Cálculo de intereses
Ahorrando S/ 978,955
Veamos que pasaría si Usted ahorrara 978,955 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 978,955.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 11,183.61 | S/ 22,494.99 | S/ 33,935.58 | S/ 45,506.87 | S/ 1,024,461.87 |
| 8.50% | S/ 20,170.21 | S/ 40,755.99 | S/ 61,765.93 | S/ 83,208.75 | S/ 1,062,163.75 |
| 8.00% | S/ 19,017.18 | S/ 38,403.78 | S/ 58,166.99 | S/ 78,314.12 | S/ 1,057,269.12 |
| 7.10% | S/ 16,931.60 | S/ 34,156.04 | S/ 51,678.39 | S/ 69,503.79 | S/ 1,048,458.79 |
| 7.00% | S/ 16,699.06 | S/ 33,682.97 | S/ 50,956.59 | S/ 68,524.87 | S/ 1,047,479.87 |
| 6.50% | S/ 15,533.90 | S/ 31,314.29 | S/ 47,345.07 | S/ 63,630.24 | S/ 1,042,585.24 |
| 6.10% | S/ 14,598.81 | S/ 29,415.34 | S/ 44,452.81 | S/ 59,714.53 | S/ 1,038,669.53 |
| 6.20% | S/ 14,832.83 | S/ 29,890.41 | S/ 45,176.13 | S/ 60,693.46 | S/ 1,039,648.46 |
| 5.90% | S/ 14,130.28 | S/ 28,464.52 | S/ 43,005.66 | S/ 57,756.68 | S/ 1,036,711.68 |
| 5.75% | S/ 13,778.44 | S/ 27,750.81 | S/ 41,919.84 | S/ 56,288.29 | S/ 1,035,243.29 |
| 5.70% | S/ 13,661.08 | S/ 27,512.80 | S/ 41,557.82 | S/ 55,798.83 | S/ 1,034,753.83 |
| 5.65% | S/ 13,543.68 | S/ 27,274.73 | S/ 41,195.75 | S/ 55,309.37 | S/ 1,034,264.37 |
| 5.60% | S/ 13,426.23 | S/ 27,036.61 | S/ 40,833.64 | S/ 54,819.90 | S/ 1,033,774.90 |
| 5.50% | S/ 13,191.22 | S/ 26,560.18 | S/ 40,109.29 | S/ 53,840.98 | S/ 1,032,795.98 |
| 5.30% | S/ 12,720.68 | S/ 25,606.66 | S/ 38,660.08 | S/ 51,883.12 | S/ 1,030,838.12 |
| 5.25% | S/ 12,602.95 | S/ 25,368.14 | S/ 38,297.68 | S/ 51,393.66 | S/ 1,030,348.66 |
| 5.05% | S/ 12,131.57 | S/ 24,413.49 | S/ 36,847.60 | S/ 49,435.81 | S/ 1,028,390.81 |
| 5.00% | S/ 12,013.63 | S/ 24,174.68 | S/ 36,484.98 | S/ 48,946.35 | S/ 1,027,901.35 |
| 4.95% | S/ 11,895.64 | S/ 23,935.82 | S/ 36,122.31 | S/ 48,456.88 | S/ 1,027,411.88 |
| 4.75% | S/ 11,423.25 | S/ 22,979.80 | S/ 34,671.20 | S/ 46,499.03 | S/ 1,025,454.03 |
| 4.55% | S/ 10,950.19 | S/ 22,022.87 | S/ 33,219.40 | S/ 44,541.18 | S/ 1,023,496.18 |
| 4.50% | S/ 10,831.82 | S/ 21,783.50 | S/ 32,856.35 | S/ 44,051.71 | S/ 1,023,006.71 |
| 4.40% | S/ 10,594.95 | S/ 21,304.57 | S/ 32,130.10 | S/ 43,072.79 | S/ 1,022,027.79 |
| 4.30% | S/ 10,357.91 | S/ 20,825.42 | S/ 31,403.68 | S/ 42,093.86 | S/ 1,021,048.86 |
| 4.25% | S/ 10,239.33 | S/ 20,585.76 | S/ 31,040.40 | S/ 41,604.40 | S/ 1,020,559.40 |
| 4.20% | S/ 10,120.70 | S/ 20,346.04 | S/ 30,677.08 | S/ 41,114.93 | S/ 1,020,069.93 |
| 4.15% | S/ 10,002.03 | S/ 20,106.26 | S/ 30,313.72 | S/ 40,625.47 | S/ 1,019,580.47 |
| 4.00% | S/ 9,645.77 | S/ 19,386.58 | S/ 29,223.37 | S/ 39,157.08 | S/ 1,018,112.08 |
| 3.90% | S/ 9,408.05 | S/ 18,906.51 | S/ 28,496.25 | S/ 38,178.16 | S/ 1,017,133.16 |
| 3.75% | S/ 9,051.14 | S/ 18,185.96 | S/ 27,405.24 | S/ 36,709.77 | S/ 1,015,664.77 |
| 3.50% | S/ 8,455.43 | S/ 16,983.90 | S/ 25,586.02 | S/ 34,262.45 | S/ 1,013,217.45 |
| 3.00% | S/ 7,260.78 | S/ 14,575.40 | S/ 21,944.28 | S/ 29,367.82 | S/ 1,008,322.82 |
| 2.75% | S/ 6,661.81 | S/ 13,368.96 | S/ 20,121.75 | S/ 26,920.50 | S/ 1,005,875.50 |
| 2.50% | S/ 6,061.76 | S/ 12,161.06 | S/ 18,298.12 | S/ 24,473.18 | S/ 1,003,428.18 |
| 2.00% | S/ 4,858.35 | S/ 9,740.81 | S/ 14,647.50 | S/ 19,578.55 | S/ 998,533.55 |
| 1.35% | S/ 3,287.29 | S/ 6,585.61 | S/ 9,895.01 | S/ 13,215.52 | S/ 992,170.52 |
| 1.00% | S/ 2,438.19 | S/ 4,882.46 | S/ 7,332.82 | S/ 9,789.27 | S/ 988,744.27 |
| 0.10% | S/ 244.64 | S/ 489.34 | S/ 734.10 | S/ 978.93 | S/ 979,933.93 |
Sobre los datos
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Para S/ 978,955 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 978,955 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.