Cálculo de intereses
Ahorrando S/ 967,397
Veamos que pasaría si Usted ahorrara 967,397 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 967,397.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 11,051.57 | S/ 22,229.40 | S/ 33,534.92 | S/ 44,969.60 | S/ 1,012,366.60 |
| 8.50% | S/ 19,932.07 | S/ 40,274.81 | S/ 61,036.69 | S/ 82,226.35 | S/ 1,049,623.35 |
| 8.00% | S/ 18,792.65 | S/ 37,950.37 | S/ 57,480.25 | S/ 77,389.51 | S/ 1,044,786.51 |
| 7.10% | S/ 16,731.70 | S/ 33,752.78 | S/ 51,068.25 | S/ 68,683.20 | S/ 1,036,080.20 |
| 7.00% | S/ 16,501.90 | S/ 33,285.29 | S/ 50,354.97 | S/ 67,715.83 | S/ 1,035,112.83 |
| 6.50% | S/ 15,350.50 | S/ 30,944.57 | S/ 46,786.10 | S/ 62,878.99 | S/ 1,030,275.99 |
| 6.10% | S/ 14,426.45 | S/ 29,068.04 | S/ 43,927.98 | S/ 59,009.52 | S/ 1,026,406.52 |
| 6.20% | S/ 14,657.71 | S/ 29,537.51 | S/ 44,642.76 | S/ 59,976.88 | S/ 1,027,373.88 |
| 5.90% | S/ 13,963.45 | S/ 28,128.45 | S/ 42,497.91 | S/ 57,074.78 | S/ 1,024,471.78 |
| 5.75% | S/ 13,615.77 | S/ 27,423.18 | S/ 41,424.92 | S/ 55,623.73 | S/ 1,023,020.73 |
| 5.70% | S/ 13,499.79 | S/ 27,187.97 | S/ 41,067.17 | S/ 55,140.04 | S/ 1,022,537.04 |
| 5.65% | S/ 13,383.78 | S/ 26,952.71 | S/ 40,709.37 | S/ 54,656.36 | S/ 1,022,053.36 |
| 5.60% | S/ 13,267.72 | S/ 26,717.40 | S/ 40,351.54 | S/ 54,172.67 | S/ 1,021,569.67 |
| 5.50% | S/ 13,035.48 | S/ 26,246.60 | S/ 39,635.75 | S/ 53,205.30 | S/ 1,020,602.30 |
| 5.30% | S/ 12,570.50 | S/ 25,304.34 | S/ 38,203.65 | S/ 51,270.57 | S/ 1,018,667.57 |
| 5.25% | S/ 12,454.15 | S/ 25,068.63 | S/ 37,845.51 | S/ 50,786.88 | S/ 1,018,183.88 |
| 5.05% | S/ 11,988.34 | S/ 24,125.25 | S/ 36,412.56 | S/ 48,852.15 | S/ 1,016,249.15 |
| 5.00% | S/ 11,871.79 | S/ 23,889.27 | S/ 36,054.22 | S/ 48,368.46 | S/ 1,015,765.46 |
| 4.95% | S/ 11,755.19 | S/ 23,653.22 | S/ 35,695.83 | S/ 47,884.78 | S/ 1,015,281.78 |
| 4.75% | S/ 11,288.39 | S/ 22,708.49 | S/ 34,261.86 | S/ 45,950.04 | S/ 1,013,347.04 |
| 4.55% | S/ 10,820.91 | S/ 21,762.86 | S/ 32,827.20 | S/ 44,015.30 | S/ 1,011,412.30 |
| 4.50% | S/ 10,703.94 | S/ 21,526.31 | S/ 32,468.43 | S/ 43,531.62 | S/ 1,010,928.62 |
| 4.40% | S/ 10,469.86 | S/ 21,053.04 | S/ 31,750.76 | S/ 42,564.25 | S/ 1,009,961.25 |
| 4.30% | S/ 10,235.62 | S/ 20,579.55 | S/ 31,032.91 | S/ 41,596.88 | S/ 1,008,993.88 |
| 4.25% | S/ 10,118.44 | S/ 20,342.71 | S/ 30,673.93 | S/ 41,113.20 | S/ 1,008,510.20 |
| 4.20% | S/ 10,001.21 | S/ 20,105.82 | S/ 30,314.90 | S/ 40,629.51 | S/ 1,008,026.51 |
| 4.15% | S/ 9,883.95 | S/ 19,868.88 | S/ 29,955.82 | S/ 40,145.83 | S/ 1,007,542.83 |
| 4.00% | S/ 9,531.89 | S/ 19,157.69 | S/ 28,878.35 | S/ 38,694.78 | S/ 1,006,091.78 |
| 3.90% | S/ 9,296.97 | S/ 18,683.29 | S/ 28,159.81 | S/ 37,727.41 | S/ 1,005,124.41 |
| 3.75% | S/ 8,944.28 | S/ 17,971.25 | S/ 27,081.69 | S/ 36,276.35 | S/ 1,003,673.35 |
| 3.50% | S/ 8,355.60 | S/ 16,783.38 | S/ 25,283.94 | S/ 33,857.93 | S/ 1,001,254.93 |
| 3.00% | S/ 7,175.05 | S/ 14,403.32 | S/ 21,685.20 | S/ 29,021.09 | S/ 996,418.09 |
| 2.75% | S/ 6,583.16 | S/ 13,211.12 | S/ 19,884.19 | S/ 26,602.66 | S/ 993,999.66 |
| 2.50% | S/ 5,990.19 | S/ 12,017.48 | S/ 18,082.08 | S/ 24,184.24 | S/ 991,581.24 |
| 2.00% | S/ 4,800.99 | S/ 9,625.81 | S/ 14,474.57 | S/ 19,347.39 | S/ 986,744.39 |
| 1.35% | S/ 3,248.47 | S/ 6,507.86 | S/ 9,778.18 | S/ 13,059.49 | S/ 980,456.49 |
| 1.00% | S/ 2,409.41 | S/ 4,824.82 | S/ 7,246.24 | S/ 9,673.70 | S/ 977,070.70 |
| 0.10% | S/ 241.75 | S/ 483.56 | S/ 725.44 | S/ 967.37 | S/ 968,364.37 |
Sobre los datos
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Para S/ 967,397 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 967,397 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.