Cálculo de intereses
Ahorrando S/ 976,977
Veamos que pasaría si Usted ahorrara 976,977 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 976,977.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 11,161.02 | S/ 22,449.53 | S/ 33,867.01 | S/ 45,414.93 | S/ 1,022,391.93 |
| 8.50% | S/ 20,129.45 | S/ 40,673.65 | S/ 61,641.13 | S/ 83,040.62 | S/ 1,060,017.62 |
| 8.00% | S/ 18,978.75 | S/ 38,326.19 | S/ 58,049.46 | S/ 78,155.89 | S/ 1,055,132.89 |
| 7.10% | S/ 16,897.39 | S/ 34,087.03 | S/ 51,573.97 | S/ 69,363.36 | S/ 1,046,340.36 |
| 7.00% | S/ 16,665.32 | S/ 33,614.91 | S/ 50,853.63 | S/ 68,386.41 | S/ 1,045,363.41 |
| 6.50% | S/ 15,502.51 | S/ 31,251.01 | S/ 47,249.41 | S/ 63,501.67 | S/ 1,040,478.67 |
| 6.10% | S/ 14,569.32 | S/ 29,355.90 | S/ 44,362.99 | S/ 59,593.88 | S/ 1,036,570.88 |
| 6.20% | S/ 14,802.86 | S/ 29,830.01 | S/ 45,084.85 | S/ 60,570.83 | S/ 1,037,547.83 |
| 5.90% | S/ 14,101.73 | S/ 28,407.00 | S/ 42,918.76 | S/ 57,639.98 | S/ 1,034,616.98 |
| 5.75% | S/ 13,750.60 | S/ 27,694.74 | S/ 41,835.14 | S/ 56,174.56 | S/ 1,033,151.56 |
| 5.70% | S/ 13,633.48 | S/ 27,457.21 | S/ 41,473.85 | S/ 55,686.09 | S/ 1,032,663.09 |
| 5.65% | S/ 13,516.31 | S/ 27,219.62 | S/ 41,112.51 | S/ 55,197.61 | S/ 1,032,174.61 |
| 5.60% | S/ 13,399.11 | S/ 26,981.98 | S/ 40,751.14 | S/ 54,709.14 | S/ 1,031,686.14 |
| 5.50% | S/ 13,164.56 | S/ 26,506.52 | S/ 40,028.25 | S/ 53,732.19 | S/ 1,030,709.19 |
| 5.30% | S/ 12,694.98 | S/ 25,554.92 | S/ 38,581.97 | S/ 51,778.29 | S/ 1,028,755.29 |
| 5.25% | S/ 12,577.48 | S/ 25,316.89 | S/ 38,220.29 | S/ 51,289.82 | S/ 1,028,266.82 |
| 5.05% | S/ 12,107.06 | S/ 24,364.16 | S/ 36,773.15 | S/ 49,335.92 | S/ 1,026,312.92 |
| 5.00% | S/ 11,989.35 | S/ 24,125.84 | S/ 36,411.26 | S/ 48,847.45 | S/ 1,025,824.45 |
| 4.95% | S/ 11,871.60 | S/ 23,887.46 | S/ 36,049.32 | S/ 48,358.97 | S/ 1,025,335.97 |
| 4.75% | S/ 11,400.17 | S/ 22,933.37 | S/ 34,601.15 | S/ 46,405.08 | S/ 1,023,382.08 |
| 4.55% | S/ 10,928.07 | S/ 21,978.37 | S/ 33,152.28 | S/ 44,451.18 | S/ 1,021,428.18 |
| 4.50% | S/ 10,809.94 | S/ 21,739.48 | S/ 32,789.96 | S/ 43,962.71 | S/ 1,020,939.71 |
| 4.40% | S/ 10,573.55 | S/ 21,261.53 | S/ 32,065.18 | S/ 42,985.76 | S/ 1,019,962.76 |
| 4.30% | S/ 10,336.99 | S/ 20,783.34 | S/ 31,340.23 | S/ 42,008.81 | S/ 1,018,985.81 |
| 4.25% | S/ 10,218.64 | S/ 20,544.16 | S/ 30,977.69 | S/ 41,520.34 | S/ 1,018,497.34 |
| 4.20% | S/ 10,100.25 | S/ 20,304.93 | S/ 30,615.10 | S/ 41,031.86 | S/ 1,018,008.86 |
| 4.15% | S/ 9,981.82 | S/ 20,065.63 | S/ 30,252.47 | S/ 40,543.39 | S/ 1,017,520.39 |
| 4.00% | S/ 9,626.28 | S/ 19,347.41 | S/ 29,164.32 | S/ 39,077.96 | S/ 1,016,054.96 |
| 3.90% | S/ 9,389.04 | S/ 18,868.31 | S/ 28,438.67 | S/ 38,101.02 | S/ 1,015,078.02 |
| 3.75% | S/ 9,032.85 | S/ 18,149.22 | S/ 27,349.87 | S/ 36,635.59 | S/ 1,013,612.59 |
| 3.50% | S/ 8,438.35 | S/ 16,949.58 | S/ 25,534.33 | S/ 34,193.22 | S/ 1,011,170.22 |
| 3.00% | S/ 7,246.10 | S/ 14,545.95 | S/ 21,899.94 | S/ 29,308.48 | S/ 1,006,285.48 |
| 2.75% | S/ 6,648.35 | S/ 13,341.95 | S/ 20,081.10 | S/ 26,866.10 | S/ 1,003,843.10 |
| 2.50% | S/ 6,049.51 | S/ 12,136.48 | S/ 18,261.15 | S/ 24,423.73 | S/ 1,001,400.73 |
| 2.00% | S/ 4,848.53 | S/ 9,721.13 | S/ 14,617.91 | S/ 19,538.99 | S/ 996,515.99 |
| 1.35% | S/ 3,280.64 | S/ 6,572.30 | S/ 9,875.01 | S/ 13,188.82 | S/ 990,165.82 |
| 1.00% | S/ 2,433.27 | S/ 4,872.60 | S/ 7,318.00 | S/ 9,769.50 | S/ 986,746.50 |
| 0.10% | S/ 244.15 | S/ 488.35 | S/ 732.62 | S/ 976.95 | S/ 977,953.95 |
Sobre los datos
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Para S/ 976,977 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 976,977 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.