Cálculo de intereses
Ahorrando S/ 953,160
Veamos que pasaría si Usted ahorrara 953,160 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 953,160.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,888.93 | S/ 21,902.25 | S/ 33,041.40 | S/ 44,307.79 | S/ 997,467.79 |
| 8.50% | S/ 19,638.73 | S/ 39,682.09 | S/ 60,138.43 | S/ 81,016.24 | S/ 1,034,176.24 |
| 8.00% | S/ 18,516.08 | S/ 37,391.86 | S/ 56,634.32 | S/ 76,250.58 | S/ 1,029,410.58 |
| 7.10% | S/ 16,485.46 | S/ 33,256.04 | S/ 50,316.68 | S/ 67,672.40 | S/ 1,020,832.40 |
| 7.00% | S/ 16,259.04 | S/ 32,795.44 | S/ 49,613.91 | S/ 66,719.27 | S/ 1,019,879.27 |
| 6.50% | S/ 15,124.59 | S/ 30,489.17 | S/ 46,097.55 | S/ 61,953.61 | S/ 1,015,113.61 |
| 6.10% | S/ 14,214.14 | S/ 28,640.25 | S/ 43,281.50 | S/ 58,141.08 | S/ 1,011,301.08 |
| 6.20% | S/ 14,441.99 | S/ 29,102.81 | S/ 43,985.76 | S/ 59,094.22 | S/ 1,012,254.22 |
| 5.90% | S/ 13,757.95 | S/ 27,714.49 | S/ 41,872.48 | S/ 56,234.82 | S/ 1,009,394.82 |
| 5.75% | S/ 13,415.39 | S/ 27,019.59 | S/ 40,815.27 | S/ 54,805.12 | S/ 1,007,965.12 |
| 5.70% | S/ 13,301.12 | S/ 26,787.85 | S/ 40,462.79 | S/ 54,328.56 | S/ 1,007,488.56 |
| 5.65% | S/ 13,186.81 | S/ 26,556.06 | S/ 40,110.26 | S/ 53,851.99 | S/ 1,007,011.99 |
| 5.60% | S/ 13,072.46 | S/ 26,324.20 | S/ 39,757.69 | S/ 53,375.42 | S/ 1,006,535.42 |
| 5.50% | S/ 12,843.64 | S/ 25,860.34 | S/ 39,052.43 | S/ 52,422.29 | S/ 1,005,582.29 |
| 5.30% | S/ 12,385.50 | S/ 24,931.94 | S/ 37,641.41 | S/ 50,516.03 | S/ 1,003,676.03 |
| 5.25% | S/ 12,270.86 | S/ 24,699.70 | S/ 37,288.55 | S/ 50,039.46 | S/ 1,003,199.46 |
| 5.05% | S/ 11,811.91 | S/ 23,770.20 | S/ 35,876.69 | S/ 48,133.20 | S/ 1,001,293.20 |
| 5.00% | S/ 11,697.07 | S/ 23,537.69 | S/ 35,523.62 | S/ 47,656.63 | S/ 1,000,816.63 |
| 4.95% | S/ 11,582.19 | S/ 23,305.12 | S/ 35,170.51 | S/ 47,180.07 | S/ 1,000,340.07 |
| 4.75% | S/ 11,122.26 | S/ 22,374.30 | S/ 33,757.63 | S/ 45,273.80 | S/ 998,433.80 |
| 4.55% | S/ 10,661.66 | S/ 21,442.58 | S/ 32,344.09 | S/ 43,367.54 | S/ 996,527.54 |
| 4.50% | S/ 10,546.41 | S/ 21,209.51 | S/ 31,990.60 | S/ 42,890.97 | S/ 996,050.97 |
| 4.40% | S/ 10,315.78 | S/ 20,743.21 | S/ 31,283.49 | S/ 41,937.84 | S/ 995,097.84 |
| 4.30% | S/ 10,084.99 | S/ 20,276.68 | S/ 30,576.21 | S/ 40,984.71 | S/ 994,144.71 |
| 4.25% | S/ 9,969.53 | S/ 20,043.33 | S/ 30,222.50 | S/ 40,508.14 | S/ 993,668.14 |
| 4.20% | S/ 9,854.03 | S/ 19,809.93 | S/ 29,868.76 | S/ 40,031.58 | S/ 993,191.58 |
| 4.15% | S/ 9,738.49 | S/ 19,576.47 | S/ 29,514.97 | S/ 39,555.01 | S/ 992,715.01 |
| 4.00% | S/ 9,391.61 | S/ 18,875.75 | S/ 28,453.35 | S/ 38,125.31 | S/ 991,285.31 |
| 3.90% | S/ 9,160.15 | S/ 18,408.33 | S/ 27,745.39 | S/ 37,172.18 | S/ 990,332.18 |
| 3.75% | S/ 8,812.65 | S/ 17,706.77 | S/ 26,683.13 | S/ 35,742.48 | S/ 988,902.48 |
| 3.50% | S/ 8,232.64 | S/ 16,536.38 | S/ 24,911.84 | S/ 33,359.65 | S/ 986,519.65 |
| 3.00% | S/ 7,069.46 | S/ 14,191.35 | S/ 21,366.06 | S/ 28,593.99 | S/ 981,753.99 |
| 2.75% | S/ 6,486.28 | S/ 13,016.70 | S/ 19,591.56 | S/ 26,211.16 | S/ 979,371.16 |
| 2.50% | S/ 5,902.04 | S/ 11,840.62 | S/ 17,815.97 | S/ 23,828.32 | S/ 976,988.32 |
| 2.00% | S/ 4,730.34 | S/ 9,484.15 | S/ 14,261.55 | S/ 19,062.66 | S/ 972,222.66 |
| 1.35% | S/ 3,200.67 | S/ 6,412.08 | S/ 9,634.28 | S/ 12,867.30 | S/ 966,027.30 |
| 1.00% | S/ 2,373.95 | S/ 4,753.81 | S/ 7,139.60 | S/ 9,531.33 | S/ 962,691.33 |
| 0.10% | S/ 238.19 | S/ 476.45 | S/ 714.76 | S/ 953.13 | S/ 954,113.13 |
Sobre los datos
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Para S/ 953,160 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 953,160 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.