ 333,433.77 |
| 2.50% | S/ 2,009.39 | S/ 4,031.22 | S/ 6,065.57 | S/ 8,112.52 | S/ 332,622.52 |
| 2.00% | S/ 1,610.48 | S/ 3,228.94 | S/ 4,855.44 | S/ 6,490.02 | S/ 331,000.02 |
| 1.35% | S/ 1,089.69 | S/ 2,183.04 | S/ 3,280.06 | S/ 4,380.76 | S/ 328,890.76 |
| 1.00% | S/ 808.23 | S/ 1,618.47 | S/ 2,430.73 | S/ 3,245.01 | S/ 327,755.01 |
| 0.10% | S/ 81.09 | S/ 162.21 | S/ 243.35 | S/ 324.50 | S/ 324,834.50 |
Sobre los datos
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Para S/ 324,510 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 324,510 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.