Cálculo de intereses
Ahorrando S/ 939,663
Veamos que pasaría si Usted ahorrara 939,663 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 939,663.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,734.74 | S/ 21,592.11 | S/ 32,573.52 | S/ 43,680.38 | S/ 983,343.38 |
| 8.50% | S/ 19,360.64 | S/ 39,120.18 | S/ 59,286.85 | S/ 79,869.03 | S/ 1,019,532.03 |
| 8.00% | S/ 18,253.89 | S/ 36,862.38 | S/ 55,832.36 | S/ 75,170.85 | S/ 1,014,833.85 |
| 7.10% | S/ 16,252.02 | S/ 32,785.13 | S/ 49,604.19 | S/ 66,714.14 | S/ 1,006,377.14 |
| 7.00% | S/ 16,028.81 | S/ 32,331.04 | S/ 48,911.36 | S/ 65,774.51 | S/ 1,005,437.51 |
| 6.50% | S/ 14,910.42 | S/ 30,057.43 | S/ 45,444.80 | S/ 61,076.33 | S/ 1,000,739.33 |
| 6.10% | S/ 14,012.87 | S/ 28,234.70 | S/ 42,668.62 | S/ 57,317.79 | S/ 996,980.79 |
| 6.20% | S/ 14,237.49 | S/ 28,690.71 | S/ 43,362.91 | S/ 58,257.43 | S/ 997,920.43 |
| 5.90% | S/ 13,563.14 | S/ 27,322.05 | S/ 41,279.55 | S/ 55,438.52 | S/ 995,101.52 |
| 5.75% | S/ 13,225.42 | S/ 26,636.99 | S/ 40,237.32 | S/ 54,029.07 | S/ 993,692.07 |
| 5.70% | S/ 13,112.77 | S/ 26,408.53 | S/ 39,889.82 | S/ 53,559.25 | S/ 993,222.25 |
| 5.65% | S/ 13,000.08 | S/ 26,180.01 | S/ 39,542.29 | S/ 53,089.43 | S/ 992,752.43 |
| 5.60% | S/ 12,887.35 | S/ 25,951.45 | S/ 39,194.72 | S/ 52,619.61 | S/ 992,282.61 |
| 5.50% | S/ 12,661.77 | S/ 25,494.15 | S/ 38,499.44 | S/ 51,679.98 | S/ 991,342.98 |
| 5.30% | S/ 12,210.12 | S/ 24,578.90 | S/ 37,108.40 | S/ 49,800.71 | S/ 989,463.71 |
| 5.25% | S/ 12,097.11 | S/ 24,349.95 | S/ 36,760.53 | S/ 49,330.89 | S/ 988,993.89 |
| 5.05% | S/ 11,644.65 | S/ 23,433.61 | S/ 35,368.66 | S/ 47,451.62 | S/ 987,114.62 |
| 5.00% | S/ 11,531.44 | S/ 23,204.39 | S/ 35,020.59 | S/ 46,981.80 | S/ 986,644.80 |
| 4.95% | S/ 11,418.19 | S/ 22,975.12 | S/ 34,672.48 | S/ 46,511.98 | S/ 986,174.98 |
| 4.75% | S/ 10,964.76 | S/ 22,057.47 | S/ 33,279.62 | S/ 44,632.71 | S/ 984,295.71 |
| 4.55% | S/ 10,510.69 | S/ 21,138.95 | S/ 31,886.09 | S/ 42,753.44 | S/ 982,416.44 |
| 4.50% | S/ 10,397.07 | S/ 20,909.18 | S/ 31,537.60 | S/ 42,283.62 | S/ 981,946.62 |
| 4.40% | S/ 10,169.71 | S/ 20,449.48 | S/ 30,840.50 | S/ 41,343.99 | S/ 981,006.99 |
| 4.30% | S/ 9,942.18 | S/ 19,989.56 | S/ 30,143.24 | S/ 40,404.35 | S/ 980,067.35 |
| 4.25% | S/ 9,828.36 | S/ 19,759.51 | S/ 29,794.54 | S/ 39,934.54 | S/ 979,597.54 |
| 4.20% | S/ 9,714.49 | S/ 19,529.41 | S/ 29,445.81 | S/ 39,464.72 | S/ 979,127.72 |
| 4.15% | S/ 9,600.59 | S/ 19,299.26 | S/ 29,097.03 | S/ 38,994.90 | S/ 978,657.90 |
| 4.00% | S/ 9,258.62 | S/ 18,608.47 | S/ 28,050.44 | S/ 37,585.45 | S/ 977,248.45 |
| 3.90% | S/ 9,030.44 | S/ 18,147.66 | S/ 27,352.51 | S/ 36,645.81 | S/ 976,308.81 |
| 3.75% | S/ 8,687.86 | S/ 17,456.04 | S/ 26,305.29 | S/ 35,236.36 | S/ 974,899.36 |
| 3.50% | S/ 8,116.06 | S/ 16,302.22 | S/ 24,559.09 | S/ 32,887.27 | S/ 972,550.27 |
| 3.00% | S/ 6,969.35 | S/ 13,990.39 | S/ 21,063.51 | S/ 28,189.09 | S/ 967,852.09 |
| 2.75% | S/ 6,394.43 | S/ 12,832.38 | S/ 19,314.13 | S/ 25,840.00 | S/ 965,503.00 |
| 2.50% | S/ 5,818.46 | S/ 11,672.95 | S/ 17,563.69 | S/ 23,490.91 | S/ 963,153.91 |
| 2.00% | S/ 4,663.35 | S/ 9,349.85 | S/ 14,059.60 | S/ 18,792.73 | S/ 958,455.73 |
| 1.35% | S/ 3,155.34 | S/ 6,321.28 | S/ 9,497.86 | S/ 12,685.09 | S/ 952,348.09 |
| 1.00% | S/ 2,340.33 | S/ 4,686.50 | S/ 7,038.50 | S/ 9,396.37 | S/ 949,059.37 |
| 0.10% | S/ 234.82 | S/ 469.70 | S/ 704.64 | S/ 939.64 | S/ 940,602.64 |
Sobre los datos
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Para S/ 939,663 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 939,663 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.