Cálculo de intereses
Ahorrando S/ 251,621
Veamos que pasaría si Usted ahorrara 251,621 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 251,621.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,874.53 | S/ 5,781.89 | S/ 8,722.47 | S/ 11,696.64 | S/ 263,317.64 |
| 8.50% | S/ 5,184.35 | S/ 10,475.52 | S/ 15,875.71 | S/ 21,387.16 | S/ 273,008.16 |
| 8.00% | S/ 4,887.99 | S/ 9,870.93 | S/ 14,950.67 | S/ 20,129.09 | S/ 271,750.09 |
| 7.10% | S/ 4,351.93 | S/ 8,779.13 | S/ 13,282.91 | S/ 17,864.57 | S/ 269,485.57 |
| 7.00% | S/ 4,292.16 | S/ 8,657.54 | S/ 13,097.38 | S/ 17,612.96 | S/ 269,233.96 |
| 6.50% | S/ 3,992.68 | S/ 8,048.72 | S/ 12,169.11 | S/ 16,354.89 | S/ 267,975.89 |
| 6.10% | S/ 3,752.34 | S/ 7,560.63 | S/ 11,425.71 | S/ 15,348.44 | S/ 266,969.44 |
| 6.20% | S/ 3,812.49 | S/ 7,682.74 | S/ 11,611.63 | S/ 15,600.05 | S/ 267,221.05 |
| 5.90% | S/ 3,631.91 | S/ 7,316.24 | S/ 11,053.75 | S/ 14,845.21 | S/ 266,466.21 |
| 5.75% | S/ 3,541.48 | S/ 7,132.80 | S/ 10,774.67 | S/ 14,467.79 | S/ 266,088.79 |
| 5.70% | S/ 3,511.31 | S/ 7,071.62 | S/ 10,681.61 | S/ 14,341.98 | S/ 265,962.98 |
| 5.65% | S/ 3,481.13 | S/ 7,010.43 | S/ 10,588.55 | S/ 14,216.18 | S/ 265,837.18 |
| 5.60% | S/ 3,450.95 | S/ 6,949.22 | S/ 10,495.48 | S/ 14,090.37 | S/ 265,711.37 |
| 5.50% | S/ 3,390.54 | S/ 6,826.77 | S/ 10,309.30 | S/ 13,838.76 | S/ 265,459.76 |
| 5.30% | S/ 3,269.60 | S/ 6,581.69 | S/ 9,936.81 | S/ 13,335.53 | S/ 264,956.53 |
| 5.25% | S/ 3,239.34 | S/ 6,520.38 | S/ 9,843.66 | S/ 13,209.72 | S/ 264,830.72 |
| 5.05% | S/ 3,118.18 | S/ 6,275.00 | S/ 9,470.95 | S/ 12,706.50 | S/ 264,327.50 |
| 5.00% | S/ 3,087.86 | S/ 6,213.62 | S/ 9,377.74 | S/ 12,580.69 | S/ 264,201.69 |
| 4.95% | S/ 3,057.54 | S/ 6,152.23 | S/ 9,284.52 | S/ 12,454.88 | S/ 264,075.88 |
| 4.75% | S/ 2,936.12 | S/ 5,906.50 | S/ 8,911.55 | S/ 11,951.66 | S/ 263,572.66 |
| 4.55% | S/ 2,814.53 | S/ 5,660.54 | S/ 8,538.39 | S/ 11,448.43 | S/ 263,069.43 |
| 4.50% | S/ 2,784.11 | S/ 5,599.02 | S/ 8,445.07 | S/ 11,322.62 | S/ 262,943.62 |
| 4.40% | S/ 2,723.22 | S/ 5,475.92 | S/ 8,258.41 | S/ 11,071.01 | S/ 262,692.01 |
| 4.30% | S/ 2,662.30 | S/ 5,352.76 | S/ 8,071.69 | S/ 10,819.39 | S/ 262,440.39 |
| 4.25% | S/ 2,631.82 | S/ 5,291.16 | S/ 7,978.32 | S/ 10,693.59 | S/ 262,314.59 |
| 4.20% | S/ 2,601.33 | S/ 5,229.55 | S/ 7,884.94 | S/ 10,567.78 | S/ 262,188.78 |
| 4.15% | S/ 2,570.82 | S/ 5,167.92 | S/ 7,791.54 | S/ 10,441.97 | S/ 262,062.97 |
| 4.00% | S/ 2,479.25 | S/ 4,982.94 | S/ 7,511.29 | S/ 10,064.55 | S/ 261,685.55 |
| 3.90% | S/ 2,418.15 | S/ 4,859.54 | S/ 7,324.40 | S/ 9,812.94 | S/ 261,433.94 |
| 3.75% | S/ 2,326.42 | S/ 4,674.34 | S/ 7,043.98 | S/ 9,435.52 | S/ 261,056.52 |
| 3.50% | S/ 2,173.30 | S/ 4,365.37 | S/ 6,576.38 | S/ 8,806.48 | S/ 260,427.48 |
| 3.00% | S/ 1,866.24 | S/ 3,746.32 | S/ 5,640.34 | S/ 7,548.42 | S/ 259,169.42 |
| 2.75% | S/ 1,712.29 | S/ 3,436.23 | S/ 5,171.90 | S/ 6,919.38 | S/ 258,540.38 |
| 2.50% | S/ 1,558.06 | S/ 3,125.76 | S/ 4,703.17 | S/ 6,290.35 | S/ 257,911.35 |
| 2.00% | S/ 1,248.74 | S/ 2,503.68 | S/ 3,764.85 | S/ 5,032.28 | S/ 256,653.28 |
| 1.35% | S/ 844.93 | S/ 1,692.70 | S/ 2,543.32 | S/ 3,396.79 | S/ 255,017.79 |
| 1.00% | S/ 626.69 | S/ 1,254.94 | S/ 1,884.76 | S/ 2,516.14 | S/ 254,137.14 |
| 0.10% | S/ 62.88 | S/ 125.78 | S/ 188.69 | S/ 251.61 | S/ 251,872.61 |
Sobre los datos
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Para S/ 251,621 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 251,621 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.