Cálculo de intereses
Ahorrando S/ 285,540
Veamos que pasaría si Usted ahorrara 285,540 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 285,540.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,262.02 | S/ 6,561.30 | S/ 9,898.28 | S/ 13,273.37 | S/ 298,813.37 |
| 8.50% | S/ 5,883.21 | S/ 11,887.64 | S/ 18,015.79 | S/ 24,270.19 | S/ 309,810.19 |
| 8.00% | S/ 5,546.90 | S/ 11,201.55 | S/ 16,966.05 | S/ 22,842.54 | S/ 308,382.54 |
| 7.10% | S/ 4,938.58 | S/ 9,962.58 | S/ 15,073.47 | S/ 20,272.75 | S/ 305,812.75 |
| 7.00% | S/ 4,870.75 | S/ 9,824.59 | S/ 14,862.93 | S/ 19,987.22 | S/ 305,527.22 |
| 6.50% | S/ 4,530.90 | S/ 9,133.70 | S/ 13,809.53 | S/ 18,559.56 | S/ 304,099.56 |
| 6.10% | S/ 4,258.16 | S/ 8,579.82 | S/ 12,965.92 | S/ 17,417.44 | S/ 302,957.44 |
| 6.20% | S/ 4,326.42 | S/ 8,718.39 | S/ 13,176.90 | S/ 17,702.97 | S/ 303,242.97 |
| 5.90% | S/ 4,121.50 | S/ 8,302.48 | S/ 12,543.82 | S/ 16,846.37 | S/ 302,386.37 |
| 5.75% | S/ 4,018.87 | S/ 8,094.31 | S/ 12,227.11 | S/ 16,418.08 | S/ 301,958.08 |
| 5.70% | S/ 3,984.64 | S/ 8,024.89 | S/ 12,121.52 | S/ 16,275.31 | S/ 301,815.31 |
| 5.65% | S/ 3,950.40 | S/ 7,955.45 | S/ 12,015.91 | S/ 16,132.55 | S/ 301,672.55 |
| 5.60% | S/ 3,916.14 | S/ 7,885.99 | S/ 11,910.29 | S/ 15,989.78 | S/ 301,529.78 |
| 5.50% | S/ 3,847.59 | S/ 7,747.03 | S/ 11,699.01 | S/ 15,704.25 | S/ 301,244.25 |
| 5.30% | S/ 3,710.35 | S/ 7,468.91 | S/ 11,276.31 | S/ 15,133.19 | S/ 300,673.19 |
| 5.25% | S/ 3,676.01 | S/ 7,399.34 | S/ 11,170.60 | S/ 14,990.42 | S/ 300,530.42 |
| 5.05% | S/ 3,538.52 | S/ 7,120.89 | S/ 10,747.65 | S/ 14,419.36 | S/ 299,959.36 |
| 5.00% | S/ 3,504.12 | S/ 7,051.23 | S/ 10,641.88 | S/ 14,276.59 | S/ 299,816.59 |
| 4.95% | S/ 3,469.70 | S/ 6,981.56 | S/ 10,536.10 | S/ 14,133.82 | S/ 299,673.82 |
| 4.75% | S/ 3,331.92 | S/ 6,702.71 | S/ 10,112.84 | S/ 13,562.76 | S/ 299,102.76 |
| 4.55% | S/ 3,193.93 | S/ 6,423.60 | S/ 9,689.38 | S/ 12,991.70 | S/ 298,531.70 |
| 4.50% | S/ 3,159.41 | S/ 6,353.77 | S/ 9,583.49 | S/ 12,848.93 | S/ 298,388.93 |
| 4.40% | S/ 3,090.32 | S/ 6,214.08 | S/ 9,371.66 | S/ 12,563.40 | S/ 298,103.40 |
| 4.30% | S/ 3,021.18 | S/ 6,074.32 | S/ 9,159.77 | S/ 12,277.87 | S/ 297,817.87 |
| 4.25% | S/ 2,986.59 | S/ 6,004.42 | S/ 9,053.81 | S/ 12,135.10 | S/ 297,675.10 |
| 4.20% | S/ 2,951.99 | S/ 5,934.50 | S/ 8,947.84 | S/ 11,992.34 | S/ 297,532.34 |
| 4.15% | S/ 2,917.38 | S/ 5,864.56 | S/ 8,841.86 | S/ 11,849.57 | S/ 297,389.57 |
| 4.00% | S/ 2,813.46 | S/ 5,654.65 | S/ 8,523.82 | S/ 11,421.27 | S/ 296,961.27 |
| 3.90% | S/ 2,744.12 | S/ 5,514.62 | S/ 8,311.74 | S/ 11,135.74 | S/ 296,675.74 |
| 3.75% | S/ 2,640.02 | S/ 5,304.45 | S/ 7,993.52 | S/ 10,707.44 | S/ 296,247.44 |
| 3.50% | S/ 2,466.27 | S/ 4,953.84 | S/ 7,462.89 | S/ 9,993.62 | S/ 295,533.62 |
| 3.00% | S/ 2,117.81 | S/ 4,251.33 | S/ 6,400.67 | S/ 8,565.96 | S/ 294,105.96 |
| 2.75% | S/ 1,943.11 | S/ 3,899.44 | S/ 5,869.08 | S/ 7,852.13 | S/ 293,392.13 |
| 2.50% | S/ 1,768.08 | S/ 3,547.12 | S/ 5,337.17 | S/ 7,138.30 | S/ 292,678.30 |
| 2.00% | S/ 1,417.08 | S/ 2,841.18 | S/ 4,272.36 | S/ 5,710.64 | S/ 291,250.64 |
| 1.35% | S/ 958.83 | S/ 1,920.88 | S/ 2,886.16 | S/ 3,854.68 | S/ 289,394.68 |
| 1.00% | S/ 711.17 | S/ 1,424.11 | S/ 2,138.82 | S/ 2,855.32 | S/ 288,395.32 |
| 0.10% | S/ 71.36 | S/ 142.73 | S/ 214.12 | S/ 285.53 | S/ 285,825.53 |
Sobre los datos
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Para S/ 285,540 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 285,540 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.