Cálculo de intereses
Ahorrando S/ 286,685
Veamos que pasaría si Usted ahorrara 286,685 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 286,685.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,275.10 | S/ 6,587.61 | S/ 9,937.97 | S/ 13,326.60 | S/ 300,011.60 |
| 8.50% | S/ 5,906.80 | S/ 11,935.31 | S/ 18,088.03 | S/ 24,367.51 | S/ 311,052.51 |
| 8.00% | S/ 5,569.14 | S/ 11,246.47 | S/ 17,034.09 | S/ 22,934.13 | S/ 309,619.13 |
| 7.10% | S/ 4,958.38 | S/ 10,002.53 | S/ 15,133.91 | S/ 20,354.05 | S/ 307,039.05 |
| 7.00% | S/ 4,890.29 | S/ 9,863.99 | S/ 14,922.53 | S/ 20,067.37 | S/ 306,752.37 |
| 6.50% | S/ 4,549.07 | S/ 9,170.33 | S/ 13,864.91 | S/ 18,633.99 | S/ 305,318.99 |
| 6.10% | S/ 4,275.23 | S/ 8,614.22 | S/ 13,017.92 | S/ 17,487.28 | S/ 304,172.28 |
| 6.20% | S/ 4,343.77 | S/ 8,753.35 | S/ 13,229.74 | S/ 17,773.96 | S/ 304,458.96 |
| 5.90% | S/ 4,138.02 | S/ 8,335.78 | S/ 12,594.12 | S/ 16,913.93 | S/ 303,598.93 |
| 5.75% | S/ 4,034.99 | S/ 8,126.77 | S/ 12,276.14 | S/ 16,483.91 | S/ 303,168.91 |
| 5.70% | S/ 4,000.62 | S/ 8,057.07 | S/ 12,170.12 | S/ 16,340.57 | S/ 303,025.57 |
| 5.65% | S/ 3,966.24 | S/ 7,987.35 | S/ 12,064.09 | S/ 16,197.24 | S/ 302,882.24 |
| 5.60% | S/ 3,931.85 | S/ 7,917.62 | S/ 11,958.05 | S/ 16,053.90 | S/ 302,738.90 |
| 5.50% | S/ 3,863.02 | S/ 7,778.10 | S/ 11,745.93 | S/ 15,767.22 | S/ 302,452.22 |
| 5.30% | S/ 3,725.23 | S/ 7,498.86 | S/ 11,321.53 | S/ 15,193.87 | S/ 301,878.87 |
| 5.25% | S/ 3,690.75 | S/ 7,429.01 | S/ 11,215.40 | S/ 15,050.53 | S/ 301,735.53 |
| 5.05% | S/ 3,552.71 | S/ 7,149.44 | S/ 10,790.75 | S/ 14,477.18 | S/ 301,162.18 |
| 5.00% | S/ 3,518.17 | S/ 7,079.51 | S/ 10,684.55 | S/ 14,333.84 | S/ 301,018.84 |
| 4.95% | S/ 3,483.61 | S/ 7,009.56 | S/ 10,578.35 | S/ 14,190.50 | S/ 300,875.50 |
| 4.75% | S/ 3,345.28 | S/ 6,729.59 | S/ 10,153.39 | S/ 13,617.15 | S/ 300,302.15 |
| 4.55% | S/ 3,206.74 | S/ 6,449.35 | S/ 9,728.24 | S/ 13,043.79 | S/ 299,728.79 |
| 4.50% | S/ 3,172.08 | S/ 6,379.25 | S/ 9,621.91 | S/ 12,900.46 | S/ 299,585.46 |
| 4.40% | S/ 3,102.71 | S/ 6,239.00 | S/ 9,409.23 | S/ 12,613.78 | S/ 299,298.78 |
| 4.30% | S/ 3,033.29 | S/ 6,098.68 | S/ 9,196.50 | S/ 12,327.10 | S/ 299,012.10 |
| 4.25% | S/ 2,998.57 | S/ 6,028.50 | S/ 9,090.12 | S/ 12,183.76 | S/ 298,868.76 |
| 4.20% | S/ 2,963.83 | S/ 5,958.30 | S/ 8,983.72 | S/ 12,040.43 | S/ 298,725.43 |
| 4.15% | S/ 2,929.08 | S/ 5,888.08 | S/ 8,877.31 | S/ 11,897.09 | S/ 298,582.09 |
| 4.00% | S/ 2,824.74 | S/ 5,677.32 | S/ 8,558.01 | S/ 11,467.07 | S/ 298,152.07 |
| 3.90% | S/ 2,755.13 | S/ 5,536.73 | S/ 8,345.07 | S/ 11,180.40 | S/ 297,865.40 |
| 3.75% | S/ 2,650.61 | S/ 5,325.72 | S/ 8,025.57 | S/ 10,750.38 | S/ 297,435.38 |
| 3.50% | S/ 2,476.16 | S/ 4,973.70 | S/ 7,492.82 | S/ 10,033.69 | S/ 296,718.69 |
| 3.00% | S/ 2,126.30 | S/ 4,268.38 | S/ 6,426.34 | S/ 8,600.31 | S/ 295,285.31 |
| 2.75% | S/ 1,950.90 | S/ 3,915.07 | S/ 5,892.62 | S/ 7,883.61 | S/ 294,568.61 |
| 2.50% | S/ 1,775.17 | S/ 3,561.34 | S/ 5,358.57 | S/ 7,166.92 | S/ 293,851.92 |
| 2.00% | S/ 1,422.76 | S/ 2,852.58 | S/ 4,289.49 | S/ 5,733.54 | S/ 292,418.54 |
| 1.35% | S/ 962.67 | S/ 1,928.58 | S/ 2,897.73 | S/ 3,870.14 | S/ 290,555.14 |
| 1.00% | S/ 714.02 | S/ 1,429.82 | S/ 2,147.40 | S/ 2,866.77 | S/ 289,551.77 |
| 0.10% | S/ 71.64 | S/ 143.30 | S/ 214.98 | S/ 286.68 | S/ 286,971.68 |
Sobre los datos
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Para S/ 286,685 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 286,685 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.