Cálculo de intereses
Ahorrando S/ 990,860
Veamos que pasaría si Usted ahorrara 990,860 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 990,860.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 11,319.62 | S/ 22,768.55 | S/ 34,348.27 | S/ 46,060.28 | S/ 1,036,920.28 |
| 8.50% | S/ 20,415.49 | S/ 41,251.63 | S/ 62,517.06 | S/ 84,220.64 | S/ 1,075,080.64 |
| 8.00% | S/ 19,248.44 | S/ 38,870.81 | S/ 58,874.36 | S/ 79,266.49 | S/ 1,070,126.49 |
| 7.10% | S/ 17,137.50 | S/ 34,571.41 | S/ 52,306.84 | S/ 70,349.02 | S/ 1,061,209.02 |
| 7.00% | S/ 16,902.13 | S/ 34,092.58 | S/ 51,576.27 | S/ 69,358.19 | S/ 1,060,218.19 |
| 6.50% | S/ 15,722.80 | S/ 31,695.10 | S/ 47,920.83 | S/ 64,404.04 | S/ 1,055,264.04 |
| 6.10% | S/ 14,776.35 | S/ 29,773.05 | S/ 44,993.40 | S/ 60,440.72 | S/ 1,051,300.72 |
| 6.20% | S/ 15,013.21 | S/ 30,253.90 | S/ 45,725.51 | S/ 61,431.55 | S/ 1,052,291.55 |
| 5.90% | S/ 14,302.12 | S/ 28,810.67 | S/ 43,528.64 | S/ 58,459.06 | S/ 1,049,319.06 |
| 5.75% | S/ 13,946.00 | S/ 28,088.29 | S/ 42,429.63 | S/ 56,972.81 | S/ 1,047,832.81 |
| 5.70% | S/ 13,827.21 | S/ 27,847.38 | S/ 42,063.20 | S/ 56,477.39 | S/ 1,047,337.39 |
| 5.65% | S/ 13,708.38 | S/ 27,606.42 | S/ 41,696.73 | S/ 55,981.98 | S/ 1,046,841.98 |
| 5.60% | S/ 13,589.51 | S/ 27,365.40 | S/ 41,330.22 | S/ 55,486.56 | S/ 1,046,346.56 |
| 5.50% | S/ 13,351.63 | S/ 26,883.18 | S/ 40,597.06 | S/ 54,495.73 | S/ 1,045,355.73 |
| 5.30% | S/ 12,875.38 | S/ 25,918.06 | S/ 39,130.23 | S/ 52,514.07 | S/ 1,043,374.07 |
| 5.25% | S/ 12,756.21 | S/ 25,676.64 | S/ 38,763.41 | S/ 52,018.66 | S/ 1,042,878.66 |
| 5.05% | S/ 12,279.11 | S/ 24,710.38 | S/ 37,295.71 | S/ 50,036.99 | S/ 1,040,896.99 |
| 5.00% | S/ 12,159.72 | S/ 24,468.67 | S/ 36,928.67 | S/ 49,541.58 | S/ 1,040,401.58 |
| 4.95% | S/ 12,040.30 | S/ 24,226.90 | S/ 36,561.59 | S/ 49,046.16 | S/ 1,039,906.16 |
| 4.75% | S/ 11,562.17 | S/ 23,259.26 | S/ 35,092.84 | S/ 47,064.50 | S/ 1,037,924.50 |
| 4.55% | S/ 11,083.36 | S/ 22,290.69 | S/ 33,623.38 | S/ 45,082.84 | S/ 1,035,942.84 |
| 4.50% | S/ 10,963.55 | S/ 22,048.40 | S/ 33,255.91 | S/ 44,587.42 | S/ 1,035,447.42 |
| 4.40% | S/ 10,723.80 | S/ 21,563.66 | S/ 32,520.83 | S/ 43,596.59 | S/ 1,034,456.59 |
| 4.30% | S/ 10,483.88 | S/ 21,078.68 | S/ 31,785.58 | S/ 42,605.76 | S/ 1,033,465.76 |
| 4.25% | S/ 10,363.85 | S/ 20,836.10 | S/ 31,417.88 | S/ 42,110.35 | S/ 1,032,970.35 |
| 4.20% | S/ 10,243.78 | S/ 20,593.46 | S/ 31,050.15 | S/ 41,614.93 | S/ 1,032,474.93 |
| 4.15% | S/ 10,123.67 | S/ 20,350.77 | S/ 30,682.36 | S/ 41,119.52 | S/ 1,031,979.52 |
| 4.00% | S/ 9,763.07 | S/ 19,622.34 | S/ 29,578.75 | S/ 39,633.27 | S/ 1,030,493.27 |
| 3.90% | S/ 9,522.46 | S/ 19,136.43 | S/ 28,842.79 | S/ 38,642.44 | S/ 1,029,502.44 |
| 3.75% | S/ 9,161.21 | S/ 18,407.12 | S/ 27,738.52 | S/ 37,156.19 | S/ 1,028,016.19 |
| 3.50% | S/ 8,558.26 | S/ 17,190.44 | S/ 25,897.17 | S/ 34,679.11 | S/ 1,025,539.11 |
| 3.00% | S/ 7,349.07 | S/ 14,752.65 | S/ 22,211.15 | S/ 29,724.96 | S/ 1,020,584.96 |
| 2.75% | S/ 6,742.83 | S/ 13,531.54 | S/ 20,366.45 | S/ 27,247.88 | S/ 1,018,107.88 |
| 2.50% | S/ 6,135.48 | S/ 12,308.95 | S/ 18,520.64 | S/ 24,770.80 | S/ 1,015,630.80 |
| 2.00% | S/ 4,917.43 | S/ 9,859.27 | S/ 14,825.63 | S/ 19,816.64 | S/ 1,010,676.64 |
| 1.35% | S/ 3,327.26 | S/ 6,665.70 | S/ 10,015.34 | S/ 13,376.23 | S/ 1,004,236.23 |
| 1.00% | S/ 2,467.85 | S/ 4,941.84 | S/ 7,421.99 | S/ 9,908.32 | S/ 1,000,768.32 |
| 0.10% | S/ 247.62 | S/ 495.29 | S/ 743.03 | S/ 990.83 | S/ 991,850.83 |
Sobre los datos
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Para S/ 990,860 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 990,860 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
