Veamos que pasaría si ahorras 988,105 soles a plazo fijo en diferentes bancos o financieras.
DePeru.com | S/ 988,105
En la actualidad el interés más alto que brinda el sistema financiero es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 988,105.
| Tasas TEA |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 8.50% | S/ 20,358.73 | S/ 41,136.93 | S/ 62,343.24 | S/ 83,986.48 | S/ 1,072,091.48 |
| 8.00% | S/ 19,194.93 | S/ 38,762.73 | S/ 58,710.66 | S/ 79,046.10 | S/ 1,067,151.10 |
| 7.10% | S/ 17,089.85 | S/ 34,475.28 | S/ 52,161.41 | S/ 70,153.42 | S/ 1,058,258.42 |
| 7.00% | S/ 16,855.14 | S/ 33,997.79 | S/ 51,432.87 | S/ 69,165.35 | S/ 1,057,270.35 |
| 6.50% | S/ 15,679.09 | S/ 31,606.97 | S/ 47,787.59 | S/ 64,224.97 | S/ 1,052,329.97 |
| 6.10% | S/ 14,735.26 | S/ 29,690.27 | S/ 44,868.30 | S/ 60,272.67 | S/ 1,048,377.67 |
| 6.20% | S/ 14,971.47 | S/ 30,169.78 | S/ 45,598.38 | S/ 61,260.74 | S/ 1,049,365.74 |
| 5.90% | S/ 14,262.35 | S/ 28,730.57 | S/ 43,407.62 | S/ 58,296.52 | S/ 1,046,401.52 |
| 5.75% | S/ 13,907.23 | S/ 28,010.19 | S/ 42,311.65 | S/ 56,814.40 | S/ 1,044,919.40 |
| 5.70% | S/ 13,788.77 | S/ 27,769.95 | S/ 41,946.25 | S/ 56,320.36 | S/ 1,044,425.36 |
| 5.65% | S/ 13,670.27 | S/ 27,529.66 | S/ 41,580.80 | S/ 55,826.33 | S/ 1,043,931.33 |
| 5.60% | S/ 13,551.72 | S/ 27,289.31 | S/ 41,215.30 | S/ 55,332.29 | S/ 1,043,437.29 |
| 5.50% | S/ 13,314.51 | S/ 26,808.43 | S/ 40,484.18 | S/ 54,344.21 | S/ 1,042,449.21 |
| 5.30% | S/ 12,839.58 | S/ 25,846.00 | S/ 39,021.43 | S/ 52,368.06 | S/ 1,040,473.06 |
| 5.25% | S/ 12,720.74 | S/ 25,605.25 | S/ 38,655.63 | S/ 51,874.02 | S/ 1,039,979.02 |
| 5.05% | S/ 12,244.97 | S/ 24,641.67 | S/ 37,192.01 | S/ 49,897.87 | S/ 1,038,002.87 |
| 5.00% | S/ 12,125.91 | S/ 24,400.64 | S/ 36,825.99 | S/ 49,403.83 | S/ 1,037,508.83 |
| 4.95% | S/ 12,006.82 | S/ 24,159.54 | S/ 36,459.94 | S/ 48,909.79 | S/ 1,037,014.79 |
| 4.75% | S/ 11,530.02 | S/ 23,194.59 | S/ 34,995.27 | S/ 46,933.64 | S/ 1,035,038.64 |
| 4.55% | S/ 11,052.54 | S/ 22,228.71 | S/ 33,529.90 | S/ 44,957.49 | S/ 1,033,062.49 |
| 4.50% | S/ 10,933.06 | S/ 21,987.10 | S/ 33,163.44 | S/ 44,463.45 | S/ 1,032,568.45 |
| 4.40% | S/ 10,693.98 | S/ 21,503.70 | S/ 32,430.41 | S/ 43,475.38 | S/ 1,031,580.38 |
| 4.30% | S/ 10,454.73 | S/ 21,020.07 | S/ 31,697.20 | S/ 42,487.30 | S/ 1,030,592.30 |
| 4.25% | S/ 10,335.03 | S/ 20,778.17 | S/ 31,330.53 | S/ 41,993.26 | S/ 1,030,098.26 |
| 4.20% | S/ 10,215.30 | S/ 20,536.21 | S/ 30,963.81 | S/ 41,499.22 | S/ 1,029,604.22 |
| 4.15% | S/ 10,095.52 | S/ 20,294.19 | S/ 30,597.05 | S/ 41,005.19 | S/ 1,029,110.19 |
| 4.00% | S/ 9,735.93 | S/ 19,567.78 | S/ 29,496.51 | S/ 39,523.07 | S/ 1,027,628.07 |
| 3.90% | S/ 9,495.98 | S/ 19,083.22 | S/ 28,762.60 | S/ 38,535.00 | S/ 1,026,640.00 |
| 3.75% | S/ 9,135.74 | S/ 18,355.94 | S/ 27,661.39 | S/ 37,052.88 | S/ 1,025,157.88 |
| 3.50% | S/ 8,534.46 | S/ 17,142.64 | S/ 25,825.17 | S/ 34,582.69 | S/ 1,022,687.69 |
| 3.00% | S/ 7,328.64 | S/ 14,711.64 | S/ 22,149.39 | S/ 29,642.31 | S/ 1,017,747.31 |
| 2.75% | S/ 6,724.08 | S/ 13,493.92 | S/ 20,309.83 | S/ 27,172.12 | S/ 1,015,277.12 |
| 2.50% | S/ 6,118.42 | S/ 12,274.72 | S/ 18,469.14 | S/ 24,701.92 | S/ 1,012,806.92 |
| 2.00% | S/ 4,903.76 | S/ 9,831.86 | S/ 14,784.41 | S/ 19,761.54 | S/ 1,007,866.54 |
| 1.35% | S/ 3,318.01 | S/ 6,647.16 | S/ 9,987.49 | S/ 13,339.04 | S/ 1,001,444.04 |
| 1.00% | S/ 2,460.98 | S/ 4,928.10 | S/ 7,401.35 | S/ 9,880.77 | S/ 997,985.77 |
| 0.10% | S/ 246.93 | S/ 493.92 | S/ 740.97 | S/ 988.08 | S/ 989,093.08 |
| 4.65% promedio | S/ 11,288.14 | S/ 22,705.24 | S/ 34,252.77 | S/ 45,932.21 | S/ 1,034,037.21 |
El promedio de las tasas de interés TEA es de 4.65% en soles.
(*) Los cálculos de esta simulación no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%
La apróximación y el redondeo decimal pueden variar a los cálculos de su entidad financiera.
Las tasas TEA en esta página son reales de algunos bancos y financieras.
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