Cálculo de intereses
Ahorrando S/ 232,072
Veamos que pasaría si Usted ahorrara 232,072 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 232,072.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,651.20 | S/ 5,332.68 | S/ 8,044.80 | S/ 10,787.90 | S/ 242,859.90 |
| 8.50% | S/ 4,781.57 | S/ 9,661.65 | S/ 14,642.29 | S/ 19,725.54 | S/ 251,797.54 |
| 8.00% | S/ 4,508.23 | S/ 9,104.04 | S/ 13,789.12 | S/ 18,565.22 | S/ 250,637.22 |
| 7.10% | S/ 4,013.82 | S/ 8,097.06 | S/ 12,250.93 | S/ 16,476.63 | S/ 248,548.63 |
| 7.00% | S/ 3,958.69 | S/ 7,984.92 | S/ 12,079.82 | S/ 16,244.57 | S/ 248,316.57 |
| 6.50% | S/ 3,682.48 | S/ 7,423.39 | S/ 11,223.67 | S/ 15,084.24 | S/ 247,156.24 |
| 6.10% | S/ 3,460.81 | S/ 6,973.23 | S/ 10,538.03 | S/ 14,155.98 | S/ 246,227.98 |
| 6.20% | S/ 3,516.29 | S/ 7,085.85 | S/ 10,709.50 | S/ 14,388.05 | S/ 246,460.05 |
| 5.90% | S/ 3,349.74 | S/ 6,747.83 | S/ 10,194.96 | S/ 13,691.85 | S/ 245,763.85 |
| 5.75% | S/ 3,266.33 | S/ 6,578.63 | S/ 9,937.56 | S/ 13,343.76 | S/ 245,415.76 |
| 5.70% | S/ 3,238.51 | S/ 6,522.21 | S/ 9,851.74 | S/ 13,227.72 | S/ 245,299.72 |
| 5.65% | S/ 3,210.68 | S/ 6,465.77 | S/ 9,765.90 | S/ 13,111.69 | S/ 245,183.69 |
| 5.60% | S/ 3,182.84 | S/ 6,409.32 | S/ 9,680.06 | S/ 12,995.66 | S/ 245,067.66 |
| 5.50% | S/ 3,127.12 | S/ 6,296.38 | S/ 9,508.35 | S/ 12,763.59 | S/ 244,835.59 |
| 5.30% | S/ 3,015.58 | S/ 6,070.34 | S/ 9,164.80 | S/ 12,299.46 | S/ 244,371.46 |
| 5.25% | S/ 2,987.67 | S/ 6,013.80 | S/ 9,078.88 | S/ 12,183.43 | S/ 244,255.43 |
| 5.05% | S/ 2,875.92 | S/ 5,787.48 | S/ 8,735.13 | S/ 11,719.30 | S/ 243,791.30 |
| 5.00% | S/ 2,847.96 | S/ 5,730.87 | S/ 8,649.16 | S/ 11,603.27 | S/ 243,675.27 |
| 4.95% | S/ 2,819.99 | S/ 5,674.25 | S/ 8,563.19 | S/ 11,487.23 | S/ 243,559.23 |
| 4.75% | S/ 2,708.01 | S/ 5,447.61 | S/ 8,219.19 | S/ 11,023.10 | S/ 243,095.10 |
| 4.55% | S/ 2,595.86 | S/ 5,220.76 | S/ 7,875.02 | S/ 10,558.97 | S/ 242,630.97 |
| 4.50% | S/ 2,567.80 | S/ 5,164.02 | S/ 7,788.96 | S/ 10,442.94 | S/ 242,514.94 |
| 4.40% | S/ 2,511.65 | S/ 5,050.48 | S/ 7,616.79 | S/ 10,210.88 | S/ 242,282.88 |
| 4.30% | S/ 2,455.46 | S/ 4,936.89 | S/ 7,444.59 | S/ 9,978.81 | S/ 242,050.81 |
| 4.25% | S/ 2,427.35 | S/ 4,880.08 | S/ 7,358.47 | S/ 9,862.78 | S/ 241,934.78 |
| 4.20% | S/ 2,399.22 | S/ 4,823.25 | S/ 7,272.34 | S/ 9,746.75 | S/ 241,818.75 |
| 4.15% | S/ 2,371.09 | S/ 4,766.41 | S/ 7,186.20 | S/ 9,630.71 | S/ 241,702.71 |
| 4.00% | S/ 2,286.64 | S/ 4,595.80 | S/ 6,927.72 | S/ 9,282.61 | S/ 241,354.61 |
| 3.90% | S/ 2,230.28 | S/ 4,481.99 | S/ 6,755.35 | S/ 9,050.55 | S/ 241,122.55 |
| 3.75% | S/ 2,145.67 | S/ 4,311.18 | S/ 6,496.71 | S/ 8,702.45 | S/ 240,774.45 |
| 3.50% | S/ 2,004.45 | S/ 4,026.22 | S/ 6,065.45 | S/ 8,122.29 | S/ 240,194.29 |
| 3.00% | S/ 1,721.25 | S/ 3,455.26 | S/ 5,202.13 | S/ 6,961.96 | S/ 239,033.96 |
| 2.75% | S/ 1,579.26 | S/ 3,169.26 | S/ 4,770.08 | S/ 6,381.80 | S/ 238,453.80 |
| 2.50% | S/ 1,437.01 | S/ 2,882.91 | S/ 4,337.77 | S/ 5,801.64 | S/ 237,873.64 |
| 2.00% | S/ 1,151.73 | S/ 2,309.17 | S/ 3,472.35 | S/ 4,641.31 | S/ 236,713.31 |
| 1.35% | S/ 779.29 | S/ 1,561.19 | S/ 2,345.72 | S/ 3,132.88 | S/ 235,204.88 |
| 1.00% | S/ 578.00 | S/ 1,157.44 | S/ 1,738.32 | S/ 2,320.65 | S/ 234,392.65 |
| 0.10% | S/ 57.99 | S/ 116.00 | S/ 174.03 | S/ 232.07 | S/ 232,304.07 |
Sobre los datos
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Para S/ 232,072 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 232,072 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.