Cálculo de intereses
Ahorrando S/ 172,178
Veamos que pasaría si Usted ahorrara 172,178 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 172,178.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 1,966.97 | S/ 3,956.40 | S/ 5,968.57 | S/ 8,003.72 | S/ 180,181.72 |
| 8.50% | S/ 3,547.52 | S/ 7,168.14 | S/ 10,863.35 | S/ 14,634.70 | S/ 186,812.70 |
| 8.00% | S/ 3,344.73 | S/ 6,754.43 | S/ 10,230.37 | S/ 13,773.84 | S/ 185,951.84 |
| 7.10% | S/ 2,977.92 | S/ 6,007.34 | S/ 9,089.16 | S/ 12,224.28 | S/ 184,402.28 |
| 7.00% | S/ 2,937.02 | S/ 5,924.14 | S/ 8,962.21 | S/ 12,052.11 | S/ 184,230.11 |
| 6.50% | S/ 2,732.09 | S/ 5,507.54 | S/ 8,327.02 | S/ 11,191.25 | S/ 183,369.25 |
| 6.10% | S/ 2,567.63 | S/ 5,173.55 | S/ 7,818.33 | S/ 10,502.56 | S/ 182,680.56 |
| 6.20% | S/ 2,608.79 | S/ 5,257.11 | S/ 7,945.55 | S/ 10,674.73 | S/ 182,852.73 |
| 5.90% | S/ 2,485.22 | S/ 5,006.32 | S/ 7,563.81 | S/ 10,158.21 | S/ 182,336.21 |
| 5.75% | S/ 2,423.34 | S/ 4,880.80 | S/ 7,372.84 | S/ 9,899.95 | S/ 182,077.95 |
| 5.70% | S/ 2,402.70 | S/ 4,838.93 | S/ 7,309.16 | S/ 9,813.86 | S/ 181,991.86 |
| 5.65% | S/ 2,382.05 | S/ 4,797.06 | S/ 7,245.48 | S/ 9,727.78 | S/ 181,905.78 |
| 5.60% | S/ 2,361.40 | S/ 4,755.18 | S/ 7,181.80 | S/ 9,641.69 | S/ 181,819.69 |
| 5.50% | S/ 2,320.06 | S/ 4,671.39 | S/ 7,054.40 | S/ 9,469.52 | S/ 181,647.52 |
| 5.30% | S/ 2,237.31 | S/ 4,503.68 | S/ 6,799.51 | S/ 9,125.17 | S/ 181,303.17 |
| 5.25% | S/ 2,216.60 | S/ 4,461.73 | S/ 6,735.77 | S/ 9,039.09 | S/ 181,217.09 |
| 5.05% | S/ 2,133.69 | S/ 4,293.83 | S/ 6,480.73 | S/ 8,694.74 | S/ 180,872.74 |
| 5.00% | S/ 2,112.95 | S/ 4,251.83 | S/ 6,416.96 | S/ 8,608.65 | S/ 180,786.65 |
| 4.95% | S/ 2,092.20 | S/ 4,209.82 | S/ 6,353.17 | S/ 8,522.57 | S/ 180,700.57 |
| 4.75% | S/ 2,009.11 | S/ 4,041.67 | S/ 6,097.95 | S/ 8,178.22 | S/ 180,356.22 |
| 4.55% | S/ 1,925.91 | S/ 3,873.37 | S/ 5,842.61 | S/ 7,833.87 | S/ 180,011.87 |
| 4.50% | S/ 1,905.09 | S/ 3,831.27 | S/ 5,778.75 | S/ 7,747.79 | S/ 179,925.79 |
| 4.40% | S/ 1,863.43 | S/ 3,747.04 | S/ 5,651.02 | S/ 7,575.62 | S/ 179,753.62 |
| 4.30% | S/ 1,821.74 | S/ 3,662.76 | S/ 5,523.26 | S/ 7,403.44 | S/ 179,581.44 |
| 4.25% | S/ 1,800.89 | S/ 3,620.61 | S/ 5,459.37 | S/ 7,317.36 | S/ 179,495.36 |
| 4.20% | S/ 1,780.02 | S/ 3,578.45 | S/ 5,395.47 | S/ 7,231.27 | S/ 179,409.27 |
| 4.15% | S/ 1,759.15 | S/ 3,536.28 | S/ 5,331.56 | S/ 7,145.18 | S/ 179,323.18 |
| 4.00% | S/ 1,696.49 | S/ 3,409.70 | S/ 5,139.79 | S/ 6,886.92 | S/ 179,064.92 |
| 3.90% | S/ 1,654.68 | S/ 3,325.26 | S/ 5,011.90 | S/ 6,714.75 | S/ 178,892.75 |
| 3.75% | S/ 1,591.91 | S/ 3,198.54 | S/ 4,820.02 | S/ 6,456.49 | S/ 178,634.49 |
| 3.50% | S/ 1,487.14 | S/ 2,987.12 | S/ 4,500.05 | S/ 6,026.06 | S/ 178,204.06 |
| 3.00% | S/ 1,277.02 | S/ 2,563.51 | S/ 3,859.55 | S/ 5,165.19 | S/ 177,343.19 |
| 2.75% | S/ 1,171.68 | S/ 2,351.33 | S/ 3,539.00 | S/ 4,734.76 | S/ 176,912.76 |
| 2.50% | S/ 1,066.14 | S/ 2,138.88 | S/ 3,218.26 | S/ 4,304.33 | S/ 176,482.33 |
| 2.00% | S/ 854.48 | S/ 1,713.21 | S/ 2,576.19 | S/ 3,443.46 | S/ 175,621.46 |
| 1.35% | S/ 578.17 | S/ 1,158.27 | S/ 1,740.33 | S/ 2,324.34 | S/ 174,502.34 |
| 1.00% | S/ 428.83 | S/ 858.72 | S/ 1,289.69 | S/ 1,721.73 | S/ 173,899.73 |
| 0.10% | S/ 43.03 | S/ 86.07 | S/ 129.11 | S/ 172.17 | S/ 172,350.17 |
Sobre los datos
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Para S/ 172,178 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 172,178 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.