Cálculo de intereses
Ahorrando S/ 955,679
Veamos que pasaría si Usted ahorrara 955,679 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 955,679.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,917.71 | S/ 21,960.14 | S/ 33,128.72 | S/ 44,424.89 | S/ 1,000,103.89 |
| 8.50% | S/ 19,690.63 | S/ 39,786.96 | S/ 60,297.36 | S/ 81,230.35 | S/ 1,036,909.35 |
| 8.00% | S/ 18,565.02 | S/ 37,490.68 | S/ 56,783.99 | S/ 76,452.10 | S/ 1,032,131.10 |
| 7.10% | S/ 16,529.03 | S/ 33,343.93 | S/ 50,449.66 | S/ 67,851.24 | S/ 1,023,530.24 |
| 7.00% | S/ 16,302.01 | S/ 32,882.11 | S/ 49,745.03 | S/ 66,895.59 | S/ 1,022,574.59 |
| 6.50% | S/ 15,164.56 | S/ 30,569.75 | S/ 46,219.38 | S/ 62,117.34 | S/ 1,017,796.34 |
| 6.10% | S/ 14,251.71 | S/ 28,715.95 | S/ 43,395.88 | S/ 58,294.74 | S/ 1,013,973.74 |
| 6.20% | S/ 14,480.16 | S/ 29,179.72 | S/ 44,102.01 | S/ 59,250.39 | S/ 1,014,929.39 |
| 5.90% | S/ 13,794.31 | S/ 27,787.73 | S/ 41,983.14 | S/ 56,383.44 | S/ 1,012,062.44 |
| 5.75% | S/ 13,450.84 | S/ 27,091.00 | S/ 40,923.14 | S/ 54,949.96 | S/ 1,010,628.96 |
| 5.70% | S/ 13,336.27 | S/ 26,858.65 | S/ 40,569.72 | S/ 54,472.14 | S/ 1,010,151.14 |
| 5.65% | S/ 13,221.66 | S/ 26,626.24 | S/ 40,216.27 | S/ 53,994.31 | S/ 1,009,673.31 |
| 5.60% | S/ 13,107.01 | S/ 26,393.77 | S/ 39,862.77 | S/ 53,516.48 | S/ 1,009,195.48 |
| 5.50% | S/ 12,877.58 | S/ 25,928.68 | S/ 39,155.64 | S/ 52,560.83 | S/ 1,008,239.83 |
| 5.30% | S/ 12,418.23 | S/ 24,997.83 | S/ 37,740.89 | S/ 50,649.53 | S/ 1,006,328.53 |
| 5.25% | S/ 12,303.29 | S/ 24,764.98 | S/ 37,387.10 | S/ 50,171.71 | S/ 1,005,850.71 |
| 5.05% | S/ 11,843.13 | S/ 23,833.02 | S/ 35,971.50 | S/ 48,260.40 | S/ 1,003,939.40 |
| 5.00% | S/ 11,727.99 | S/ 23,599.90 | S/ 35,617.50 | S/ 47,782.58 | S/ 1,003,461.58 |
| 4.95% | S/ 11,612.80 | S/ 23,366.71 | S/ 35,263.45 | S/ 47,304.75 | S/ 1,002,983.75 |
| 4.75% | S/ 11,151.65 | S/ 22,433.43 | S/ 33,846.85 | S/ 45,393.45 | S/ 1,001,072.45 |
| 4.55% | S/ 10,689.84 | S/ 21,499.25 | S/ 32,429.57 | S/ 43,482.15 | S/ 999,161.15 |
| 4.50% | S/ 10,574.28 | S/ 21,265.56 | S/ 32,075.14 | S/ 43,004.32 | S/ 998,683.32 |
| 4.40% | S/ 10,343.04 | S/ 20,798.03 | S/ 31,366.16 | S/ 42,048.67 | S/ 997,727.67 |
| 4.30% | S/ 10,111.64 | S/ 20,330.27 | S/ 30,657.01 | S/ 41,093.02 | S/ 996,772.02 |
| 4.25% | S/ 9,995.88 | S/ 20,096.30 | S/ 30,302.37 | S/ 40,615.20 | S/ 996,294.20 |
| 4.20% | S/ 9,880.07 | S/ 19,862.28 | S/ 29,947.69 | S/ 40,137.37 | S/ 995,816.37 |
| 4.15% | S/ 9,764.22 | S/ 19,628.21 | S/ 29,592.97 | S/ 39,659.55 | S/ 995,338.55 |
| 4.00% | S/ 9,416.43 | S/ 18,925.64 | S/ 28,528.54 | S/ 38,226.07 | S/ 993,905.07 |
| 3.90% | S/ 9,184.36 | S/ 18,456.98 | S/ 27,818.71 | S/ 37,270.42 | S/ 992,949.42 |
| 3.75% | S/ 8,835.94 | S/ 17,753.57 | S/ 26,753.65 | S/ 35,836.94 | S/ 991,515.94 |
| 3.50% | S/ 8,254.39 | S/ 16,580.08 | S/ 24,977.68 | S/ 33,447.81 | S/ 989,126.81 |
| 3.00% | S/ 7,088.14 | S/ 14,228.85 | S/ 21,422.53 | S/ 28,669.56 | S/ 984,348.56 |
| 2.75% | S/ 6,503.42 | S/ 13,051.10 | S/ 19,643.33 | S/ 26,280.43 | S/ 981,959.43 |
| 2.50% | S/ 5,917.63 | S/ 11,871.91 | S/ 17,863.05 | S/ 23,891.30 | S/ 979,570.30 |
| 2.00% | S/ 4,742.84 | S/ 9,509.21 | S/ 14,299.24 | S/ 19,113.04 | S/ 974,792.04 |
| 1.35% | S/ 3,209.13 | S/ 6,429.03 | S/ 9,659.74 | S/ 12,901.30 | S/ 968,580.30 |
| 1.00% | S/ 2,380.22 | S/ 4,766.37 | S/ 7,158.47 | S/ 9,556.52 | S/ 965,235.52 |
| 0.10% | S/ 238.82 | S/ 477.71 | S/ 716.65 | S/ 955.65 | S/ 956,634.65 |
Sobre los datos
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Para S/ 955,679 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 955,679 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.