Cálculo de intereses
Ahorrando S/ 936,989
Veamos que pasaría si Usted ahorrara 936,989 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 936,989.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,704.19 | S/ 21,530.67 | S/ 32,480.83 | S/ 43,556.08 | S/ 980,545.08 |
| 8.50% | S/ 19,305.55 | S/ 39,008.86 | S/ 59,118.14 | S/ 79,641.74 | S/ 1,016,630.74 |
| 8.00% | S/ 18,201.95 | S/ 36,757.48 | S/ 55,673.48 | S/ 74,956.94 | S/ 1,011,945.94 |
| 7.10% | S/ 16,205.77 | S/ 32,691.83 | S/ 49,463.03 | S/ 66,524.29 | S/ 1,003,513.29 |
| 7.00% | S/ 15,983.20 | S/ 32,239.04 | S/ 48,772.17 | S/ 65,587.33 | S/ 1,002,576.33 |
| 6.50% | S/ 14,867.99 | S/ 29,971.90 | S/ 45,315.48 | S/ 60,902.53 | S/ 997,891.53 |
| 6.10% | S/ 13,972.99 | S/ 28,154.35 | S/ 42,547.20 | S/ 57,154.68 | S/ 994,143.68 |
| 6.20% | S/ 14,196.98 | S/ 28,609.06 | S/ 43,239.51 | S/ 58,091.64 | S/ 995,080.64 |
| 5.90% | S/ 13,524.54 | S/ 27,244.30 | S/ 41,162.08 | S/ 55,280.76 | S/ 992,269.76 |
| 5.75% | S/ 13,187.79 | S/ 26,561.19 | S/ 40,122.81 | S/ 53,875.32 | S/ 990,864.32 |
| 5.70% | S/ 13,075.46 | S/ 26,333.38 | S/ 39,776.31 | S/ 53,406.84 | S/ 990,395.84 |
| 5.65% | S/ 12,963.09 | S/ 26,105.51 | S/ 39,429.77 | S/ 52,938.36 | S/ 989,927.36 |
| 5.60% | S/ 12,850.68 | S/ 25,877.60 | S/ 39,083.18 | S/ 52,469.87 | S/ 989,458.87 |
| 5.50% | S/ 12,625.73 | S/ 25,421.60 | S/ 38,389.88 | S/ 51,532.91 | S/ 988,521.91 |
| 5.30% | S/ 12,175.37 | S/ 24,508.95 | S/ 37,002.80 | S/ 49,658.99 | S/ 986,647.99 |
| 5.25% | S/ 12,062.68 | S/ 24,280.66 | S/ 36,655.92 | S/ 49,190.51 | S/ 986,179.51 |
| 5.05% | S/ 11,611.52 | S/ 23,366.93 | S/ 35,268.02 | S/ 47,316.59 | S/ 984,305.59 |
| 5.00% | S/ 11,498.62 | S/ 23,138.36 | S/ 34,920.94 | S/ 46,848.11 | S/ 983,837.11 |
| 4.95% | S/ 11,385.69 | S/ 22,909.74 | S/ 34,573.81 | S/ 46,379.63 | S/ 983,368.63 |
| 4.75% | S/ 10,933.56 | S/ 21,994.70 | S/ 33,184.91 | S/ 44,505.70 | S/ 981,494.70 |
| 4.55% | S/ 10,480.78 | S/ 21,078.79 | S/ 31,795.35 | S/ 42,631.78 | S/ 979,620.78 |
| 4.50% | S/ 10,367.48 | S/ 20,849.68 | S/ 31,447.86 | S/ 42,163.30 | S/ 979,152.30 |
| 4.40% | S/ 10,140.77 | S/ 20,391.28 | S/ 30,752.74 | S/ 41,226.34 | S/ 978,215.34 |
| 4.30% | S/ 9,913.89 | S/ 19,932.67 | S/ 30,057.46 | S/ 40,289.37 | S/ 977,278.37 |
| 4.25% | S/ 9,800.39 | S/ 19,703.28 | S/ 29,709.76 | S/ 39,820.89 | S/ 976,809.89 |
| 4.20% | S/ 9,686.85 | S/ 19,473.84 | S/ 29,362.01 | S/ 39,352.41 | S/ 976,341.41 |
| 4.15% | S/ 9,573.27 | S/ 19,244.34 | S/ 29,014.23 | S/ 38,883.93 | S/ 975,872.93 |
| 4.00% | S/ 9,232.27 | S/ 18,555.51 | S/ 27,970.62 | S/ 37,478.49 | S/ 974,467.49 |
| 3.90% | S/ 9,004.74 | S/ 18,096.02 | S/ 27,274.67 | S/ 36,541.53 | S/ 973,530.53 |
| 3.75% | S/ 8,663.13 | S/ 17,406.36 | S/ 26,230.43 | S/ 35,136.09 | S/ 972,125.09 |
| 3.50% | S/ 8,092.96 | S/ 16,255.83 | S/ 24,489.20 | S/ 32,793.68 | S/ 969,782.68 |
| 3.00% | S/ 6,949.52 | S/ 13,950.58 | S/ 21,003.57 | S/ 28,108.87 | S/ 965,097.87 |
| 2.75% | S/ 6,376.24 | S/ 12,795.86 | S/ 19,259.17 | S/ 25,766.47 | S/ 962,755.47 |
| 2.50% | S/ 5,801.90 | S/ 11,639.73 | S/ 17,513.71 | S/ 23,424.06 | S/ 960,413.06 |
| 2.00% | S/ 4,650.08 | S/ 9,323.24 | S/ 14,019.59 | S/ 18,739.25 | S/ 955,728.25 |
| 1.35% | S/ 3,146.37 | S/ 6,303.30 | S/ 9,470.83 | S/ 12,648.99 | S/ 949,637.99 |
| 1.00% | S/ 2,333.67 | S/ 4,673.16 | S/ 7,018.47 | S/ 9,369.63 | S/ 946,358.63 |
| 0.10% | S/ 234.15 | S/ 468.36 | S/ 702.63 | S/ 936.96 | S/ 937,925.96 |
Sobre los datos
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Para S/ 936,989 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 936,989 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.