Cálculo de intereses
Ahorrando S/ 243,420
Veamos que pasaría si Usted ahorrara 243,420 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 243,420.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,780.84 | S/ 5,593.44 | S/ 8,438.18 | S/ 11,315.42 | S/ 254,735.42 |
| 8.50% | S/ 5,015.38 | S/ 10,134.10 | S/ 15,358.28 | S/ 20,690.10 | S/ 264,110.10 |
| 8.00% | S/ 4,728.68 | S/ 9,549.21 | S/ 14,463.39 | S/ 19,473.03 | S/ 262,893.03 |
| 7.10% | S/ 4,210.09 | S/ 8,493.00 | S/ 12,849.98 | S/ 17,282.32 | S/ 260,702.32 |
| 7.00% | S/ 4,152.27 | S/ 8,375.37 | S/ 12,670.50 | S/ 17,038.91 | S/ 260,458.91 |
| 6.50% | S/ 3,862.55 | S/ 7,786.39 | S/ 11,772.49 | S/ 15,821.84 | S/ 259,241.84 |
| 6.10% | S/ 3,630.04 | S/ 7,314.21 | S/ 11,053.32 | S/ 14,848.19 | S/ 258,268.19 |
| 6.20% | S/ 3,688.23 | S/ 7,432.34 | S/ 11,233.18 | S/ 15,091.60 | S/ 258,511.60 |
| 5.90% | S/ 3,513.54 | S/ 7,077.78 | S/ 10,693.48 | S/ 14,361.37 | S/ 257,781.37 |
| 5.75% | S/ 3,426.05 | S/ 6,900.32 | S/ 10,423.49 | S/ 13,996.25 | S/ 257,416.25 |
| 5.70% | S/ 3,396.87 | S/ 6,841.14 | S/ 10,333.47 | S/ 13,874.54 | S/ 257,294.54 |
| 5.65% | S/ 3,367.67 | S/ 6,781.94 | S/ 10,243.44 | S/ 13,752.83 | S/ 257,172.83 |
| 5.60% | S/ 3,338.47 | S/ 6,722.73 | S/ 10,153.40 | S/ 13,631.13 | S/ 257,051.13 |
| 5.50% | S/ 3,280.03 | S/ 6,604.27 | S/ 9,973.29 | S/ 13,387.72 | S/ 256,807.72 |
| 5.30% | S/ 3,163.04 | S/ 6,367.17 | S/ 9,612.94 | S/ 12,900.89 | S/ 256,320.89 |
| 5.25% | S/ 3,133.76 | S/ 6,307.86 | S/ 9,522.83 | S/ 12,779.18 | S/ 256,199.18 |
| 5.05% | S/ 3,016.55 | S/ 6,070.48 | S/ 9,162.26 | S/ 12,292.36 | S/ 255,712.36 |
| 5.00% | S/ 2,987.22 | S/ 6,011.11 | S/ 9,072.10 | S/ 12,170.65 | S/ 255,590.65 |
| 4.95% | S/ 2,957.88 | S/ 5,951.71 | S/ 8,981.92 | S/ 12,048.94 | S/ 255,468.94 |
| 4.75% | S/ 2,840.43 | S/ 5,713.99 | S/ 8,621.10 | S/ 11,562.12 | S/ 254,982.12 |
| 4.55% | S/ 2,722.80 | S/ 5,476.05 | S/ 8,260.10 | S/ 11,075.29 | S/ 254,495.29 |
| 4.50% | S/ 2,693.36 | S/ 5,416.53 | S/ 8,169.83 | S/ 10,953.59 | S/ 254,373.59 |
| 4.40% | S/ 2,634.47 | S/ 5,297.44 | S/ 7,989.24 | S/ 10,710.17 | S/ 254,130.17 |
| 4.30% | S/ 2,575.53 | S/ 5,178.30 | S/ 7,808.62 | S/ 10,466.76 | S/ 253,886.76 |
| 4.25% | S/ 2,546.04 | S/ 5,118.71 | S/ 7,718.29 | S/ 10,345.05 | S/ 253,765.05 |
| 4.20% | S/ 2,516.54 | S/ 5,059.10 | S/ 7,627.95 | S/ 10,223.35 | S/ 253,643.35 |
| 4.15% | S/ 2,487.03 | S/ 4,999.48 | S/ 7,537.59 | S/ 10,101.64 | S/ 253,521.64 |
| 4.00% | S/ 2,398.45 | S/ 4,820.53 | S/ 7,266.48 | S/ 9,736.52 | S/ 253,156.52 |
| 3.90% | S/ 2,339.34 | S/ 4,701.16 | S/ 7,085.68 | S/ 9,493.11 | S/ 252,913.11 |
| 3.75% | S/ 2,250.59 | S/ 4,521.99 | S/ 6,814.39 | S/ 9,127.99 | S/ 252,547.99 |
| 3.50% | S/ 2,102.47 | S/ 4,223.10 | S/ 6,362.04 | S/ 8,519.46 | S/ 251,939.46 |
| 3.00% | S/ 1,805.41 | S/ 3,624.22 | S/ 5,456.51 | S/ 7,302.39 | S/ 250,722.39 |
| 2.75% | S/ 1,656.48 | S/ 3,324.23 | S/ 5,003.33 | S/ 6,693.86 | S/ 250,113.86 |
| 2.50% | S/ 1,507.27 | S/ 3,023.88 | S/ 4,549.88 | S/ 6,085.33 | S/ 249,505.33 |
| 2.00% | S/ 1,208.04 | S/ 2,422.08 | S/ 3,642.14 | S/ 4,868.26 | S/ 248,288.26 |
| 1.35% | S/ 817.39 | S/ 1,637.53 | S/ 2,460.42 | S/ 3,286.08 | S/ 246,706.08 |
| 1.00% | S/ 606.26 | S/ 1,214.04 | S/ 1,823.33 | S/ 2,434.13 | S/ 245,854.13 |
| 0.10% | S/ 60.83 | S/ 121.68 | S/ 182.54 | S/ 243.41 | S/ 243,663.41 |
Sobre los datos
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Para S/ 243,420 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 243,420 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.