Cálculo de intereses
Ahorrando S/ 963,628
Veamos que pasaría si Usted ahorrara 963,628 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 963,628.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 11,008.52 | S/ 22,142.79 | S/ 33,404.27 | S/ 44,794.40 | S/ 1,008,422.40 |
| 8.50% | S/ 19,854.41 | S/ 40,117.90 | S/ 60,798.89 | S/ 81,905.99 | S/ 1,045,533.99 |
| 8.00% | S/ 18,719.44 | S/ 37,802.51 | S/ 57,256.30 | S/ 77,088.00 | S/ 1,040,716.00 |
| 7.10% | S/ 16,666.51 | S/ 33,621.27 | S/ 50,869.28 | S/ 68,415.61 | S/ 1,032,043.61 |
| 7.00% | S/ 16,437.61 | S/ 33,155.61 | S/ 50,158.79 | S/ 67,452.01 | S/ 1,031,080.01 |
| 6.50% | S/ 15,290.69 | S/ 30,824.01 | S/ 46,603.82 | S/ 62,634.01 | S/ 1,026,262.01 |
| 6.10% | S/ 14,370.25 | S/ 28,954.79 | S/ 43,756.83 | S/ 58,779.61 | S/ 1,022,407.61 |
| 6.20% | S/ 14,600.60 | S/ 29,422.43 | S/ 44,468.83 | S/ 59,743.21 | S/ 1,023,371.21 |
| 5.90% | S/ 13,909.05 | S/ 28,018.86 | S/ 42,332.34 | S/ 56,852.41 | S/ 1,020,480.41 |
| 5.75% | S/ 13,562.72 | S/ 27,316.33 | S/ 41,263.52 | S/ 55,407.01 | S/ 1,019,035.01 |
| 5.70% | S/ 13,447.20 | S/ 27,082.05 | S/ 40,907.17 | S/ 54,925.22 | S/ 1,018,553.22 |
| 5.65% | S/ 13,331.63 | S/ 26,847.70 | S/ 40,550.77 | S/ 54,443.42 | S/ 1,018,071.42 |
| 5.60% | S/ 13,216.03 | S/ 26,613.31 | S/ 40,194.33 | S/ 53,961.62 | S/ 1,017,589.62 |
| 5.50% | S/ 12,984.69 | S/ 26,144.34 | S/ 39,481.32 | S/ 52,998.02 | S/ 1,016,626.02 |
| 5.30% | S/ 12,521.52 | S/ 25,205.75 | S/ 38,054.80 | S/ 51,070.82 | S/ 1,014,698.82 |
| 5.25% | S/ 12,405.63 | S/ 24,970.97 | S/ 37,698.07 | S/ 50,589.02 | S/ 1,014,217.02 |
| 5.05% | S/ 11,941.64 | S/ 24,031.26 | S/ 36,270.70 | S/ 48,661.82 | S/ 1,012,289.82 |
| 5.00% | S/ 11,825.54 | S/ 23,796.19 | S/ 35,913.75 | S/ 48,180.02 | S/ 1,011,808.02 |
| 4.95% | S/ 11,709.39 | S/ 23,561.07 | S/ 35,556.76 | S/ 47,698.22 | S/ 1,011,326.22 |
| 4.75% | S/ 11,244.41 | S/ 22,620.02 | S/ 34,128.37 | S/ 45,771.02 | S/ 1,009,399.02 |
| 4.55% | S/ 10,778.75 | S/ 21,678.07 | S/ 32,699.31 | S/ 43,843.82 | S/ 1,007,471.82 |
| 4.50% | S/ 10,662.23 | S/ 21,442.44 | S/ 32,341.93 | S/ 43,362.02 | S/ 1,006,990.02 |
| 4.40% | S/ 10,429.07 | S/ 20,971.02 | S/ 31,627.05 | S/ 42,398.42 | S/ 1,006,026.42 |
| 4.30% | S/ 10,195.75 | S/ 20,499.37 | S/ 30,912.01 | S/ 41,434.82 | S/ 1,005,062.82 |
| 4.25% | S/ 10,079.02 | S/ 20,263.46 | S/ 30,554.42 | S/ 40,953.02 | S/ 1,004,581.02 |
| 4.20% | S/ 9,962.25 | S/ 20,027.49 | S/ 30,196.79 | S/ 40,471.22 | S/ 1,004,099.22 |
| 4.15% | S/ 9,845.44 | S/ 19,791.47 | S/ 29,839.11 | S/ 39,989.42 | S/ 1,003,617.42 |
| 4.00% | S/ 9,494.75 | S/ 19,083.06 | S/ 28,765.83 | S/ 38,544.02 | S/ 1,002,172.02 |
| 3.90% | S/ 9,260.75 | S/ 18,610.50 | S/ 28,050.10 | S/ 37,580.42 | S/ 1,001,208.42 |
| 3.75% | S/ 8,909.43 | S/ 17,901.23 | S/ 26,976.18 | S/ 36,135.02 | S/ 999,763.02 |
| 3.50% | S/ 8,323.05 | S/ 16,717.99 | S/ 25,185.44 | S/ 33,726.02 | S/ 997,354.02 |
| 3.00% | S/ 7,147.10 | S/ 14,347.20 | S/ 21,600.71 | S/ 28,908.02 | S/ 992,536.02 |
| 2.75% | S/ 6,557.51 | S/ 13,159.65 | S/ 19,806.72 | S/ 26,499.02 | S/ 990,127.02 |
| 2.50% | S/ 5,966.85 | S/ 11,970.66 | S/ 18,011.63 | S/ 24,090.02 | S/ 987,718.02 |
| 2.00% | S/ 4,782.29 | S/ 9,588.30 | S/ 14,418.18 | S/ 19,272.02 | S/ 982,900.02 |
| 1.35% | S/ 3,235.82 | S/ 6,482.50 | S/ 9,740.09 | S/ 13,008.61 | S/ 976,636.61 |
| 1.00% | S/ 2,400.02 | S/ 4,806.02 | S/ 7,218.01 | S/ 9,636.01 | S/ 973,264.01 |
| 0.10% | S/ 240.81 | S/ 481.68 | S/ 722.61 | S/ 963.60 | S/ 964,591.60 |
Sobre los datos
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Para S/ 963,628 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 963,628 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.