Cálculo de intereses
Ahorrando S/ 943,807
Veamos que pasaría si Usted ahorrara 943,807 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 943,807.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,782.08 | S/ 21,687.34 | S/ 32,717.17 | S/ 43,873.01 | S/ 987,680.01 |
| 8.50% | S/ 19,446.02 | S/ 39,292.71 | S/ 59,548.31 | S/ 80,221.26 | S/ 1,024,028.26 |
| 8.00% | S/ 18,334.39 | S/ 37,024.95 | S/ 56,078.59 | S/ 75,502.36 | S/ 1,019,309.36 |
| 7.10% | S/ 16,323.69 | S/ 32,929.71 | S/ 49,822.95 | S/ 67,008.36 | S/ 1,010,815.36 |
| 7.00% | S/ 16,099.50 | S/ 32,473.63 | S/ 49,127.06 | S/ 66,064.58 | S/ 1,009,871.58 |
| 6.50% | S/ 14,976.18 | S/ 30,189.99 | S/ 45,645.22 | S/ 61,345.68 | S/ 1,005,152.68 |
| 6.10% | S/ 14,074.66 | S/ 28,359.22 | S/ 42,856.79 | S/ 57,570.57 | S/ 1,001,377.57 |
| 6.20% | S/ 14,300.28 | S/ 28,817.23 | S/ 43,554.15 | S/ 58,514.35 | S/ 1,002,321.35 |
| 5.90% | S/ 13,622.95 | S/ 27,442.54 | S/ 41,461.60 | S/ 55,683.01 | S/ 999,490.01 |
| 5.75% | S/ 13,283.75 | S/ 26,754.46 | S/ 40,414.77 | S/ 54,267.34 | S/ 998,074.34 |
| 5.70% | S/ 13,170.60 | S/ 26,524.99 | S/ 40,065.74 | S/ 53,795.45 | S/ 997,602.45 |
| 5.65% | S/ 13,057.41 | S/ 26,295.47 | S/ 39,716.68 | S/ 53,323.56 | S/ 997,130.56 |
| 5.60% | S/ 12,944.18 | S/ 26,065.89 | S/ 39,367.57 | S/ 52,851.67 | S/ 996,658.67 |
| 5.50% | S/ 12,717.61 | S/ 25,606.58 | S/ 38,669.23 | S/ 51,907.89 | S/ 995,714.89 |
| 5.30% | S/ 12,263.97 | S/ 24,687.29 | S/ 37,272.05 | S/ 50,020.33 | S/ 993,827.33 |
| 5.25% | S/ 12,150.46 | S/ 24,457.33 | S/ 36,922.65 | S/ 49,548.44 | S/ 993,355.44 |
| 5.05% | S/ 11,696.01 | S/ 23,536.96 | S/ 35,524.64 | S/ 47,660.89 | S/ 991,467.89 |
| 5.00% | S/ 11,582.29 | S/ 23,306.73 | S/ 35,175.04 | S/ 47,189.00 | S/ 990,996.00 |
| 4.95% | S/ 11,468.54 | S/ 23,076.44 | S/ 34,825.39 | S/ 46,717.11 | S/ 990,524.11 |
| 4.75% | S/ 11,013.12 | S/ 22,154.75 | S/ 33,426.38 | S/ 44,829.55 | S/ 988,636.55 |
| 4.55% | S/ 10,557.04 | S/ 21,232.17 | S/ 32,026.71 | S/ 42,941.99 | S/ 986,748.99 |
| 4.50% | S/ 10,442.92 | S/ 21,001.39 | S/ 31,676.69 | S/ 42,470.10 | S/ 986,277.10 |
| 4.40% | S/ 10,214.56 | S/ 20,539.66 | S/ 30,976.51 | S/ 41,526.32 | S/ 985,333.32 |
| 4.30% | S/ 9,986.03 | S/ 20,077.71 | S/ 30,276.17 | S/ 40,582.54 | S/ 984,389.54 |
| 4.25% | S/ 9,871.70 | S/ 19,846.65 | S/ 29,925.94 | S/ 40,110.65 | S/ 983,917.65 |
| 4.20% | S/ 9,757.33 | S/ 19,615.54 | S/ 29,575.67 | S/ 39,638.76 | S/ 983,445.76 |
| 4.15% | S/ 9,642.93 | S/ 19,384.37 | S/ 29,225.35 | S/ 39,166.87 | S/ 982,973.87 |
| 4.00% | S/ 9,299.45 | S/ 18,690.53 | S/ 28,174.15 | S/ 37,751.20 | S/ 981,558.20 |
| 3.90% | S/ 9,070.26 | S/ 18,227.70 | S/ 27,473.13 | S/ 36,807.42 | S/ 980,614.42 |
| 3.75% | S/ 8,726.17 | S/ 17,533.02 | S/ 26,421.30 | S/ 35,391.75 | S/ 979,198.75 |
| 3.50% | S/ 8,151.85 | S/ 16,374.11 | S/ 24,667.39 | S/ 33,032.30 | S/ 976,839.30 |
| 3.00% | S/ 7,000.09 | S/ 14,052.09 | S/ 21,156.40 | S/ 28,313.41 | S/ 972,120.41 |
| 2.75% | S/ 6,422.63 | S/ 12,888.97 | S/ 19,399.31 | S/ 25,953.96 | S/ 969,760.96 |
| 2.50% | S/ 5,844.12 | S/ 11,724.43 | S/ 17,641.15 | S/ 23,594.51 | S/ 967,401.51 |
| 2.00% | S/ 4,683.92 | S/ 9,391.08 | S/ 14,121.61 | S/ 18,875.61 | S/ 962,682.61 |
| 1.35% | S/ 3,169.26 | S/ 6,349.16 | S/ 9,539.74 | S/ 12,741.04 | S/ 956,548.04 |
| 1.00% | S/ 2,350.65 | S/ 4,707.16 | S/ 7,069.54 | S/ 9,437.80 | S/ 953,244.80 |
| 0.10% | S/ 235.86 | S/ 471.77 | S/ 707.75 | S/ 943.78 | S/ 944,750.78 |
Sobre los datos
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Para S/ 943,807 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 943,807 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.