Cálculo de intereses
Ahorrando S/ 989,643
Veamos que pasaría si Usted ahorrara 989,643 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 989,643.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 11,305.71 | S/ 22,740.58 | S/ 34,306.08 | S/ 46,003.71 | S/ 1,035,646.71 |
| 8.50% | S/ 20,390.42 | S/ 41,200.96 | S/ 62,440.28 | S/ 84,117.20 | S/ 1,073,760.20 |
| 8.00% | S/ 19,224.80 | S/ 38,823.07 | S/ 58,802.05 | S/ 79,169.14 | S/ 1,068,812.14 |
| 7.10% | S/ 17,116.45 | S/ 34,528.95 | S/ 52,242.60 | S/ 70,262.62 | S/ 1,059,905.62 |
| 7.00% | S/ 16,881.37 | S/ 34,050.71 | S/ 51,512.92 | S/ 69,273.00 | S/ 1,058,916.00 |
| 6.50% | S/ 15,703.49 | S/ 31,656.17 | S/ 47,861.98 | S/ 64,324.94 | S/ 1,053,967.94 |
| 6.10% | S/ 14,758.20 | S/ 29,736.48 | S/ 44,938.14 | S/ 60,366.48 | S/ 1,050,009.48 |
| 6.20% | S/ 14,994.77 | S/ 30,216.74 | S/ 45,669.35 | S/ 61,356.10 | S/ 1,050,999.10 |
| 5.90% | S/ 14,284.55 | S/ 28,775.29 | S/ 43,475.18 | S/ 58,387.25 | S/ 1,048,030.25 |
| 5.75% | S/ 13,928.87 | S/ 28,053.79 | S/ 42,377.51 | S/ 56,902.83 | S/ 1,046,545.83 |
| 5.70% | S/ 13,810.23 | S/ 27,813.18 | S/ 42,011.54 | S/ 56,408.03 | S/ 1,046,051.03 |
| 5.65% | S/ 13,691.55 | S/ 27,572.51 | S/ 41,645.52 | S/ 55,913.22 | S/ 1,045,556.22 |
| 5.60% | S/ 13,572.82 | S/ 27,331.78 | S/ 41,279.45 | S/ 55,418.41 | S/ 1,045,061.41 |
| 5.50% | S/ 13,335.24 | S/ 26,850.16 | S/ 40,547.20 | S/ 54,428.80 | S/ 1,044,071.80 |
| 5.30% | S/ 12,859.57 | S/ 25,886.23 | S/ 39,082.17 | S/ 52,449.57 | S/ 1,042,092.57 |
| 5.25% | S/ 12,740.54 | S/ 25,645.11 | S/ 38,715.80 | S/ 51,954.77 | S/ 1,041,597.77 |
| 5.05% | S/ 12,264.02 | S/ 24,680.03 | S/ 37,249.90 | S/ 49,975.54 | S/ 1,039,618.54 |
| 5.00% | S/ 12,144.79 | S/ 24,438.62 | S/ 36,883.31 | S/ 49,480.73 | S/ 1,039,123.73 |
| 4.95% | S/ 12,025.51 | S/ 24,197.15 | S/ 36,516.69 | S/ 48,985.92 | S/ 1,038,628.92 |
| 4.75% | S/ 11,547.97 | S/ 23,230.69 | S/ 35,049.74 | S/ 47,006.70 | S/ 1,036,649.70 |
| 4.55% | S/ 11,069.75 | S/ 22,263.31 | S/ 33,582.09 | S/ 45,027.47 | S/ 1,034,670.47 |
| 4.50% | S/ 10,950.08 | S/ 22,021.32 | S/ 33,215.06 | S/ 44,532.66 | S/ 1,034,175.66 |
| 4.40% | S/ 10,710.63 | S/ 21,537.17 | S/ 32,480.89 | S/ 43,543.05 | S/ 1,033,186.05 |
| 4.30% | S/ 10,471.00 | S/ 21,052.79 | S/ 31,746.54 | S/ 42,553.43 | S/ 1,032,196.43 |
| 4.25% | S/ 10,351.12 | S/ 20,810.51 | S/ 31,379.29 | S/ 42,058.63 | S/ 1,031,701.63 |
| 4.20% | S/ 10,231.20 | S/ 20,568.17 | S/ 31,012.01 | S/ 41,563.82 | S/ 1,031,206.82 |
| 4.15% | S/ 10,111.23 | S/ 20,325.78 | S/ 30,644.68 | S/ 41,069.01 | S/ 1,030,712.01 |
| 4.00% | S/ 9,751.08 | S/ 19,598.24 | S/ 29,542.42 | S/ 39,584.59 | S/ 1,029,227.59 |
| 3.90% | S/ 9,510.76 | S/ 19,112.92 | S/ 28,807.37 | S/ 38,594.98 | S/ 1,028,237.98 |
| 3.75% | S/ 9,149.96 | S/ 18,384.51 | S/ 27,704.45 | S/ 37,110.55 | S/ 1,026,753.55 |
| 3.50% | S/ 8,547.75 | S/ 17,169.32 | S/ 25,865.37 | S/ 34,636.52 | S/ 1,024,279.52 |
| 3.00% | S/ 7,340.05 | S/ 14,734.53 | S/ 22,183.86 | S/ 29,688.45 | S/ 1,019,331.45 |
| 2.75% | S/ 6,734.55 | S/ 13,514.92 | S/ 20,341.44 | S/ 27,214.41 | S/ 1,016,857.41 |
| 2.50% | S/ 6,127.94 | S/ 12,293.83 | S/ 18,497.89 | S/ 24,740.37 | S/ 1,014,383.37 |
| 2.00% | S/ 4,911.39 | S/ 9,847.16 | S/ 14,807.42 | S/ 19,792.30 | S/ 1,009,435.30 |
| 1.35% | S/ 3,323.17 | S/ 6,657.51 | S/ 10,003.04 | S/ 13,359.80 | S/ 1,003,002.80 |
| 1.00% | S/ 2,464.81 | S/ 4,935.77 | S/ 7,412.87 | S/ 9,896.15 | S/ 999,539.15 |
| 0.10% | S/ 247.31 | S/ 494.68 | S/ 742.12 | S/ 989.62 | S/ 990,632.62 |
Sobre los datos
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Para S/ 989,643 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 989,643 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.