Cálculo de intereses
Ahorrando S/ 964,528
Veamos que pasaría si Usted ahorrara 964,528 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 964,528.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 11,018.80 | S/ 22,163.47 | S/ 33,435.47 | S/ 44,836.23 | S/ 1,009,364.23 |
| 8.50% | S/ 19,872.95 | S/ 40,155.37 | S/ 60,855.68 | S/ 81,982.49 | S/ 1,046,510.49 |
| 8.00% | S/ 18,736.92 | S/ 37,837.82 | S/ 57,309.78 | S/ 77,160.00 | S/ 1,041,688.00 |
| 7.10% | S/ 16,682.07 | S/ 33,652.68 | S/ 50,916.79 | S/ 68,479.50 | S/ 1,033,007.50 |
| 7.00% | S/ 16,452.96 | S/ 33,186.58 | S/ 50,205.63 | S/ 67,515.00 | S/ 1,032,043.00 |
| 6.50% | S/ 15,304.97 | S/ 30,852.80 | S/ 46,647.34 | S/ 62,692.51 | S/ 1,027,220.51 |
| 6.10% | S/ 14,383.67 | S/ 28,981.84 | S/ 43,797.70 | S/ 58,834.51 | S/ 1,023,362.51 |
| 6.20% | S/ 14,614.24 | S/ 29,449.91 | S/ 44,510.36 | S/ 59,799.01 | S/ 1,024,327.01 |
| 5.90% | S/ 13,922.04 | S/ 28,045.03 | S/ 42,371.87 | S/ 56,905.51 | S/ 1,021,433.51 |
| 5.75% | S/ 13,575.39 | S/ 27,341.85 | S/ 41,302.06 | S/ 55,458.76 | S/ 1,019,986.76 |
| 5.70% | S/ 13,459.76 | S/ 27,107.34 | S/ 40,945.37 | S/ 54,976.51 | S/ 1,019,504.51 |
| 5.65% | S/ 13,344.08 | S/ 26,872.78 | S/ 40,588.64 | S/ 54,494.26 | S/ 1,019,022.26 |
| 5.60% | S/ 13,228.37 | S/ 26,638.16 | S/ 40,231.87 | S/ 54,012.01 | S/ 1,018,540.01 |
| 5.50% | S/ 12,996.82 | S/ 26,168.76 | S/ 39,518.20 | S/ 53,047.51 | S/ 1,017,575.51 |
| 5.30% | S/ 12,533.22 | S/ 25,229.29 | S/ 38,090.35 | S/ 51,118.52 | S/ 1,015,646.52 |
| 5.25% | S/ 12,417.22 | S/ 24,994.29 | S/ 37,733.28 | S/ 50,636.27 | S/ 1,015,164.27 |
| 5.05% | S/ 11,952.79 | S/ 24,053.70 | S/ 36,304.58 | S/ 48,707.27 | S/ 1,013,235.27 |
| 5.00% | S/ 11,836.58 | S/ 23,818.42 | S/ 35,947.29 | S/ 48,225.02 | S/ 1,012,753.02 |
| 4.95% | S/ 11,720.33 | S/ 23,583.08 | S/ 35,589.97 | S/ 47,742.77 | S/ 1,012,270.77 |
| 4.75% | S/ 11,254.91 | S/ 22,641.15 | S/ 34,160.25 | S/ 45,813.77 | S/ 1,010,341.77 |
| 4.55% | S/ 10,788.82 | S/ 21,698.32 | S/ 32,729.85 | S/ 43,884.77 | S/ 1,008,412.77 |
| 4.50% | S/ 10,672.19 | S/ 21,462.47 | S/ 32,372.14 | S/ 43,402.52 | S/ 1,007,930.52 |
| 4.40% | S/ 10,438.81 | S/ 20,990.60 | S/ 31,656.59 | S/ 42,438.02 | S/ 1,006,966.02 |
| 4.30% | S/ 10,205.27 | S/ 20,518.51 | S/ 30,940.88 | S/ 41,473.52 | S/ 1,006,001.52 |
| 4.25% | S/ 10,088.43 | S/ 20,282.38 | S/ 30,582.96 | S/ 40,991.27 | S/ 1,005,519.27 |
| 4.20% | S/ 9,971.55 | S/ 20,046.19 | S/ 30,224.99 | S/ 40,509.02 | S/ 1,005,037.02 |
| 4.15% | S/ 9,854.63 | S/ 19,809.95 | S/ 29,866.98 | S/ 40,026.77 | S/ 1,004,554.77 |
| 4.00% | S/ 9,503.62 | S/ 19,100.88 | S/ 28,792.70 | S/ 38,580.02 | S/ 1,003,108.02 |
| 3.90% | S/ 9,269.40 | S/ 18,627.88 | S/ 28,076.30 | S/ 37,615.52 | S/ 1,002,143.52 |
| 3.75% | S/ 8,917.75 | S/ 17,917.95 | S/ 27,001.37 | S/ 36,168.77 | S/ 1,000,696.77 |
| 3.50% | S/ 8,330.82 | S/ 16,733.60 | S/ 25,208.96 | S/ 33,757.52 | S/ 998,285.52 |
| 3.00% | S/ 7,153.77 | S/ 14,360.60 | S/ 21,620.89 | S/ 28,935.02 | S/ 993,463.02 |
| 2.75% | S/ 6,563.64 | S/ 13,171.94 | S/ 19,825.22 | S/ 26,523.77 | S/ 991,051.77 |
| 2.50% | S/ 5,972.43 | S/ 11,981.84 | S/ 18,028.46 | S/ 24,112.52 | S/ 988,640.52 |
| 2.00% | S/ 4,786.75 | S/ 9,597.26 | S/ 14,431.64 | S/ 19,290.01 | S/ 983,818.01 |
| 1.35% | S/ 3,238.84 | S/ 6,488.56 | S/ 9,749.18 | S/ 13,020.76 | S/ 977,548.76 |
| 1.00% | S/ 2,402.26 | S/ 4,810.51 | S/ 7,224.75 | S/ 9,645.01 | S/ 974,173.01 |
| 0.10% | S/ 241.03 | S/ 482.13 | S/ 723.29 | S/ 964.50 | S/ 965,492.50 |
Sobre los datos
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Para S/ 964,528 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 964,528 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
