Cálculo de intereses
Ahorrando S/ 262,021
Veamos que pasaría si Usted ahorrara 262,021 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 262,021.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,993.34 | S/ 6,020.87 | S/ 9,082.99 | S/ 12,180.09 | S/ 274,201.09 |
| 8.50% | S/ 5,398.63 | S/ 10,908.50 | S/ 16,531.88 | S/ 22,271.14 | S/ 284,292.14 |
| 8.00% | S/ 5,090.02 | S/ 10,278.92 | S/ 15,568.61 | S/ 20,961.07 | S/ 282,982.07 |
| 7.10% | S/ 4,531.81 | S/ 9,141.99 | S/ 13,831.91 | S/ 18,602.95 | S/ 280,623.95 |
| 7.00% | S/ 4,469.57 | S/ 9,015.37 | S/ 13,638.72 | S/ 18,340.94 | S/ 280,361.94 |
| 6.50% | S/ 4,157.71 | S/ 8,381.39 | S/ 12,672.09 | S/ 17,030.87 | S/ 279,051.87 |
| 6.10% | S/ 3,907.43 | S/ 7,873.13 | S/ 11,897.96 | S/ 15,982.82 | S/ 278,003.82 |
| 6.20% | S/ 3,970.06 | S/ 8,000.28 | S/ 12,091.56 | S/ 16,244.83 | S/ 278,265.83 |
| 5.90% | S/ 3,782.02 | S/ 7,618.64 | S/ 11,510.63 | S/ 15,458.79 | S/ 277,479.79 |
| 5.75% | S/ 3,687.85 | S/ 7,427.61 | S/ 11,220.00 | S/ 15,065.77 | S/ 277,086.77 |
| 5.70% | S/ 3,656.44 | S/ 7,363.91 | S/ 11,123.11 | S/ 14,934.77 | S/ 276,955.77 |
| 5.65% | S/ 3,625.02 | S/ 7,300.18 | S/ 11,026.20 | S/ 14,803.76 | S/ 276,824.76 |
| 5.60% | S/ 3,593.58 | S/ 7,236.45 | S/ 10,929.28 | S/ 14,672.75 | S/ 276,693.75 |
| 5.50% | S/ 3,530.68 | S/ 7,108.93 | S/ 10,735.40 | S/ 14,410.74 | S/ 276,431.74 |
| 5.30% | S/ 3,404.74 | S/ 6,853.72 | S/ 10,347.52 | S/ 13,886.71 | S/ 275,907.71 |
| 5.25% | S/ 3,373.23 | S/ 6,789.88 | S/ 10,250.52 | S/ 13,755.71 | S/ 275,776.71 |
| 5.05% | S/ 3,247.06 | S/ 6,534.36 | S/ 9,862.40 | S/ 13,231.68 | S/ 275,252.68 |
| 5.00% | S/ 3,215.49 | S/ 6,470.45 | S/ 9,765.34 | S/ 13,100.67 | S/ 275,121.67 |
| 4.95% | S/ 3,183.91 | S/ 6,406.51 | S/ 9,668.27 | S/ 12,969.67 | S/ 274,990.67 |
| 4.75% | S/ 3,057.48 | S/ 6,150.63 | S/ 9,279.88 | S/ 12,445.64 | S/ 274,466.64 |
| 4.55% | S/ 2,930.86 | S/ 5,894.50 | S/ 8,891.30 | S/ 11,921.61 | S/ 273,942.61 |
| 4.50% | S/ 2,899.18 | S/ 5,830.43 | S/ 8,794.13 | S/ 11,790.61 | S/ 273,811.61 |
| 4.40% | S/ 2,835.78 | S/ 5,702.25 | S/ 8,599.74 | S/ 11,528.59 | S/ 273,549.59 |
| 4.30% | S/ 2,772.33 | S/ 5,574.00 | S/ 8,405.31 | S/ 11,266.58 | S/ 273,287.58 |
| 4.25% | S/ 2,740.60 | S/ 5,509.86 | S/ 8,308.08 | S/ 11,135.57 | S/ 273,156.57 |
| 4.20% | S/ 2,708.84 | S/ 5,445.69 | S/ 8,210.84 | S/ 11,004.57 | S/ 273,025.57 |
| 4.15% | S/ 2,677.08 | S/ 5,381.52 | S/ 8,113.58 | S/ 10,873.56 | S/ 272,894.56 |
| 4.00% | S/ 2,581.73 | S/ 5,188.89 | S/ 7,821.75 | S/ 10,480.54 | S/ 272,501.54 |
| 3.90% | S/ 2,518.10 | S/ 5,060.40 | S/ 7,627.13 | S/ 10,218.53 | S/ 272,239.53 |
| 3.75% | S/ 2,422.57 | S/ 4,867.54 | S/ 7,335.12 | S/ 9,825.51 | S/ 271,846.51 |
| 3.50% | S/ 2,263.13 | S/ 4,545.80 | S/ 6,848.20 | S/ 9,170.47 | S/ 271,191.47 |
| 3.00% | S/ 1,943.37 | S/ 3,901.16 | S/ 5,873.47 | S/ 7,860.41 | S/ 269,881.41 |
| 2.75% | S/ 1,783.06 | S/ 3,578.25 | S/ 5,385.66 | S/ 7,205.37 | S/ 269,226.37 |
| 2.50% | S/ 1,622.45 | S/ 3,254.95 | S/ 4,897.56 | S/ 6,550.34 | S/ 268,571.34 |
| 2.00% | S/ 1,300.36 | S/ 2,607.16 | S/ 3,920.46 | S/ 5,240.27 | S/ 267,261.27 |
| 1.35% | S/ 879.85 | S/ 1,762.66 | S/ 2,648.44 | S/ 3,537.18 | S/ 265,558.18 |
| 1.00% | S/ 652.59 | S/ 1,306.81 | S/ 1,962.66 | S/ 2,620.14 | S/ 264,641.14 |
| 0.10% | S/ 65.48 | S/ 130.97 | S/ 196.49 | S/ 262.01 | S/ 262,283.01 |
Sobre los datos
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Para S/ 262,021 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 262,021 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.