Cálculo de intereses
Ahorrando S/ 947,008
Veamos que pasaría si Usted ahorrara 947,008 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 947,008.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,818.65 | S/ 21,760.89 | S/ 32,828.14 | S/ 44,021.81 | S/ 991,029.81 |
| 8.50% | S/ 19,511.98 | S/ 39,425.97 | S/ 59,750.27 | S/ 80,493.33 | S/ 1,027,501.33 |
| 8.00% | S/ 18,396.58 | S/ 37,150.52 | S/ 56,268.78 | S/ 75,758.44 | S/ 1,022,766.44 |
| 7.10% | S/ 16,379.06 | S/ 33,041.40 | S/ 49,991.92 | S/ 67,235.62 | S/ 1,014,243.62 |
| 7.00% | S/ 16,154.10 | S/ 32,583.76 | S/ 49,293.68 | S/ 66,288.64 | S/ 1,013,296.64 |
| 6.50% | S/ 15,026.97 | S/ 30,292.38 | S/ 45,800.03 | S/ 61,553.74 | S/ 1,008,561.74 |
| 6.10% | S/ 14,122.40 | S/ 28,455.40 | S/ 43,002.15 | S/ 57,765.82 | S/ 1,004,773.82 |
| 6.20% | S/ 14,348.78 | S/ 28,914.97 | S/ 43,701.86 | S/ 58,712.80 | S/ 1,005,720.80 |
| 5.90% | S/ 13,669.16 | S/ 27,535.61 | S/ 41,602.22 | S/ 55,871.86 | S/ 1,002,879.86 |
| 5.75% | S/ 13,328.80 | S/ 26,845.20 | S/ 40,551.84 | S/ 54,451.39 | S/ 1,001,459.39 |
| 5.70% | S/ 13,215.27 | S/ 26,614.95 | S/ 40,201.63 | S/ 53,977.90 | S/ 1,000,985.90 |
| 5.65% | S/ 13,101.70 | S/ 26,384.65 | S/ 39,851.38 | S/ 53,504.41 | S/ 1,000,512.41 |
| 5.60% | S/ 12,988.08 | S/ 26,154.30 | S/ 39,501.09 | S/ 53,030.92 | S/ 1,000,038.92 |
| 5.50% | S/ 12,760.74 | S/ 25,693.42 | S/ 38,800.38 | S/ 52,083.94 | S/ 999,091.94 |
| 5.30% | S/ 12,305.56 | S/ 24,771.02 | S/ 37,398.46 | S/ 50,189.98 | S/ 997,197.98 |
| 5.25% | S/ 12,191.66 | S/ 24,540.28 | S/ 37,047.88 | S/ 49,716.49 | S/ 996,724.49 |
| 5.05% | S/ 11,735.68 | S/ 23,616.78 | S/ 35,645.13 | S/ 47,822.53 | S/ 994,830.53 |
| 5.00% | S/ 11,621.58 | S/ 23,385.77 | S/ 35,294.34 | S/ 47,349.04 | S/ 994,357.04 |
| 4.95% | S/ 11,507.44 | S/ 23,154.71 | S/ 34,943.50 | S/ 46,875.55 | S/ 993,883.55 |
| 4.75% | S/ 11,050.47 | S/ 22,229.89 | S/ 33,539.75 | S/ 44,981.59 | S/ 991,989.59 |
| 4.55% | S/ 10,592.85 | S/ 21,304.18 | S/ 32,135.33 | S/ 43,087.63 | S/ 990,095.63 |
| 4.50% | S/ 10,478.34 | S/ 21,072.62 | S/ 31,784.12 | S/ 42,614.14 | S/ 989,622.14 |
| 4.40% | S/ 10,249.20 | S/ 20,609.32 | S/ 31,081.57 | S/ 41,667.16 | S/ 988,675.16 |
| 4.30% | S/ 10,019.90 | S/ 20,145.81 | S/ 30,378.86 | S/ 40,720.18 | S/ 987,728.18 |
| 4.25% | S/ 9,905.18 | S/ 19,913.97 | S/ 30,027.44 | S/ 40,246.69 | S/ 987,254.69 |
| 4.20% | S/ 9,790.43 | S/ 19,682.07 | S/ 29,675.97 | S/ 39,773.20 | S/ 986,781.20 |
| 4.15% | S/ 9,675.63 | S/ 19,450.12 | S/ 29,324.47 | S/ 39,299.71 | S/ 986,307.71 |
| 4.00% | S/ 9,330.99 | S/ 18,753.92 | S/ 28,269.70 | S/ 37,879.24 | S/ 984,887.24 |
| 3.90% | S/ 9,101.03 | S/ 18,289.52 | S/ 27,566.31 | S/ 36,932.26 | S/ 983,940.26 |
| 3.75% | S/ 8,755.77 | S/ 17,592.49 | S/ 26,510.91 | S/ 35,511.79 | S/ 982,519.79 |
| 3.50% | S/ 8,179.50 | S/ 16,429.65 | S/ 24,751.06 | S/ 33,144.34 | S/ 980,152.34 |
| 3.00% | S/ 7,023.83 | S/ 14,099.75 | S/ 21,228.16 | S/ 28,409.43 | S/ 975,417.43 |
| 2.75% | S/ 6,444.41 | S/ 12,932.68 | S/ 19,465.11 | S/ 26,041.98 | S/ 973,049.98 |
| 2.50% | S/ 5,863.94 | S/ 11,764.19 | S/ 17,700.98 | S/ 23,674.53 | S/ 970,682.53 |
| 2.00% | S/ 4,699.80 | S/ 9,422.93 | S/ 14,169.50 | S/ 18,939.62 | S/ 965,947.62 |
| 1.35% | S/ 3,180.01 | S/ 6,370.70 | S/ 9,572.10 | S/ 12,784.25 | S/ 959,792.25 |
| 1.00% | S/ 2,358.63 | S/ 4,723.13 | S/ 7,093.52 | S/ 9,469.81 | S/ 956,477.81 |
| 0.10% | S/ 236.66 | S/ 473.37 | S/ 710.15 | S/ 946.98 | S/ 947,954.98 |
Sobre los datos
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Para S/ 947,008 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 947,008 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
