Cálculo de intereses
Ahorrando S/ 323,744
Veamos que pasaría si Usted ahorrara 323,744 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 323,744.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,698.46 | S/ 7,439.17 | S/ 11,222.62 | S/ 15,049.29 | S/ 338,793.29 |
| 8.50% | S/ 6,670.36 | S/ 13,478.16 | S/ 20,426.22 | S/ 27,517.44 | S/ 351,261.44 |
| 8.00% | S/ 6,289.05 | S/ 12,700.27 | S/ 19,236.04 | S/ 25,898.77 | S/ 349,642.77 |
| 7.10% | S/ 5,599.34 | S/ 11,295.53 | S/ 17,090.23 | S/ 22,985.16 | S/ 346,729.16 |
| 7.00% | S/ 5,522.44 | S/ 11,139.08 | S/ 16,851.53 | S/ 22,661.42 | S/ 346,405.42 |
| 6.50% | S/ 5,137.12 | S/ 10,355.75 | S/ 15,657.19 | S/ 21,042.75 | S/ 344,786.75 |
| 6.10% | S/ 4,827.88 | S/ 9,727.76 | S/ 14,700.71 | S/ 19,747.81 | S/ 343,491.81 |
| 6.20% | S/ 4,905.27 | S/ 9,884.87 | S/ 14,939.91 | S/ 20,071.55 | S/ 343,815.55 |
| 5.90% | S/ 4,672.94 | S/ 9,413.32 | S/ 14,222.13 | S/ 19,100.35 | S/ 342,844.35 |
| 5.75% | S/ 4,556.58 | S/ 9,177.30 | S/ 13,863.04 | S/ 18,614.74 | S/ 342,358.74 |
| 5.70% | S/ 4,517.77 | S/ 9,098.58 | S/ 13,743.32 | S/ 18,452.88 | S/ 342,196.88 |
| 5.65% | S/ 4,478.94 | S/ 9,019.85 | S/ 13,623.59 | S/ 18,291.01 | S/ 342,035.01 |
| 5.60% | S/ 4,440.10 | S/ 8,941.10 | S/ 13,503.83 | S/ 18,129.14 | S/ 341,873.14 |
| 5.50% | S/ 4,362.38 | S/ 8,783.55 | S/ 13,264.29 | S/ 17,805.41 | S/ 341,549.41 |
| 5.30% | S/ 4,206.78 | S/ 8,468.22 | S/ 12,785.03 | S/ 17,157.94 | S/ 340,901.94 |
| 5.25% | S/ 4,167.84 | S/ 8,389.34 | S/ 12,665.18 | S/ 16,996.07 | S/ 340,740.07 |
| 5.05% | S/ 4,011.96 | S/ 8,073.63 | S/ 12,185.64 | S/ 16,348.60 | S/ 340,092.60 |
| 5.00% | S/ 3,972.95 | S/ 7,994.66 | S/ 12,065.72 | S/ 16,186.74 | S/ 339,930.74 |
| 4.95% | S/ 3,933.93 | S/ 7,915.66 | S/ 11,945.78 | S/ 16,024.87 | S/ 339,768.87 |
| 4.75% | S/ 3,777.71 | S/ 7,599.51 | S/ 11,465.89 | S/ 15,377.40 | S/ 339,121.40 |
| 4.55% | S/ 3,621.27 | S/ 7,283.04 | S/ 10,985.78 | S/ 14,729.93 | S/ 338,473.93 |
| 4.50% | S/ 3,582.12 | S/ 7,203.88 | S/ 10,865.71 | S/ 14,568.06 | S/ 338,312.06 |
| 4.40% | S/ 3,503.79 | S/ 7,045.50 | S/ 10,625.54 | S/ 14,244.33 | S/ 337,988.33 |
| 4.30% | S/ 3,425.40 | S/ 6,887.04 | S/ 10,385.31 | S/ 13,920.59 | S/ 337,664.59 |
| 4.25% | S/ 3,386.18 | S/ 6,807.79 | S/ 10,265.17 | S/ 13,758.73 | S/ 337,502.73 |
| 4.20% | S/ 3,346.95 | S/ 6,728.51 | S/ 10,145.02 | S/ 13,596.86 | S/ 337,340.86 |
| 4.15% | S/ 3,307.71 | S/ 6,649.21 | S/ 10,024.86 | S/ 13,434.99 | S/ 337,178.99 |
| 4.00% | S/ 3,189.89 | S/ 6,411.21 | S/ 9,664.28 | S/ 12,949.39 | S/ 336,693.39 |
| 3.90% | S/ 3,111.28 | S/ 6,252.45 | S/ 9,423.81 | S/ 12,625.66 | S/ 336,369.66 |
| 3.75% | S/ 2,993.24 | S/ 6,014.16 | S/ 9,063.01 | S/ 12,140.05 | S/ 335,884.05 |
| 3.50% | S/ 2,796.24 | S/ 5,616.64 | S/ 8,461.39 | S/ 11,330.72 | S/ 335,074.72 |
| 3.00% | S/ 2,401.17 | S/ 4,820.14 | S/ 7,257.05 | S/ 9,712.04 | S/ 333,456.04 |
| 2.75% | S/ 2,203.09 | S/ 4,421.17 | S/ 6,654.34 | S/ 8,902.71 | S/ 332,646.71 |
| 2.50% | S/ 2,004.65 | S/ 4,021.71 | S/ 6,051.25 | S/ 8,093.37 | S/ 331,837.37 |
| 2.00% | S/ 1,606.67 | S/ 3,221.32 | S/ 4,843.98 | S/ 6,474.70 | S/ 330,218.70 |
| 1.35% | S/ 1,087.12 | S/ 2,177.88 | S/ 3,272.32 | S/ 4,370.42 | S/ 328,114.42 |
| 1.00% | S/ 806.32 | S/ 1,614.65 | S/ 2,424.99 | S/ 3,237.35 | S/ 326,981.35 |
| 0.10% | S/ 80.90 | S/ 161.83 | S/ 242.77 | S/ 323.73 | S/ 324,067.73 |
Sobre los datos
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Para S/ 323,744 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 323,744 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.