Cálculo de intereses
Ahorrando S/ 956,611
Veamos que pasaría si Usted ahorrara 956,611 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 956,611.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,928.35 | S/ 21,981.55 | S/ 33,161.02 | S/ 44,468.21 | S/ 1,001,079.21 |
| 8.50% | S/ 19,709.83 | S/ 39,825.77 | S/ 60,356.16 | S/ 81,309.56 | S/ 1,037,920.56 |
| 8.00% | S/ 18,583.12 | S/ 37,527.24 | S/ 56,839.37 | S/ 76,526.65 | S/ 1,033,137.65 |
| 7.10% | S/ 16,545.15 | S/ 33,376.45 | S/ 50,498.86 | S/ 67,917.41 | S/ 1,024,528.41 |
| 7.00% | S/ 16,317.91 | S/ 32,914.18 | S/ 49,793.54 | S/ 66,960.83 | S/ 1,023,571.83 |
| 6.50% | S/ 15,179.35 | S/ 30,599.56 | S/ 46,264.45 | S/ 62,177.92 | S/ 1,018,788.92 |
| 6.10% | S/ 14,265.61 | S/ 28,743.95 | S/ 43,438.20 | S/ 58,351.59 | S/ 1,014,962.59 |
| 6.20% | S/ 14,494.28 | S/ 29,208.18 | S/ 44,145.02 | S/ 59,308.17 | S/ 1,015,919.17 |
| 5.90% | S/ 13,807.77 | S/ 27,814.83 | S/ 42,024.08 | S/ 56,438.42 | S/ 1,013,049.42 |
| 5.75% | S/ 13,463.96 | S/ 27,117.42 | S/ 40,963.05 | S/ 55,003.55 | S/ 1,011,614.55 |
| 5.70% | S/ 13,349.28 | S/ 26,884.84 | S/ 40,609.29 | S/ 54,525.26 | S/ 1,011,136.26 |
| 5.65% | S/ 13,234.55 | S/ 26,652.20 | S/ 40,255.49 | S/ 54,046.97 | S/ 1,010,657.97 |
| 5.60% | S/ 13,119.79 | S/ 26,419.51 | S/ 39,901.64 | S/ 53,568.67 | S/ 1,010,179.67 |
| 5.50% | S/ 12,890.14 | S/ 25,953.97 | S/ 39,193.83 | S/ 52,612.09 | S/ 1,009,223.09 |
| 5.30% | S/ 12,430.34 | S/ 25,022.21 | S/ 37,777.69 | S/ 50,698.93 | S/ 1,007,309.93 |
| 5.25% | S/ 12,315.29 | S/ 24,789.13 | S/ 37,423.56 | S/ 50,220.63 | S/ 1,006,831.63 |
| 5.05% | S/ 11,854.68 | S/ 23,856.27 | S/ 36,006.58 | S/ 48,307.47 | S/ 1,004,918.47 |
| 5.00% | S/ 11,739.42 | S/ 23,622.91 | S/ 35,652.23 | S/ 47,829.18 | S/ 1,004,440.18 |
| 4.95% | S/ 11,624.13 | S/ 23,389.50 | S/ 35,297.84 | S/ 47,350.89 | S/ 1,003,961.89 |
| 4.75% | S/ 11,162.53 | S/ 22,455.30 | S/ 33,879.86 | S/ 45,437.72 | S/ 1,002,048.72 |
| 4.55% | S/ 10,700.26 | S/ 21,520.21 | S/ 32,461.19 | S/ 43,524.55 | S/ 1,000,135.55 |
| 4.50% | S/ 10,584.59 | S/ 21,286.30 | S/ 32,106.42 | S/ 43,046.26 | S/ 999,657.26 |
| 4.40% | S/ 10,353.13 | S/ 20,818.31 | S/ 31,396.75 | S/ 42,089.68 | S/ 998,700.68 |
| 4.30% | S/ 10,121.50 | S/ 20,350.09 | S/ 30,686.91 | S/ 41,133.10 | S/ 997,744.10 |
| 4.25% | S/ 10,005.62 | S/ 20,115.90 | S/ 30,331.93 | S/ 40,654.81 | S/ 997,265.81 |
| 4.20% | S/ 9,889.70 | S/ 19,881.65 | S/ 29,976.90 | S/ 40,176.51 | S/ 996,787.51 |
| 4.15% | S/ 9,773.74 | S/ 19,647.35 | S/ 29,621.83 | S/ 39,698.22 | S/ 996,309.22 |
| 4.00% | S/ 9,425.61 | S/ 18,944.10 | S/ 28,556.37 | S/ 38,263.35 | S/ 994,874.35 |
| 3.90% | S/ 9,193.31 | S/ 18,474.98 | S/ 27,845.84 | S/ 37,306.76 | S/ 993,917.76 |
| 3.75% | S/ 8,844.55 | S/ 17,770.88 | S/ 26,779.74 | S/ 35,871.89 | S/ 992,482.89 |
| 3.50% | S/ 8,262.44 | S/ 16,596.25 | S/ 25,002.04 | S/ 33,480.43 | S/ 990,091.43 |
| 3.00% | S/ 7,095.05 | S/ 14,242.73 | S/ 21,443.42 | S/ 28,697.51 | S/ 985,308.51 |
| 2.75% | S/ 6,509.76 | S/ 13,063.83 | S/ 19,662.49 | S/ 26,306.06 | S/ 982,917.06 |
| 2.50% | S/ 5,923.40 | S/ 11,883.49 | S/ 17,880.48 | S/ 23,914.60 | S/ 980,525.60 |
| 2.00% | S/ 4,747.46 | S/ 9,518.48 | S/ 14,313.18 | S/ 19,131.68 | S/ 975,742.68 |
| 1.35% | S/ 3,212.25 | S/ 6,435.30 | S/ 9,669.16 | S/ 12,913.88 | S/ 969,524.88 |
| 1.00% | S/ 2,382.54 | S/ 4,771.02 | S/ 7,165.45 | S/ 9,565.84 | S/ 966,176.84 |
| 0.10% | S/ 239.06 | S/ 478.17 | S/ 717.35 | S/ 956.58 | S/ 957,567.58 |
Sobre los datos
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Para S/ 956,611 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 956,611 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
