Cálculo de intereses
Ahorrando S/ 966,395
Veamos que pasaría si Usted ahorrara 966,395 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 966,395.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 11,040.13 | S/ 22,206.38 | S/ 33,500.19 | S/ 44,923.02 | S/ 1,011,318.02 |
| 8.50% | S/ 19,911.42 | S/ 40,233.09 | S/ 60,973.47 | S/ 82,141.18 | S/ 1,048,536.18 |
| 8.00% | S/ 18,773.19 | S/ 37,911.06 | S/ 57,420.71 | S/ 77,309.35 | S/ 1,043,704.35 |
| 7.10% | S/ 16,714.37 | S/ 33,717.82 | S/ 51,015.35 | S/ 68,612.06 | S/ 1,035,007.06 |
| 7.00% | S/ 16,484.81 | S/ 33,250.81 | S/ 50,302.82 | S/ 67,645.69 | S/ 1,034,040.69 |
| 6.50% | S/ 15,334.60 | S/ 30,912.52 | S/ 46,737.64 | S/ 62,813.86 | S/ 1,029,208.86 |
| 6.10% | S/ 14,411.51 | S/ 29,037.94 | S/ 43,882.48 | S/ 58,948.40 | S/ 1,025,343.40 |
| 6.20% | S/ 14,642.53 | S/ 29,506.91 | S/ 44,596.52 | S/ 59,914.76 | S/ 1,026,309.76 |
| 5.90% | S/ 13,948.99 | S/ 28,099.32 | S/ 42,453.89 | S/ 57,015.66 | S/ 1,023,410.66 |
| 5.75% | S/ 13,601.67 | S/ 27,394.77 | S/ 41,382.01 | S/ 55,566.11 | S/ 1,021,961.11 |
| 5.70% | S/ 13,485.81 | S/ 27,159.81 | S/ 41,024.63 | S/ 55,082.93 | S/ 1,021,477.93 |
| 5.65% | S/ 13,369.91 | S/ 26,924.80 | S/ 40,667.21 | S/ 54,599.75 | S/ 1,020,994.75 |
| 5.60% | S/ 13,253.97 | S/ 26,689.73 | S/ 40,309.75 | S/ 54,116.56 | S/ 1,020,511.56 |
| 5.50% | S/ 13,021.97 | S/ 26,219.42 | S/ 39,594.69 | S/ 53,150.20 | S/ 1,019,545.20 |
| 5.30% | S/ 12,557.48 | S/ 25,278.13 | S/ 38,164.08 | S/ 51,217.46 | S/ 1,017,612.46 |
| 5.25% | S/ 12,441.25 | S/ 25,042.67 | S/ 37,806.32 | S/ 50,734.28 | S/ 1,017,129.28 |
| 5.05% | S/ 11,975.93 | S/ 24,100.26 | S/ 36,374.85 | S/ 48,801.55 | S/ 1,015,196.55 |
| 5.00% | S/ 11,859.49 | S/ 23,864.52 | S/ 36,016.88 | S/ 48,318.36 | S/ 1,014,713.36 |
| 4.95% | S/ 11,743.02 | S/ 23,628.72 | S/ 35,658.86 | S/ 47,835.18 | S/ 1,014,230.18 |
| 4.75% | S/ 11,276.69 | S/ 22,684.97 | S/ 34,226.37 | S/ 45,902.45 | S/ 1,012,297.45 |
| 4.55% | S/ 10,809.70 | S/ 21,740.32 | S/ 32,793.20 | S/ 43,969.71 | S/ 1,010,364.71 |
| 4.50% | S/ 10,692.85 | S/ 21,504.01 | S/ 32,434.80 | S/ 43,486.53 | S/ 1,009,881.53 |
| 4.40% | S/ 10,459.02 | S/ 21,031.23 | S/ 31,717.87 | S/ 42,520.16 | S/ 1,008,915.16 |
| 4.30% | S/ 10,225.02 | S/ 20,558.23 | S/ 31,000.77 | S/ 41,553.80 | S/ 1,007,948.80 |
| 4.25% | S/ 10,107.96 | S/ 20,321.64 | S/ 30,642.15 | S/ 41,070.61 | S/ 1,007,465.61 |
| 4.20% | S/ 9,990.85 | S/ 20,085.00 | S/ 30,283.50 | S/ 40,587.43 | S/ 1,006,982.43 |
| 4.15% | S/ 9,873.71 | S/ 19,848.30 | S/ 29,924.80 | S/ 40,104.25 | S/ 1,006,499.25 |
| 4.00% | S/ 9,522.01 | S/ 19,137.85 | S/ 28,848.43 | S/ 38,654.70 | S/ 1,005,049.70 |
| 3.90% | S/ 9,287.34 | S/ 18,663.94 | S/ 28,130.64 | S/ 37,688.33 | S/ 1,004,083.33 |
| 3.75% | S/ 8,935.01 | S/ 17,952.64 | S/ 27,053.64 | S/ 36,238.78 | S/ 1,002,633.78 |
| 3.50% | S/ 8,346.95 | S/ 16,765.99 | S/ 25,257.76 | S/ 33,822.86 | S/ 1,000,217.86 |
| 3.00% | S/ 7,167.62 | S/ 14,388.40 | S/ 21,662.74 | S/ 28,991.03 | S/ 995,386.03 |
| 2.75% | S/ 6,576.34 | S/ 13,197.44 | S/ 19,863.59 | S/ 26,575.11 | S/ 992,970.11 |
| 2.50% | S/ 5,983.99 | S/ 12,005.03 | S/ 18,063.35 | S/ 24,159.19 | S/ 990,554.19 |
| 2.00% | S/ 4,796.02 | S/ 9,615.84 | S/ 14,459.58 | S/ 19,327.35 | S/ 985,722.35 |
| 1.35% | S/ 3,245.11 | S/ 6,501.12 | S/ 9,768.05 | S/ 13,045.96 | S/ 979,440.96 |
| 1.00% | S/ 2,406.91 | S/ 4,819.82 | S/ 7,238.74 | S/ 9,663.68 | S/ 976,058.68 |
| 0.10% | S/ 241.50 | S/ 483.06 | S/ 724.69 | S/ 966.37 | S/ 967,361.37 |
Sobre los datos
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Para S/ 966,395 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 966,395 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.