Cálculo de intereses
Ahorrando S/ 953,060
Veamos que pasaría si Usted ahorrara 953,060 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 953,060.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,887.79 | S/ 21,899.96 | S/ 33,037.93 | S/ 44,303.14 | S/ 997,363.14 |
| 8.50% | S/ 19,636.67 | S/ 39,677.93 | S/ 60,132.12 | S/ 81,007.74 | S/ 1,034,067.74 |
| 8.00% | S/ 18,514.14 | S/ 37,387.94 | S/ 56,628.38 | S/ 76,242.58 | S/ 1,029,302.58 |
| 7.10% | S/ 16,483.73 | S/ 33,252.55 | S/ 50,311.41 | S/ 67,665.30 | S/ 1,020,725.30 |
| 7.00% | S/ 16,257.34 | S/ 32,792.00 | S/ 49,608.70 | S/ 66,712.27 | S/ 1,019,772.27 |
| 6.50% | S/ 15,123.00 | S/ 30,485.97 | S/ 46,092.72 | S/ 61,947.11 | S/ 1,015,007.11 |
| 6.10% | S/ 14,212.65 | S/ 28,637.25 | S/ 43,276.96 | S/ 58,134.98 | S/ 1,011,194.98 |
| 6.20% | S/ 14,440.48 | S/ 29,099.76 | S/ 43,981.15 | S/ 59,088.02 | S/ 1,012,148.02 |
| 5.90% | S/ 13,756.51 | S/ 27,711.58 | S/ 41,868.08 | S/ 56,228.92 | S/ 1,009,288.92 |
| 5.75% | S/ 13,413.98 | S/ 27,016.76 | S/ 40,810.99 | S/ 54,799.37 | S/ 1,007,859.37 |
| 5.70% | S/ 13,299.72 | S/ 26,785.04 | S/ 40,458.54 | S/ 54,322.86 | S/ 1,007,382.86 |
| 5.65% | S/ 13,185.43 | S/ 26,553.27 | S/ 40,106.05 | S/ 53,846.34 | S/ 1,006,906.34 |
| 5.60% | S/ 13,071.09 | S/ 26,321.44 | S/ 39,753.52 | S/ 53,369.82 | S/ 1,006,429.82 |
| 5.50% | S/ 12,842.29 | S/ 25,857.62 | S/ 39,048.34 | S/ 52,416.79 | S/ 1,005,476.79 |
| 5.30% | S/ 12,384.20 | S/ 24,929.32 | S/ 37,637.46 | S/ 50,510.73 | S/ 1,003,570.73 |
| 5.25% | S/ 12,269.58 | S/ 24,697.11 | S/ 37,284.64 | S/ 50,034.21 | S/ 1,003,094.21 |
| 5.05% | S/ 11,810.67 | S/ 23,767.71 | S/ 35,872.92 | S/ 48,128.15 | S/ 1,001,188.15 |
| 5.00% | S/ 11,695.85 | S/ 23,535.22 | S/ 35,519.89 | S/ 47,651.63 | S/ 1,000,711.63 |
| 4.95% | S/ 11,580.98 | S/ 23,302.68 | S/ 35,166.82 | S/ 47,175.12 | S/ 1,000,235.12 |
| 4.75% | S/ 11,121.09 | S/ 22,371.95 | S/ 33,754.09 | S/ 45,269.05 | S/ 998,329.05 |
| 4.55% | S/ 10,660.54 | S/ 21,440.33 | S/ 32,340.70 | S/ 43,362.99 | S/ 996,422.99 |
| 4.50% | S/ 10,545.30 | S/ 21,207.29 | S/ 31,987.24 | S/ 42,886.47 | S/ 995,946.47 |
| 4.40% | S/ 10,314.70 | S/ 20,741.03 | S/ 31,280.20 | S/ 41,933.44 | S/ 994,993.44 |
| 4.30% | S/ 10,083.93 | S/ 20,274.55 | S/ 30,573.00 | S/ 40,980.41 | S/ 994,040.41 |
| 4.25% | S/ 9,968.48 | S/ 20,041.23 | S/ 30,219.33 | S/ 40,503.89 | S/ 993,563.89 |
| 4.20% | S/ 9,852.99 | S/ 19,807.85 | S/ 29,865.62 | S/ 40,027.38 | S/ 993,087.38 |
| 4.15% | S/ 9,737.46 | S/ 19,574.42 | S/ 29,511.87 | S/ 39,550.86 | S/ 992,610.86 |
| 4.00% | S/ 9,390.62 | S/ 18,873.77 | S/ 28,450.36 | S/ 38,121.31 | S/ 991,181.31 |
| 3.90% | S/ 9,159.19 | S/ 18,406.40 | S/ 27,742.48 | S/ 37,168.28 | S/ 990,228.28 |
| 3.75% | S/ 8,811.72 | S/ 17,704.91 | S/ 26,680.33 | S/ 35,738.73 | S/ 988,798.73 |
| 3.50% | S/ 8,231.77 | S/ 16,534.65 | S/ 24,909.23 | S/ 33,356.15 | S/ 986,416.15 |
| 3.00% | S/ 7,068.72 | S/ 14,189.86 | S/ 21,363.82 | S/ 28,590.99 | S/ 981,650.99 |
| 2.75% | S/ 6,485.60 | S/ 13,015.33 | S/ 19,589.50 | S/ 26,208.41 | S/ 979,268.41 |
| 2.50% | S/ 5,901.42 | S/ 11,839.38 | S/ 17,814.10 | S/ 23,825.82 | S/ 976,885.82 |
| 2.00% | S/ 4,729.84 | S/ 9,483.15 | S/ 14,260.05 | S/ 19,060.66 | S/ 972,120.66 |
| 1.35% | S/ 3,200.33 | S/ 6,411.41 | S/ 9,633.27 | S/ 12,865.95 | S/ 965,925.95 |
| 1.00% | S/ 2,373.70 | S/ 4,753.31 | S/ 7,138.85 | S/ 9,530.33 | S/ 962,590.33 |
| 0.10% | S/ 238.17 | S/ 476.40 | S/ 714.69 | S/ 953.03 | S/ 954,013.03 |
Sobre los datos
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Para S/ 953,060 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 953,060 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.