Cálculo de intereses
Ahorrando S/ 972,149
Veamos que pasaría si Usted ahorrara 972,149 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 972,149.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 11,105.86 | S/ 22,338.59 | S/ 33,699.65 | S/ 45,190.50 | S/ 1,017,339.50 |
| 8.50% | S/ 20,029.98 | S/ 40,472.65 | S/ 61,336.51 | S/ 82,630.26 | S/ 1,054,779.26 |
| 8.00% | S/ 18,884.96 | S/ 38,136.79 | S/ 57,762.60 | S/ 77,769.66 | S/ 1,049,918.66 |
| 7.10% | S/ 16,813.88 | S/ 33,918.57 | S/ 51,319.10 | S/ 69,020.58 | S/ 1,041,169.58 |
| 7.00% | S/ 16,582.96 | S/ 33,448.79 | S/ 50,602.32 | S/ 68,048.46 | S/ 1,040,197.46 |
| 6.50% | S/ 15,425.90 | S/ 31,096.58 | S/ 47,015.92 | S/ 63,187.86 | S/ 1,035,336.86 |
| 6.10% | S/ 14,497.32 | S/ 29,210.83 | S/ 44,143.76 | S/ 59,299.38 | S/ 1,031,448.38 |
| 6.20% | S/ 14,729.71 | S/ 29,682.60 | S/ 44,862.05 | S/ 60,271.50 | S/ 1,032,420.50 |
| 5.90% | S/ 14,032.04 | S/ 28,266.62 | S/ 42,706.67 | S/ 57,355.14 | S/ 1,029,504.14 |
| 5.75% | S/ 13,682.65 | S/ 27,557.88 | S/ 41,628.40 | S/ 55,896.96 | S/ 1,028,045.96 |
| 5.70% | S/ 13,566.11 | S/ 27,321.52 | S/ 41,268.89 | S/ 55,410.90 | S/ 1,027,559.90 |
| 5.65% | S/ 13,449.52 | S/ 27,085.11 | S/ 40,909.35 | S/ 54,924.84 | S/ 1,027,073.84 |
| 5.60% | S/ 13,332.89 | S/ 26,848.64 | S/ 40,549.75 | S/ 54,438.78 | S/ 1,026,587.78 |
| 5.50% | S/ 13,099.51 | S/ 26,375.53 | S/ 39,830.44 | S/ 53,466.66 | S/ 1,025,615.66 |
| 5.30% | S/ 12,632.25 | S/ 25,428.64 | S/ 38,391.31 | S/ 51,522.42 | S/ 1,023,671.42 |
| 5.25% | S/ 12,515.33 | S/ 25,191.77 | S/ 38,031.42 | S/ 51,036.36 | S/ 1,023,185.36 |
| 5.05% | S/ 12,047.23 | S/ 24,243.76 | S/ 36,591.43 | S/ 49,092.12 | S/ 1,021,241.12 |
| 5.00% | S/ 11,930.10 | S/ 24,006.61 | S/ 36,231.32 | S/ 48,606.06 | S/ 1,020,755.06 |
| 4.95% | S/ 11,812.93 | S/ 23,769.41 | S/ 35,871.18 | S/ 48,120.00 | S/ 1,020,269.00 |
| 4.75% | S/ 11,343.84 | S/ 22,820.04 | S/ 34,430.16 | S/ 46,175.75 | S/ 1,018,324.75 |
| 4.55% | S/ 10,874.06 | S/ 21,869.76 | S/ 32,988.45 | S/ 44,231.51 | S/ 1,016,380.51 |
| 4.50% | S/ 10,756.52 | S/ 21,632.05 | S/ 32,627.92 | S/ 43,745.45 | S/ 1,015,894.45 |
| 4.40% | S/ 10,521.29 | S/ 21,156.46 | S/ 31,906.72 | S/ 42,773.33 | S/ 1,014,922.33 |
| 4.30% | S/ 10,285.90 | S/ 20,680.64 | S/ 31,185.35 | S/ 41,801.21 | S/ 1,013,950.21 |
| 4.25% | S/ 10,168.14 | S/ 20,442.64 | S/ 30,824.60 | S/ 41,315.15 | S/ 1,013,464.15 |
| 4.20% | S/ 10,050.34 | S/ 20,204.59 | S/ 30,463.81 | S/ 40,829.09 | S/ 1,012,978.09 |
| 4.15% | S/ 9,932.50 | S/ 19,966.47 | S/ 30,102.97 | S/ 40,343.03 | S/ 1,012,492.03 |
| 4.00% | S/ 9,578.71 | S/ 19,251.80 | S/ 29,020.20 | S/ 38,884.85 | S/ 1,011,033.85 |
| 3.90% | S/ 9,342.64 | S/ 18,775.06 | S/ 28,298.14 | S/ 37,912.73 | S/ 1,010,061.73 |
| 3.75% | S/ 8,988.21 | S/ 18,059.53 | S/ 27,214.72 | S/ 36,454.55 | S/ 1,008,603.55 |
| 3.50% | S/ 8,396.65 | S/ 16,865.82 | S/ 25,408.14 | S/ 34,024.25 | S/ 1,006,173.25 |
| 3.00% | S/ 7,210.30 | S/ 14,474.07 | S/ 21,791.72 | S/ 29,163.64 | S/ 1,001,312.64 |
| 2.75% | S/ 6,615.50 | S/ 13,276.02 | S/ 19,981.86 | S/ 26,733.34 | S/ 998,882.34 |
| 2.50% | S/ 6,019.62 | S/ 12,076.51 | S/ 18,170.90 | S/ 24,303.04 | S/ 996,452.04 |
| 2.00% | S/ 4,824.57 | S/ 9,673.09 | S/ 14,545.67 | S/ 19,442.43 | S/ 991,591.43 |
| 1.35% | S/ 3,264.43 | S/ 6,539.82 | S/ 9,826.21 | S/ 13,123.64 | S/ 985,272.64 |
| 1.00% | S/ 2,421.24 | S/ 4,848.52 | S/ 7,281.84 | S/ 9,721.22 | S/ 981,870.22 |
| 0.10% | S/ 242.94 | S/ 485.94 | S/ 729.00 | S/ 972.12 | S/ 973,121.12 |
Sobre los datos
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Para S/ 972,149 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 972,149 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.