Cálculo de intereses
Ahorrando S/ 987,954
Veamos que pasaría si Usted ahorrara 987,954 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 987,954.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 11,286.42 | S/ 22,701.77 | S/ 34,247.53 | S/ 45,925.19 | S/ 1,033,879.19 |
| 8.50% | S/ 20,355.62 | S/ 41,130.64 | S/ 62,333.71 | S/ 83,973.64 | S/ 1,071,927.64 |
| 8.00% | S/ 19,191.99 | S/ 38,756.81 | S/ 58,701.69 | S/ 79,034.02 | S/ 1,066,988.02 |
| 7.10% | S/ 17,087.24 | S/ 34,470.02 | S/ 52,153.44 | S/ 70,142.70 | S/ 1,058,096.70 |
| 7.00% | S/ 16,852.56 | S/ 33,992.60 | S/ 51,425.01 | S/ 69,154.78 | S/ 1,057,108.78 |
| 6.50% | S/ 15,676.69 | S/ 31,602.14 | S/ 47,780.29 | S/ 64,215.15 | S/ 1,052,169.15 |
| 6.10% | S/ 14,733.01 | S/ 29,685.73 | S/ 44,861.44 | S/ 60,263.46 | S/ 1,048,217.46 |
| 6.20% | S/ 14,969.18 | S/ 30,165.17 | S/ 45,591.41 | S/ 61,251.38 | S/ 1,049,205.38 |
| 5.90% | S/ 14,260.17 | S/ 28,726.18 | S/ 43,400.98 | S/ 58,287.61 | S/ 1,046,241.61 |
| 5.75% | S/ 13,905.10 | S/ 28,005.91 | S/ 42,305.19 | S/ 56,805.72 | S/ 1,044,759.72 |
| 5.70% | S/ 13,786.66 | S/ 27,765.71 | S/ 41,939.84 | S/ 56,311.76 | S/ 1,044,265.76 |
| 5.65% | S/ 13,668.18 | S/ 27,525.45 | S/ 41,574.44 | S/ 55,817.79 | S/ 1,043,771.79 |
| 5.60% | S/ 13,549.65 | S/ 27,285.14 | S/ 41,209.00 | S/ 55,323.83 | S/ 1,043,277.83 |
| 5.50% | S/ 13,312.48 | S/ 26,804.34 | S/ 40,478.00 | S/ 54,335.91 | S/ 1,042,289.91 |
| 5.30% | S/ 12,837.62 | S/ 25,842.05 | S/ 39,015.47 | S/ 52,360.06 | S/ 1,040,314.06 |
| 5.25% | S/ 12,718.80 | S/ 25,601.34 | S/ 38,649.72 | S/ 51,866.10 | S/ 1,039,820.10 |
| 5.05% | S/ 12,243.09 | S/ 24,637.91 | S/ 37,186.32 | S/ 49,890.25 | S/ 1,037,844.25 |
| 5.00% | S/ 12,124.06 | S/ 24,396.91 | S/ 36,820.37 | S/ 49,396.28 | S/ 1,037,350.28 |
| 4.95% | S/ 12,004.99 | S/ 24,155.85 | S/ 36,454.36 | S/ 48,902.32 | S/ 1,036,856.32 |
| 4.75% | S/ 11,528.26 | S/ 23,191.04 | S/ 34,989.92 | S/ 46,926.47 | S/ 1,034,880.47 |
| 4.55% | S/ 11,050.85 | S/ 22,225.32 | S/ 33,524.77 | S/ 44,950.62 | S/ 1,032,904.62 |
| 4.50% | S/ 10,931.39 | S/ 21,983.74 | S/ 33,158.38 | S/ 44,456.66 | S/ 1,032,410.66 |
| 4.40% | S/ 10,692.35 | S/ 21,500.41 | S/ 32,425.45 | S/ 43,468.73 | S/ 1,031,422.73 |
| 4.30% | S/ 10,453.13 | S/ 21,016.86 | S/ 31,692.36 | S/ 42,480.81 | S/ 1,030,434.81 |
| 4.25% | S/ 10,333.45 | S/ 20,774.99 | S/ 31,325.74 | S/ 41,986.84 | S/ 1,029,940.84 |
| 4.20% | S/ 10,213.74 | S/ 20,533.07 | S/ 30,959.08 | S/ 41,492.88 | S/ 1,029,446.88 |
| 4.15% | S/ 10,093.98 | S/ 20,291.09 | S/ 30,592.38 | S/ 40,998.92 | S/ 1,028,952.92 |
| 4.00% | S/ 9,734.44 | S/ 19,564.79 | S/ 29,492.00 | S/ 39,517.03 | S/ 1,027,471.03 |
| 3.90% | S/ 9,494.53 | S/ 19,080.30 | S/ 28,758.20 | S/ 38,529.11 | S/ 1,026,483.11 |
| 3.75% | S/ 9,134.34 | S/ 18,353.14 | S/ 27,657.17 | S/ 37,047.22 | S/ 1,025,001.22 |
| 3.50% | S/ 8,533.16 | S/ 17,140.02 | S/ 25,821.22 | S/ 34,577.41 | S/ 1,022,531.41 |
| 3.00% | S/ 7,327.52 | S/ 14,709.39 | S/ 22,146.00 | S/ 29,637.78 | S/ 1,017,591.78 |
| 2.75% | S/ 6,723.05 | S/ 13,491.86 | S/ 20,306.72 | S/ 27,167.96 | S/ 1,015,121.96 |
| 2.50% | S/ 6,117.48 | S/ 12,272.85 | S/ 18,466.32 | S/ 24,698.15 | S/ 1,012,652.15 |
| 2.00% | S/ 4,903.01 | S/ 9,830.35 | S/ 14,782.15 | S/ 19,758.52 | S/ 1,007,712.52 |
| 1.35% | S/ 3,317.50 | S/ 6,646.15 | S/ 9,985.97 | S/ 13,337.00 | S/ 1,001,291.00 |
| 1.00% | S/ 2,460.61 | S/ 4,927.34 | S/ 7,400.22 | S/ 9,879.26 | S/ 997,833.26 |
| 0.10% | S/ 246.89 | S/ 493.84 | S/ 740.85 | S/ 987.93 | S/ 988,941.93 |
Sobre los datos
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Para S/ 987,954 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 987,954 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.