Cálculo de intereses
Ahorrando S/ 989,129
Veamos que pasaría si Usted ahorrara 989,129 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 989,129.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 11,299.84 | S/ 22,728.77 | S/ 34,288.26 | S/ 45,979.81 | S/ 1,035,108.81 |
| 8.50% | S/ 20,379.83 | S/ 41,179.56 | S/ 62,407.85 | S/ 84,073.51 | S/ 1,073,202.51 |
| 8.00% | S/ 19,214.82 | S/ 38,802.90 | S/ 58,771.51 | S/ 79,128.02 | S/ 1,068,257.02 |
| 7.10% | S/ 17,107.56 | S/ 34,511.01 | S/ 52,215.46 | S/ 70,226.12 | S/ 1,059,355.12 |
| 7.00% | S/ 16,872.61 | S/ 34,033.02 | S/ 51,486.17 | S/ 69,237.02 | S/ 1,058,366.02 |
| 6.50% | S/ 15,695.34 | S/ 31,639.73 | S/ 47,837.12 | S/ 64,291.53 | S/ 1,053,420.53 |
| 6.10% | S/ 14,750.54 | S/ 29,721.04 | S/ 44,914.80 | S/ 60,335.13 | S/ 1,049,464.13 |
| 6.20% | S/ 14,986.99 | S/ 30,201.05 | S/ 45,645.63 | S/ 61,324.23 | S/ 1,050,453.23 |
| 5.90% | S/ 14,277.13 | S/ 28,760.34 | S/ 43,452.60 | S/ 58,356.93 | S/ 1,047,485.93 |
| 5.75% | S/ 13,921.64 | S/ 28,039.22 | S/ 42,355.50 | S/ 56,873.28 | S/ 1,046,002.28 |
| 5.70% | S/ 13,803.06 | S/ 27,798.73 | S/ 41,989.72 | S/ 56,378.73 | S/ 1,045,507.73 |
| 5.65% | S/ 13,684.43 | S/ 27,558.19 | S/ 41,623.89 | S/ 55,884.18 | S/ 1,045,013.18 |
| 5.60% | S/ 13,565.77 | S/ 27,317.59 | S/ 41,258.01 | S/ 55,389.63 | S/ 1,044,518.63 |
| 5.50% | S/ 13,328.31 | S/ 26,836.22 | S/ 40,526.14 | S/ 54,400.53 | S/ 1,043,529.53 |
| 5.30% | S/ 12,852.89 | S/ 25,872.79 | S/ 39,061.87 | S/ 52,422.33 | S/ 1,041,551.33 |
| 5.25% | S/ 12,733.93 | S/ 25,631.79 | S/ 38,695.69 | S/ 51,927.78 | S/ 1,041,056.78 |
| 5.05% | S/ 12,257.65 | S/ 24,667.21 | S/ 37,230.55 | S/ 49,949.58 | S/ 1,039,078.58 |
| 5.00% | S/ 12,138.48 | S/ 24,425.92 | S/ 36,864.16 | S/ 49,455.03 | S/ 1,038,584.03 |
| 4.95% | S/ 12,019.26 | S/ 24,184.58 | S/ 36,497.72 | S/ 48,960.48 | S/ 1,038,089.48 |
| 4.75% | S/ 11,541.97 | S/ 23,218.63 | S/ 35,031.53 | S/ 46,982.28 | S/ 1,036,111.28 |
| 4.55% | S/ 11,064.00 | S/ 22,251.75 | S/ 33,564.64 | S/ 45,004.08 | S/ 1,034,133.08 |
| 4.50% | S/ 10,944.39 | S/ 22,009.89 | S/ 33,197.81 | S/ 44,509.53 | S/ 1,033,638.53 |
| 4.40% | S/ 10,705.06 | S/ 21,525.99 | S/ 32,464.02 | S/ 43,520.43 | S/ 1,032,649.43 |
| 4.30% | S/ 10,465.56 | S/ 21,041.85 | S/ 31,730.05 | S/ 42,531.33 | S/ 1,031,660.33 |
| 4.25% | S/ 10,345.74 | S/ 20,799.70 | S/ 31,363.00 | S/ 42,036.78 | S/ 1,031,165.78 |
| 4.20% | S/ 10,225.88 | S/ 20,557.49 | S/ 30,995.90 | S/ 41,542.23 | S/ 1,030,671.23 |
| 4.15% | S/ 10,105.98 | S/ 20,315.22 | S/ 30,628.76 | S/ 41,047.68 | S/ 1,030,176.68 |
| 4.00% | S/ 9,746.02 | S/ 19,588.06 | S/ 29,527.08 | S/ 39,564.03 | S/ 1,028,693.03 |
| 3.90% | S/ 9,505.82 | S/ 19,103.00 | S/ 28,792.40 | S/ 38,574.93 | S/ 1,027,703.93 |
| 3.75% | S/ 9,145.21 | S/ 18,374.96 | S/ 27,690.06 | S/ 37,091.28 | S/ 1,026,220.28 |
| 3.50% | S/ 8,543.31 | S/ 17,160.41 | S/ 25,851.93 | S/ 34,618.53 | S/ 1,023,747.53 |
| 3.00% | S/ 7,336.23 | S/ 14,726.88 | S/ 22,172.34 | S/ 29,673.03 | S/ 1,018,802.03 |
| 2.75% | S/ 6,731.05 | S/ 13,507.90 | S/ 20,330.87 | S/ 27,200.28 | S/ 1,016,329.28 |
| 2.50% | S/ 6,124.76 | S/ 12,287.44 | S/ 18,488.28 | S/ 24,727.52 | S/ 1,013,856.52 |
| 2.00% | S/ 4,908.84 | S/ 9,842.05 | S/ 14,799.73 | S/ 19,782.02 | S/ 1,008,911.02 |
| 1.35% | S/ 3,321.45 | S/ 6,654.05 | S/ 9,997.84 | S/ 13,352.87 | S/ 1,002,481.87 |
| 1.00% | S/ 2,463.53 | S/ 4,933.20 | S/ 7,409.02 | S/ 9,891.01 | S/ 999,020.01 |
| 0.10% | S/ 247.18 | S/ 494.43 | S/ 741.73 | S/ 989.10 | S/ 990,118.10 |
Sobre los datos
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Para S/ 989,129 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 989,129 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.