Cálculo de intereses
Ahorrando S/ 992,139
Veamos que pasaría si Usted ahorrara 992,139 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 992,139.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 11,334.23 | S/ 22,797.94 | S/ 34,392.61 | S/ 46,119.74 | S/ 1,038,258.74 |
| 8.50% | S/ 20,441.85 | S/ 41,304.87 | S/ 62,597.76 | S/ 84,329.36 | S/ 1,076,468.36 |
| 8.00% | S/ 19,273.29 | S/ 38,920.98 | S/ 58,950.35 | S/ 79,368.81 | S/ 1,071,507.81 |
| 7.10% | S/ 17,159.62 | S/ 34,616.03 | S/ 52,374.36 | S/ 70,439.83 | S/ 1,062,578.83 |
| 7.00% | S/ 16,923.95 | S/ 34,136.59 | S/ 51,642.84 | S/ 69,447.72 | S/ 1,061,586.72 |
| 6.50% | S/ 15,743.10 | S/ 31,736.01 | S/ 47,982.69 | S/ 64,487.17 | S/ 1,056,626.17 |
| 6.10% | S/ 14,795.42 | S/ 29,811.48 | S/ 45,051.47 | S/ 60,518.73 | S/ 1,052,657.73 |
| 6.20% | S/ 15,032.59 | S/ 30,292.95 | S/ 45,784.54 | S/ 61,510.84 | S/ 1,053,649.84 |
| 5.90% | S/ 14,320.58 | S/ 28,847.86 | S/ 43,584.83 | S/ 58,534.51 | S/ 1,050,673.51 |
| 5.75% | S/ 13,964.00 | S/ 28,124.55 | S/ 42,484.39 | S/ 57,046.35 | S/ 1,049,185.35 |
| 5.70% | S/ 13,845.06 | S/ 27,883.33 | S/ 42,117.49 | S/ 56,550.30 | S/ 1,048,689.30 |
| 5.65% | S/ 13,726.08 | S/ 27,642.05 | S/ 41,750.55 | S/ 56,054.24 | S/ 1,048,193.24 |
| 5.60% | S/ 13,607.05 | S/ 27,400.72 | S/ 41,383.57 | S/ 55,558.19 | S/ 1,047,697.19 |
| 5.50% | S/ 13,368.87 | S/ 26,917.88 | S/ 40,649.46 | S/ 54,566.08 | S/ 1,046,705.08 |
| 5.30% | S/ 12,892.00 | S/ 25,951.52 | S/ 39,180.74 | S/ 52,581.86 | S/ 1,044,720.86 |
| 5.25% | S/ 12,772.68 | S/ 25,709.79 | S/ 38,813.45 | S/ 52,085.80 | S/ 1,044,224.80 |
| 5.05% | S/ 12,294.96 | S/ 24,742.28 | S/ 37,343.85 | S/ 50,101.58 | S/ 1,042,240.58 |
| 5.00% | S/ 12,175.42 | S/ 24,500.25 | S/ 36,976.34 | S/ 49,605.53 | S/ 1,041,744.53 |
| 4.95% | S/ 12,055.84 | S/ 24,258.18 | S/ 36,608.79 | S/ 49,109.47 | S/ 1,041,248.47 |
| 4.75% | S/ 11,577.10 | S/ 23,289.28 | S/ 35,138.14 | S/ 47,125.25 | S/ 1,039,264.25 |
| 4.55% | S/ 11,097.66 | S/ 22,319.46 | S/ 33,666.78 | S/ 45,141.03 | S/ 1,037,280.03 |
| 4.50% | S/ 10,977.70 | S/ 22,076.86 | S/ 33,298.84 | S/ 44,644.98 | S/ 1,036,783.98 |
| 4.40% | S/ 10,737.64 | S/ 21,591.49 | S/ 32,562.81 | S/ 43,652.87 | S/ 1,035,791.87 |
| 4.30% | S/ 10,497.41 | S/ 21,105.88 | S/ 31,826.61 | S/ 42,660.76 | S/ 1,034,799.76 |
| 4.25% | S/ 10,377.23 | S/ 20,862.99 | S/ 31,458.44 | S/ 42,164.70 | S/ 1,034,303.70 |
| 4.20% | S/ 10,257.00 | S/ 20,620.05 | S/ 31,090.22 | S/ 41,668.65 | S/ 1,033,807.65 |
| 4.15% | S/ 10,136.74 | S/ 20,377.04 | S/ 30,721.97 | S/ 41,172.59 | S/ 1,033,311.59 |
| 4.00% | S/ 9,775.67 | S/ 19,647.67 | S/ 29,616.93 | S/ 39,684.43 | S/ 1,031,823.43 |
| 3.90% | S/ 9,534.75 | S/ 19,161.13 | S/ 28,880.02 | S/ 38,692.32 | S/ 1,030,831.32 |
| 3.75% | S/ 9,173.04 | S/ 18,430.88 | S/ 27,774.32 | S/ 37,204.15 | S/ 1,029,343.15 |
| 3.50% | S/ 8,569.31 | S/ 17,212.63 | S/ 25,930.60 | S/ 34,723.88 | S/ 1,026,862.88 |
| 3.00% | S/ 7,358.56 | S/ 14,771.70 | S/ 22,239.82 | S/ 29,763.32 | S/ 1,021,902.32 |
| 2.75% | S/ 6,751.53 | S/ 13,549.01 | S/ 20,392.74 | S/ 27,283.05 | S/ 1,019,422.05 |
| 2.50% | S/ 6,143.40 | S/ 12,324.83 | S/ 18,544.55 | S/ 24,802.77 | S/ 1,016,941.77 |
| 2.00% | S/ 4,923.78 | S/ 9,872.00 | S/ 14,844.77 | S/ 19,842.22 | S/ 1,011,981.22 |
| 1.35% | S/ 3,331.56 | S/ 6,674.30 | S/ 10,028.27 | S/ 13,393.50 | S/ 1,005,532.50 |
| 1.00% | S/ 2,471.03 | S/ 4,948.22 | S/ 7,431.57 | S/ 9,921.11 | S/ 1,002,060.11 |
| 0.10% | S/ 247.93 | S/ 495.93 | S/ 743.99 | S/ 992.11 | S/ 993,131.11 |
Sobre los datos
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Para S/ 992,139 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 992,139 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.