Cálculo de intereses
Ahorrando S/ 277,241
Veamos que pasaría si Usted ahorrara 277,241 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 277,241.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,167.21 | S/ 6,370.60 | S/ 9,610.59 | S/ 12,887.59 | S/ 290,128.59 |
| 8.50% | S/ 5,712.22 | S/ 11,542.14 | S/ 17,492.17 | S/ 23,564.80 | S/ 300,805.80 |
| 8.00% | S/ 5,385.68 | S/ 10,875.99 | S/ 16,472.95 | S/ 22,178.63 | S/ 299,419.63 |
| 7.10% | S/ 4,795.04 | S/ 9,673.02 | S/ 14,635.37 | S/ 19,683.54 | S/ 296,924.54 |
| 7.00% | S/ 4,729.19 | S/ 9,539.05 | S/ 14,430.96 | S/ 19,406.31 | S/ 296,647.31 |
| 6.50% | S/ 4,399.21 | S/ 8,868.24 | S/ 13,408.17 | S/ 18,020.14 | S/ 295,261.14 |
| 6.10% | S/ 4,134.40 | S/ 8,330.45 | S/ 12,589.08 | S/ 16,911.21 | S/ 294,152.21 |
| 6.20% | S/ 4,200.67 | S/ 8,464.99 | S/ 12,793.92 | S/ 17,188.45 | S/ 294,429.45 |
| 5.90% | S/ 4,001.71 | S/ 8,061.18 | S/ 12,179.24 | S/ 16,356.75 | S/ 293,597.75 |
| 5.75% | S/ 3,902.07 | S/ 7,859.06 | S/ 11,871.74 | S/ 15,940.90 | S/ 293,181.90 |
| 5.70% | S/ 3,868.83 | S/ 7,791.65 | S/ 11,769.21 | S/ 15,802.28 | S/ 293,043.28 |
| 5.65% | S/ 3,835.58 | S/ 7,724.23 | S/ 11,666.68 | S/ 15,663.67 | S/ 292,904.67 |
| 5.60% | S/ 3,802.32 | S/ 7,656.79 | S/ 11,564.13 | S/ 15,525.05 | S/ 292,766.05 |
| 5.50% | S/ 3,735.77 | S/ 7,521.87 | S/ 11,358.99 | S/ 15,247.82 | S/ 292,488.82 |
| 5.30% | S/ 3,602.51 | S/ 7,251.83 | S/ 10,948.57 | S/ 14,693.35 | S/ 291,934.35 |
| 5.25% | S/ 3,569.17 | S/ 7,184.28 | S/ 10,845.94 | S/ 14,554.73 | S/ 291,795.73 |
| 5.05% | S/ 3,435.67 | S/ 6,913.92 | S/ 10,435.28 | S/ 14,000.27 | S/ 291,241.27 |
| 5.00% | S/ 3,402.27 | S/ 6,846.29 | S/ 10,332.58 | S/ 13,861.65 | S/ 291,102.65 |
| 4.95% | S/ 3,368.86 | S/ 6,778.65 | S/ 10,229.87 | S/ 13,723.04 | S/ 290,964.04 |
| 4.75% | S/ 3,235.08 | S/ 6,507.90 | S/ 9,818.92 | S/ 13,168.57 | S/ 290,409.57 |
| 4.55% | S/ 3,101.11 | S/ 6,236.90 | S/ 9,407.77 | S/ 12,614.10 | S/ 289,855.10 |
| 4.50% | S/ 3,067.58 | S/ 6,169.11 | S/ 9,304.95 | S/ 12,475.49 | S/ 289,716.49 |
| 4.40% | S/ 3,000.50 | S/ 6,033.48 | S/ 9,099.28 | S/ 12,198.26 | S/ 289,439.26 |
| 4.30% | S/ 2,933.37 | S/ 5,897.78 | S/ 8,893.55 | S/ 11,921.02 | S/ 289,162.02 |
| 4.25% | S/ 2,899.79 | S/ 5,829.91 | S/ 8,790.67 | S/ 11,782.41 | S/ 289,023.41 |
| 4.20% | S/ 2,866.19 | S/ 5,762.02 | S/ 8,687.78 | S/ 11,643.79 | S/ 288,884.79 |
| 4.15% | S/ 2,832.59 | S/ 5,694.11 | S/ 8,584.87 | S/ 11,505.17 | S/ 288,746.17 |
| 4.00% | S/ 2,731.69 | S/ 5,490.30 | S/ 8,276.09 | S/ 11,089.32 | S/ 288,330.32 |
| 3.90% | S/ 2,664.37 | S/ 5,354.34 | S/ 8,070.17 | S/ 10,812.09 | S/ 288,053.09 |
| 3.75% | S/ 2,563.29 | S/ 5,150.28 | S/ 7,761.19 | S/ 10,396.24 | S/ 287,637.24 |
| 3.50% | S/ 2,394.59 | S/ 4,809.86 | S/ 7,245.99 | S/ 9,703.16 | S/ 286,944.16 |
| 3.00% | S/ 2,056.26 | S/ 4,127.77 | S/ 6,214.64 | S/ 8,316.99 | S/ 285,557.99 |
| 2.75% | S/ 1,886.63 | S/ 3,786.10 | S/ 5,698.50 | S/ 7,623.91 | S/ 284,864.91 |
| 2.50% | S/ 1,716.70 | S/ 3,444.02 | S/ 5,182.04 | S/ 6,930.83 | S/ 284,171.83 |
| 2.00% | S/ 1,375.89 | S/ 2,758.61 | S/ 4,148.19 | S/ 5,544.66 | S/ 282,785.66 |
| 1.35% | S/ 930.96 | S/ 1,865.05 | S/ 2,802.28 | S/ 3,742.65 | S/ 280,983.65 |
| 1.00% | S/ 690.50 | S/ 1,382.72 | S/ 2,076.66 | S/ 2,772.33 | S/ 280,013.33 |
| 0.10% | S/ 69.28 | S/ 138.58 | S/ 207.90 | S/ 277.23 | S/ 277,518.23 |
Sobre los datos
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Para S/ 277,241 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 277,241 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.