Cálculo de intereses
Ahorrando S/ 953,668
Veamos que pasaría si Usted ahorrara 953,668 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 953,668.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,894.73 | S/ 21,913.93 | S/ 33,059.01 | S/ 44,331.40 | S/ 997,999.40 |
| 8.50% | S/ 19,649.20 | S/ 39,703.24 | S/ 60,170.48 | S/ 81,059.42 | S/ 1,034,727.42 |
| 8.00% | S/ 18,525.95 | S/ 37,411.79 | S/ 56,664.50 | S/ 76,291.22 | S/ 1,029,959.22 |
| 7.10% | S/ 16,494.24 | S/ 33,273.77 | S/ 50,343.50 | S/ 67,708.47 | S/ 1,021,376.47 |
| 7.00% | S/ 16,267.71 | S/ 32,812.92 | S/ 49,640.35 | S/ 66,754.83 | S/ 1,020,422.83 |
| 6.50% | S/ 15,132.65 | S/ 30,505.42 | S/ 46,122.12 | S/ 61,986.63 | S/ 1,015,654.63 |
| 6.10% | S/ 14,221.72 | S/ 28,655.52 | S/ 43,304.57 | S/ 58,172.07 | S/ 1,011,840.07 |
| 6.20% | S/ 14,449.69 | S/ 29,118.32 | S/ 44,009.20 | S/ 59,125.71 | S/ 1,012,793.71 |
| 5.90% | S/ 13,765.29 | S/ 27,729.26 | S/ 41,894.79 | S/ 56,264.79 | S/ 1,009,932.79 |
| 5.75% | S/ 13,422.54 | S/ 27,033.99 | S/ 40,837.03 | S/ 54,834.33 | S/ 1,008,502.33 |
| 5.70% | S/ 13,308.21 | S/ 26,802.13 | S/ 40,484.35 | S/ 54,357.51 | S/ 1,008,025.51 |
| 5.65% | S/ 13,193.84 | S/ 26,570.21 | S/ 40,131.64 | S/ 53,880.69 | S/ 1,007,548.69 |
| 5.60% | S/ 13,079.43 | S/ 26,338.23 | S/ 39,778.88 | S/ 53,403.87 | S/ 1,007,071.87 |
| 5.50% | S/ 12,850.48 | S/ 25,874.12 | S/ 39,073.25 | S/ 52,450.23 | S/ 1,006,118.23 |
| 5.30% | S/ 12,392.10 | S/ 24,945.23 | S/ 37,661.47 | S/ 50,542.95 | S/ 1,004,210.95 |
| 5.25% | S/ 12,277.40 | S/ 24,712.87 | S/ 37,308.42 | S/ 50,066.13 | S/ 1,003,734.13 |
| 5.05% | S/ 11,818.21 | S/ 23,782.87 | S/ 35,895.81 | S/ 48,158.85 | S/ 1,001,826.85 |
| 5.00% | S/ 11,703.31 | S/ 23,550.24 | S/ 35,542.55 | S/ 47,682.03 | S/ 1,001,350.03 |
| 4.95% | S/ 11,588.37 | S/ 23,317.54 | S/ 35,189.25 | S/ 47,205.21 | S/ 1,000,873.21 |
| 4.75% | S/ 11,128.18 | S/ 22,386.22 | S/ 33,775.63 | S/ 45,297.93 | S/ 998,965.93 |
| 4.55% | S/ 10,667.34 | S/ 21,454.01 | S/ 32,361.33 | S/ 43,390.65 | S/ 997,058.65 |
| 4.50% | S/ 10,552.03 | S/ 21,220.82 | S/ 32,007.65 | S/ 42,913.83 | S/ 996,581.83 |
| 4.40% | S/ 10,321.28 | S/ 20,754.26 | S/ 31,300.16 | S/ 41,960.19 | S/ 995,628.19 |
| 4.30% | S/ 10,090.36 | S/ 20,287.49 | S/ 30,592.50 | S/ 41,006.55 | S/ 994,674.55 |
| 4.25% | S/ 9,974.84 | S/ 20,054.01 | S/ 30,238.61 | S/ 40,529.73 | S/ 994,197.73 |
| 4.20% | S/ 9,859.28 | S/ 19,820.49 | S/ 29,884.68 | S/ 40,052.91 | S/ 993,720.91 |
| 4.15% | S/ 9,743.68 | S/ 19,586.90 | S/ 29,530.70 | S/ 39,576.09 | S/ 993,244.09 |
| 4.00% | S/ 9,396.61 | S/ 18,885.81 | S/ 28,468.51 | S/ 38,145.63 | S/ 991,813.63 |
| 3.90% | S/ 9,165.03 | S/ 18,418.14 | S/ 27,760.18 | S/ 37,191.99 | S/ 990,859.99 |
| 3.75% | S/ 8,817.34 | S/ 17,716.21 | S/ 26,697.35 | S/ 35,761.53 | S/ 989,429.53 |
| 3.50% | S/ 8,237.02 | S/ 16,545.19 | S/ 24,925.12 | S/ 33,377.43 | S/ 987,045.43 |
| 3.00% | S/ 7,073.23 | S/ 14,198.91 | S/ 21,377.45 | S/ 28,609.23 | S/ 982,277.23 |
| 2.75% | S/ 6,489.74 | S/ 13,023.64 | S/ 19,602.00 | S/ 26,225.13 | S/ 979,893.13 |
| 2.50% | S/ 5,905.18 | S/ 11,846.93 | S/ 17,825.47 | S/ 23,841.02 | S/ 977,509.02 |
| 2.00% | S/ 4,732.86 | S/ 9,489.20 | S/ 14,269.15 | S/ 19,072.82 | S/ 972,740.82 |
| 1.35% | S/ 3,202.37 | S/ 6,415.50 | S/ 9,639.41 | S/ 12,874.16 | S/ 966,542.16 |
| 1.00% | S/ 2,375.21 | S/ 4,756.34 | S/ 7,143.41 | S/ 9,536.41 | S/ 963,204.41 |
| 0.10% | S/ 238.32 | S/ 476.70 | S/ 715.14 | S/ 953.64 | S/ 954,621.64 |
Sobre los datos
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Para S/ 953,668 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 953,668 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.