Cálculo de intereses
Ahorrando S/ 209,699
Veamos que pasaría si Usted ahorrara 209,699 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 209,699.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,395.61 | S/ 4,818.58 | S/ 7,269.24 | S/ 9,747.89 | S/ 219,446.89 |
| 8.50% | S/ 4,320.60 | S/ 8,730.22 | S/ 13,230.69 | S/ 17,823.90 | S/ 227,522.90 |
| 8.00% | S/ 4,073.61 | S/ 8,226.36 | S/ 12,459.78 | S/ 16,775.43 | S/ 226,474.43 |
| 7.10% | S/ 3,626.87 | S/ 7,316.46 | S/ 11,069.87 | S/ 14,888.20 | S/ 224,587.20 |
| 7.00% | S/ 3,577.05 | S/ 7,215.13 | S/ 10,915.26 | S/ 14,678.50 | S/ 224,377.50 |
| 6.50% | S/ 3,327.47 | S/ 6,707.74 | S/ 10,141.65 | S/ 13,630.04 | S/ 223,329.04 |
| 6.10% | S/ 3,127.17 | S/ 6,300.97 | S/ 9,522.10 | S/ 12,791.27 | S/ 222,490.27 |
| 6.20% | S/ 3,177.30 | S/ 6,402.73 | S/ 9,677.04 | S/ 13,000.96 | S/ 222,699.96 |
| 5.90% | S/ 3,026.80 | S/ 6,097.30 | S/ 9,212.11 | S/ 12,371.88 | S/ 222,070.88 |
| 5.75% | S/ 2,951.44 | S/ 5,944.42 | S/ 8,979.52 | S/ 12,057.35 | S/ 221,756.35 |
| 5.70% | S/ 2,926.30 | S/ 5,893.43 | S/ 8,901.97 | S/ 11,952.50 | S/ 221,651.50 |
| 5.65% | S/ 2,901.15 | S/ 5,842.44 | S/ 8,824.42 | S/ 11,847.65 | S/ 221,546.65 |
| 5.60% | S/ 2,875.99 | S/ 5,791.43 | S/ 8,746.85 | S/ 11,742.81 | S/ 221,441.81 |
| 5.50% | S/ 2,825.65 | S/ 5,689.38 | S/ 8,591.69 | S/ 11,533.11 | S/ 221,232.11 |
| 5.30% | S/ 2,724.86 | S/ 5,485.13 | S/ 8,281.26 | S/ 11,113.73 | S/ 220,812.73 |
| 5.25% | S/ 2,699.64 | S/ 5,434.03 | S/ 8,203.63 | S/ 11,008.88 | S/ 220,707.88 |
| 5.05% | S/ 2,598.67 | S/ 5,229.54 | S/ 7,893.01 | S/ 10,589.50 | S/ 220,288.50 |
| 5.00% | S/ 2,573.40 | S/ 5,178.39 | S/ 7,815.34 | S/ 10,484.65 | S/ 220,183.65 |
| 4.95% | S/ 2,548.13 | S/ 5,127.22 | S/ 7,737.65 | S/ 10,379.80 | S/ 220,078.80 |
| 4.75% | S/ 2,446.94 | S/ 4,922.43 | S/ 7,426.81 | S/ 9,960.42 | S/ 219,659.42 |
| 4.55% | S/ 2,345.61 | S/ 4,717.45 | S/ 7,115.83 | S/ 9,541.03 | S/ 219,240.03 |
| 4.50% | S/ 2,320.25 | S/ 4,666.18 | S/ 7,038.06 | S/ 9,436.18 | S/ 219,135.18 |
| 4.40% | S/ 2,269.51 | S/ 4,563.59 | S/ 6,882.49 | S/ 9,226.49 | S/ 218,925.49 |
| 4.30% | S/ 2,218.74 | S/ 4,460.95 | S/ 6,726.89 | S/ 9,016.80 | S/ 218,715.80 |
| 4.25% | S/ 2,193.34 | S/ 4,409.61 | S/ 6,649.07 | S/ 8,911.95 | S/ 218,610.95 |
| 4.20% | S/ 2,167.93 | S/ 4,358.26 | S/ 6,571.25 | S/ 8,807.11 | S/ 218,506.11 |
| 4.15% | S/ 2,142.51 | S/ 4,306.90 | S/ 6,493.41 | S/ 8,702.26 | S/ 218,401.26 |
| 4.00% | S/ 2,066.19 | S/ 4,152.74 | S/ 6,259.85 | S/ 8,387.72 | S/ 218,086.72 |
| 3.90% | S/ 2,015.27 | S/ 4,049.91 | S/ 6,104.10 | S/ 8,178.03 | S/ 217,877.03 |
| 3.75% | S/ 1,938.82 | S/ 3,895.56 | S/ 5,870.39 | S/ 7,863.49 | S/ 217,562.49 |
| 3.50% | S/ 1,811.21 | S/ 3,638.07 | S/ 5,480.71 | S/ 7,339.26 | S/ 217,038.26 |
| 3.00% | S/ 1,555.31 | S/ 3,122.15 | S/ 4,700.62 | S/ 6,290.79 | S/ 215,989.79 |
| 2.75% | S/ 1,427.01 | S/ 2,863.73 | S/ 4,310.22 | S/ 5,766.56 | S/ 215,465.56 |
| 2.50% | S/ 1,298.47 | S/ 2,604.98 | S/ 3,919.58 | S/ 5,242.33 | S/ 214,941.33 |
| 2.00% | S/ 1,040.69 | S/ 2,086.55 | S/ 3,137.60 | S/ 4,193.86 | S/ 213,892.86 |
| 1.35% | S/ 704.16 | S/ 1,410.68 | S/ 2,119.58 | S/ 2,830.86 | S/ 212,529.86 |
| 1.00% | S/ 522.28 | S/ 1,045.86 | S/ 1,570.74 | S/ 2,096.93 | S/ 211,795.93 |
| 0.10% | S/ 52.40 | S/ 104.82 | S/ 157.25 | S/ 209.69 | S/ 209,908.69 |
Sobre los datos
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Para S/ 209,699 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 209,699 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.