Cálculo de intereses
Ahorrando S/ 938,488
Veamos que pasaría si Usted ahorrara 938,488 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 938,488.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,721.32 | S/ 21,565.11 | S/ 32,532.79 | S/ 43,625.76 | S/ 982,113.76 |
| 8.50% | S/ 19,336.43 | S/ 39,071.27 | S/ 59,212.72 | S/ 79,769.15 | S/ 1,018,257.15 |
| 8.00% | S/ 18,231.07 | S/ 36,816.29 | S/ 55,762.55 | S/ 75,076.86 | S/ 1,013,564.86 |
| 7.10% | S/ 16,231.70 | S/ 32,744.13 | S/ 49,542.16 | S/ 66,630.72 | S/ 1,005,118.72 |
| 7.00% | S/ 16,008.77 | S/ 32,290.62 | S/ 48,850.20 | S/ 65,692.26 | S/ 1,004,180.26 |
| 6.50% | S/ 14,891.77 | S/ 30,019.85 | S/ 45,387.97 | S/ 60,999.96 | S/ 999,487.96 |
| 6.10% | S/ 13,995.34 | S/ 28,199.40 | S/ 42,615.27 | S/ 57,246.12 | S/ 995,734.12 |
| 6.20% | S/ 14,219.69 | S/ 28,654.83 | S/ 43,308.69 | S/ 58,184.58 | S/ 996,672.58 |
| 5.90% | S/ 13,546.18 | S/ 27,287.88 | S/ 41,227.93 | S/ 55,369.20 | S/ 993,857.20 |
| 5.75% | S/ 13,208.89 | S/ 26,603.68 | S/ 40,187.00 | S/ 53,961.51 | S/ 992,449.51 |
| 5.70% | S/ 13,096.37 | S/ 26,375.51 | S/ 39,839.94 | S/ 53,492.28 | S/ 991,980.28 |
| 5.65% | S/ 12,983.82 | S/ 26,147.28 | S/ 39,492.84 | S/ 53,023.05 | S/ 991,511.05 |
| 5.60% | S/ 12,871.23 | S/ 25,918.99 | S/ 39,145.70 | S/ 52,553.82 | S/ 991,041.82 |
| 5.50% | S/ 12,645.93 | S/ 25,462.27 | S/ 38,451.30 | S/ 51,615.36 | S/ 990,103.36 |
| 5.30% | S/ 12,194.85 | S/ 24,548.16 | S/ 37,062.00 | S/ 49,738.44 | S/ 988,226.44 |
| 5.25% | S/ 12,081.98 | S/ 24,319.50 | S/ 36,714.57 | S/ 49,269.20 | S/ 987,757.20 |
| 5.05% | S/ 11,630.09 | S/ 23,404.31 | S/ 35,324.44 | S/ 47,392.28 | S/ 985,880.28 |
| 5.00% | S/ 11,517.02 | S/ 23,175.38 | S/ 34,976.80 | S/ 46,923.05 | S/ 985,411.05 |
| 4.95% | S/ 11,403.91 | S/ 22,946.39 | S/ 34,629.13 | S/ 46,453.82 | S/ 984,941.82 |
| 4.75% | S/ 10,951.05 | S/ 22,029.89 | S/ 33,238.00 | S/ 44,576.90 | S/ 983,064.90 |
| 4.55% | S/ 10,497.55 | S/ 21,112.51 | S/ 31,846.22 | S/ 42,699.98 | S/ 981,187.98 |
| 4.50% | S/ 10,384.07 | S/ 20,883.03 | S/ 31,498.17 | S/ 42,230.75 | S/ 980,718.75 |
| 4.40% | S/ 10,156.99 | S/ 20,423.91 | S/ 30,801.94 | S/ 41,292.29 | S/ 979,780.29 |
| 4.30% | S/ 9,929.75 | S/ 19,964.56 | S/ 30,105.55 | S/ 40,353.83 | S/ 978,841.83 |
| 4.25% | S/ 9,816.07 | S/ 19,734.81 | S/ 29,757.29 | S/ 39,884.60 | S/ 978,372.60 |
| 4.20% | S/ 9,702.34 | S/ 19,504.99 | S/ 29,408.99 | S/ 39,415.37 | S/ 977,903.37 |
| 4.15% | S/ 9,588.58 | S/ 19,275.13 | S/ 29,060.64 | S/ 38,946.14 | S/ 977,434.14 |
| 4.00% | S/ 9,247.04 | S/ 18,585.20 | S/ 28,015.37 | S/ 37,538.45 | S/ 976,026.45 |
| 3.90% | S/ 9,019.15 | S/ 18,124.97 | S/ 27,318.30 | S/ 36,599.99 | S/ 975,087.99 |
| 3.75% | S/ 8,676.99 | S/ 17,434.21 | S/ 26,272.40 | S/ 35,192.30 | S/ 973,680.30 |
| 3.50% | S/ 8,105.91 | S/ 16,281.84 | S/ 24,528.38 | S/ 32,846.14 | S/ 971,334.14 |
| 3.00% | S/ 6,960.64 | S/ 13,972.90 | S/ 21,037.17 | S/ 28,153.84 | S/ 966,641.84 |
| 2.75% | S/ 6,386.44 | S/ 12,816.33 | S/ 19,289.98 | S/ 25,807.69 | S/ 964,295.69 |
| 2.50% | S/ 5,811.19 | S/ 11,658.35 | S/ 17,541.73 | S/ 23,461.53 | S/ 961,949.53 |
| 2.00% | S/ 4,657.52 | S/ 9,338.16 | S/ 14,042.02 | S/ 18,769.23 | S/ 957,257.23 |
| 1.35% | S/ 3,151.40 | S/ 6,313.38 | S/ 9,485.98 | S/ 12,669.23 | S/ 951,157.23 |
| 1.00% | S/ 2,337.41 | S/ 4,680.64 | S/ 7,029.70 | S/ 9,384.62 | S/ 947,872.62 |
| 0.10% | S/ 234.53 | S/ 469.11 | S/ 703.76 | S/ 938.46 | S/ 939,426.46 |
Sobre los datos
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Para S/ 938,488 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 938,488 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.