Cálculo de intereses
Ahorrando S/ 947,315
Veamos que pasaría si Usted ahorrara 947,315 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 947,315.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,822.16 | S/ 21,767.94 | S/ 32,838.78 | S/ 44,036.08 | S/ 991,351.08 |
| 8.50% | S/ 19,518.30 | S/ 39,438.75 | S/ 59,769.64 | S/ 80,519.43 | S/ 1,027,834.43 |
| 8.00% | S/ 18,402.54 | S/ 37,162.57 | S/ 56,287.02 | S/ 75,783.00 | S/ 1,023,098.00 |
| 7.10% | S/ 16,384.37 | S/ 33,052.11 | S/ 50,008.13 | S/ 67,257.42 | S/ 1,014,572.42 |
| 7.00% | S/ 16,159.34 | S/ 32,594.33 | S/ 49,309.66 | S/ 66,310.13 | S/ 1,013,625.13 |
| 6.50% | S/ 15,031.84 | S/ 30,302.20 | S/ 45,814.87 | S/ 61,573.70 | S/ 1,008,888.70 |
| 6.10% | S/ 14,126.98 | S/ 28,464.63 | S/ 43,016.09 | S/ 57,784.55 | S/ 1,005,099.55 |
| 6.20% | S/ 14,353.43 | S/ 28,924.34 | S/ 43,716.03 | S/ 58,731.84 | S/ 1,006,046.84 |
| 5.90% | S/ 13,673.59 | S/ 27,544.54 | S/ 41,615.70 | S/ 55,889.97 | S/ 1,003,204.97 |
| 5.75% | S/ 13,333.12 | S/ 26,853.90 | S/ 40,564.98 | S/ 54,469.04 | S/ 1,001,784.04 |
| 5.70% | S/ 13,219.55 | S/ 26,623.58 | S/ 40,214.66 | S/ 53,995.40 | S/ 1,001,310.40 |
| 5.65% | S/ 13,105.94 | S/ 26,393.21 | S/ 39,864.30 | S/ 53,521.76 | S/ 1,000,836.76 |
| 5.60% | S/ 12,992.29 | S/ 26,162.78 | S/ 39,513.89 | S/ 53,048.11 | S/ 1,000,363.11 |
| 5.50% | S/ 12,764.88 | S/ 25,701.75 | S/ 38,812.96 | S/ 52,100.83 | S/ 999,415.83 |
| 5.30% | S/ 12,309.55 | S/ 24,779.05 | S/ 37,410.58 | S/ 50,206.25 | S/ 997,521.25 |
| 5.25% | S/ 12,195.62 | S/ 24,548.24 | S/ 37,059.89 | S/ 49,732.61 | S/ 997,047.61 |
| 5.05% | S/ 11,739.48 | S/ 23,624.44 | S/ 35,656.68 | S/ 47,838.03 | S/ 995,153.03 |
| 5.00% | S/ 11,625.34 | S/ 23,393.35 | S/ 35,305.78 | S/ 47,364.39 | S/ 994,679.39 |
| 4.95% | S/ 11,511.17 | S/ 23,162.21 | S/ 34,954.83 | S/ 46,890.75 | S/ 994,205.75 |
| 4.75% | S/ 11,054.05 | S/ 22,237.09 | S/ 33,550.62 | S/ 44,996.17 | S/ 992,311.17 |
| 4.55% | S/ 10,596.28 | S/ 21,311.09 | S/ 32,145.75 | S/ 43,101.60 | S/ 990,416.60 |
| 4.50% | S/ 10,481.74 | S/ 21,079.45 | S/ 31,794.42 | S/ 42,627.95 | S/ 989,942.95 |
| 4.40% | S/ 10,252.52 | S/ 20,616.01 | S/ 31,091.65 | S/ 41,680.67 | S/ 988,995.67 |
| 4.30% | S/ 10,023.14 | S/ 20,152.34 | S/ 30,388.71 | S/ 40,733.38 | S/ 988,048.38 |
| 4.25% | S/ 9,908.39 | S/ 19,920.42 | S/ 30,037.17 | S/ 40,259.74 | S/ 987,574.74 |
| 4.20% | S/ 9,793.60 | S/ 19,688.45 | S/ 29,685.59 | S/ 39,786.09 | S/ 987,101.09 |
| 4.15% | S/ 9,678.77 | S/ 19,456.42 | S/ 29,333.98 | S/ 39,312.45 | S/ 986,627.45 |
| 4.00% | S/ 9,334.02 | S/ 18,760.00 | S/ 28,278.87 | S/ 37,891.52 | S/ 985,206.52 |
| 3.90% | S/ 9,103.98 | S/ 18,295.45 | S/ 27,575.25 | S/ 36,944.23 | S/ 984,259.23 |
| 3.75% | S/ 8,758.61 | S/ 17,598.19 | S/ 26,519.50 | S/ 35,523.30 | S/ 982,838.30 |
| 3.50% | S/ 8,182.15 | S/ 16,434.98 | S/ 24,759.08 | S/ 33,155.08 | S/ 980,470.08 |
| 3.00% | S/ 7,026.11 | S/ 14,104.32 | S/ 21,235.04 | S/ 28,418.64 | S/ 975,733.64 |
| 2.75% | S/ 6,446.50 | S/ 12,936.88 | S/ 19,471.42 | S/ 26,050.42 | S/ 973,365.42 |
| 2.50% | S/ 5,865.84 | S/ 11,768.01 | S/ 17,706.72 | S/ 23,682.20 | S/ 970,997.20 |
| 2.00% | S/ 4,701.33 | S/ 9,425.99 | S/ 14,174.09 | S/ 18,945.76 | S/ 966,260.76 |
| 1.35% | S/ 3,181.04 | S/ 6,372.76 | S/ 9,575.20 | S/ 12,788.39 | S/ 960,103.39 |
| 1.00% | S/ 2,359.39 | S/ 4,724.66 | S/ 7,095.82 | S/ 9,472.88 | S/ 956,787.88 |
| 0.10% | S/ 236.73 | S/ 473.53 | S/ 710.38 | S/ 947.29 | S/ 948,262.29 |
Sobre los datos
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Para S/ 947,315 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 947,315 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.